Know Your Rights

Did you know that you have the right to have derogatory or negative items removed from your credit report even if these items were or are accurate?

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Your Credit

Having less than perfect credit can cost you tens of thousands or even hundreds of thousands of dollars over a lifetime.

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Home Ownership

Home ownership is still a major part of the “American Dream”. It creates long term financial stability as the mortgage is paid down and the home appreciates. It also creates a sense of pride, satisfaction and enhanced well-being.

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The Financial Literacy Challenge

Are you financially literate and responsible? Are you protecting yourself and your family? Do you have peace of mind? Join the millions of Americans who are taking the 3 minute literacy challenge and find out!

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Professional Credit Repair

Whether you have poor credit and need to increase your credit score to qualify for a car loan, credit card or refinance a home, or you have average to good credit and understand the value of having the highest credit score possible, we can help with our highly rated, professional credit repair service.

After a bankruptcy, divorce, and subsequent foreclosure on my home my credit was ruined. I was determined to get it repaired. I decided to give ERA a try because really I had very little to lose. I am so happy with their services and proud to say that my credit rating in now in the “GOOD” range. Thank you!!!!
– Karen Perry Gold Canyon, AZ

Free Credit Repair Consultation

Credit repair or credit restoration is not a “one size fits all” service. It’s important to speak with you to understand your situation, what types of negative items you have on your credit report, what you’re trying to accomplish by increasing your score, and in what time frame. That is why we speak with each client to learn about them and fully explain the credit repair process.

I am so thankful to you for helping my client clean up their credit. Our Guzman client FICO scores went up from 530 to 678 in a little over 6 months! This means a lot to her because she has been wanting to buy a home for a while and now I can move forward to help her with her financing. Our plan is that she will be in her home before Christmas. You have done an awesome job!
– Demaris Lopez, Branch Manager at Movement Mortgage

The Best Way to Repair Credit

It is true that you can attempt to fix your credit on your own through the websites of the 3 major credit bureaus or by writing dispute letters to the bureaus, but there is no doubt that the best way to repair credit is to use a professional credit repair service.

Credit Repair Specialist

ERA Credit Services is an agent for United Credit Education Services. We have a 10 year track record and have removed derogatory items from the credit reports of thousands of people nationwide and increased their credit score. As a professional credit repair service and credit repair specialist, we have an A+ rating with the Better Business Bureau. Through our years of experience we have developed the best way to repair credit for people like you.

I have been working with Dale and ERA Crdit Services for only about 3 months, and after my first round of dispute letters I was able to get 14 of my 15 negatively listed items on Transunion to drop off. I was amazed at how quickly I was able to see results and a huge positive impact to my credit.
– Sherief Elansary San Diego, CA

If you are contemplating trying to fix your own credit, or have decided that working with a professional credit repair service and credit repair specialist is the best way to repair credit, give us a call. We will discuss your specific situation and share what we do. You have nothing to lose except less than perfect credit.


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