Starting a Credit Repair Business for Under $500


Start a Credit Repair Business for Under $500

If you’re looking to start a credit repair business you may have come to the conclusion that you basically have two options. The first is to piece together the business by paying separately for software, a website, contracts, training and other essential components by buying kits, CD’s and manuals. Or, you could purchase a credit repair franchise that presumably has everything you need to get started. We actually are going to provide you a third option for a credit repair business opportunity below that we believe you’ll find head and shoulders above the first two.

Neither of the first two options overcomes a major issue in the credit repair business. You need to have the time to not only find clients but also do the credit repair service for these clients. Finding clients is a full time job by itself. Doing the work of credit repair is another full time job. So, to work with either of the first two options you must come to the conclusion that you’ll have to limit the amount of credit repair business you can have coming in or you have to hire staff to go get the business or do the credit repair service, whichever part you do not want to do or are least skilled to do.

If you have done any homework on the topic you probably did an internet search for the following terms as we did

starting a credit repair business start a credit repair business

credit repair business opportunity

credit repair business franchise

and terms very similar. What you found are the types of opportunities mentioned above. Companies that provide pieces of the business, and others that offer a credit repair franchise.

Before you can decide on a company to work with that offers pieces of the credit repair business you need to understand all the pieces you’ll need. Here is a partial list of what you would need to start a credit repair business.

A web site– and text for that web site such as frequently asked questions, a marketing video explaining your service, a contact form, an option for a client to sign up for your credit repair service online, and more.

Marketing materials– brochures, flyers, videos, business cards, logo

Credit repair contracts for your state or other states if you want to do business outside your state

Software to assist in the credit repair process, sales tracking, and accounting

Dedicated phone line for customer support

Automated process for updating clients on the their credit repair progress

Training on credit repair law such as the Fair Credit Reporting Act and the Credit Repair Organizations Act, sales training, and business training that can be done online and in person.

We found no companies other than the third option which we’ll reveal below that provide all these pieces. Costs will range upward from $1,000 with these options to start a credit repair business. But that does not include many of the missing parts of your business. You can estimate the true start up costs yourself but our figure is conservatively at $10,000 over the first year.

Now you have the credit repair franchise option. We found two although there may be more.

CreditCRM has a start up of $19,500, and Credit Dispute Pro $9,500. Assuming they provide everything you need which you would need to investigate, these costs would be fine if they also provided an office to work out of which they don’t. Or a household name that everyone recognizes, which they don’t.

There is also a company once called Credit Repair Nerds that has now changed their name to Credit Repair USA which is not a franchise. They consider you a licensee. According to a video on their website as of the date of this post they’ve been bringing on licensees since March of 2015 and have about 90 such licensees. Licensing fees range from $999 to $4,500.

So, what if you could find a company that provided everything you needed to get started listed above?

You have a staff that does all the credit repair service work for you so your job would simply be to go out and get clients.

They offer credit repair at one of the most competitive rates in the industry.

And, offer clients a satisfaction guarantee.

And, they’ve been in the credit repair business since 2004, have an A+ rating and are accredited by the Better Business Bureau and their credit repair division is accredited by the National Association of Credit Services Organizations

They do not limit you with geographical limitations. You can do business in any and all 50 states.

And, can find and develop other individuals who wanted to also be in the credit repair business, and get paid on their business.

You can offer other services such as a Will and Trust, LifeLock, a service to help your clients pay off their bills faster, a service that showed them how to increase their credit score beyond just fixing their credit, and more.

They provide the benefit of up to $100,000 in life insurance for their Independent Agents.

And, you could get started immediately for less than $500.

In addition, the online, conference call, and live seminar training that is second to none. You’ll also have the opportunity to work directly with two of  the top producers in the company.

Well, if you’re serious about getting into the credit repair business this is not a hard decision.

ERA Credit Services can provide you with the opportunity to be in the credit repair business, get everything listed above, and do it for less than $500 out of pocket start up costs. You can literally start today and begin earning money by the end of the day. On top of everything listed above we have the best compensation plan in the industry.

If it sounds too good to be true, it’s not. We have simply found a way to provide a better opportunity. Don’t you owe it to yourself to find out more?

Watch This Video to Learn
How to Start a Credit Repair Business for Less Than $500

If you are seriously interested in a career in credit repair and finding out more contact us at, visit our website at or call 727-222-0120 right now!