Year: 2016

New York Credit Repair Business

According to statistics there are well over 2 million consumers in the state of New York that have a 599 credit score or lower. That means that many people in New York that would like to purchase a home cannot qualify for a mortgage due to credit score alone. Therefore, if you desire to start a business, a good option is to start a New York credit repair business.

New York Credit Repair Business

However, state and federal government laws and regulations along with competition from large, experienced companies make it very difficult to start a New York credit repair business on your own. In addition, as an entrepreneur beginning a “start up” venture, you have to do everything yourself including having a minimum $10,000 to invest in your business to do it professionally and legally. So, what’s the alternative?

Start a New York Credit Repair Business
with Financial Education Services (FES)

Here are some of the advantages of becoming an Independent Agent with us:

Leverage the infrastructure and service delivery capabilities of a national company that is accredited at the highest level with the Better Business Bureau and the National Association of Credit Services Organizations.
Be a part of a company that has already been in business since 2004 allowing you to utilize our experience and stellar reputation.

No need to go through state and federal regulations and requirements because we have already satisfied all regulations with the state of New York and all 50 states, and federal FTC regulations. So you could start doing business immediately.

Learn how to start a New York credit repair business and build a successful business throughout the state and country by taking advantage of our online and offline training program.

And, you could start a New York credit repair business for less than $500.

This opportunity is available now. We would like to talk with you after you do some research on your own to see if this is a good fit for you.

We are Independent Agents with Financial Education Services and are producing close to $1 million in annual revenue. We will teach you exactly what we did to build this business. We are looking for serious entrepreneurs to start working with us on a part-time basis and move into a full time career. Or, those who want to begin a lucrative and rewarding business right away.

You’ll also have the opportunity to leverage our experience and learn how to build a successful New York credit repair business. We have developed our credit repair business in many areas across the country and we are looking for someone to start a New York credit repair business.

If this is of interest go to http://eracreditservices.com/credit-repair-business-opportunity/ and watch the videos located here. The first video will explain the types of business models in the credit repair industry giving the attributes of each. The second will give you detailed information on our credit repair business model and company.

If you want to discuss this with us after you have watched the videos and determined that our company may be a good fit for you, give us a call at 727-222-0120.

Dale Guiducci is the owner of ERA Credit Services which is an Independent Agent for Financial Education Services (FES) and United Credit Educations Services. Mr. Guiducci is also a Vice President with Financial Education Services and trains Independent Agents across the United States.

Start a Credit Repair Business in Texas

Statistics tell us that there are over 3 million consumers in Texas that have a 599 credit score or lower. That means that many people in the state of Texas that would like to purchase a home cannot qualify for a mortgage. Therefore, if someone is looking for a business opportunity a great idea would be to start a credit repair business in Texas.

Start a Credit Repair Business in Texas

However, state and federal government laws and regulations along with competition from large, experienced companies make it very difficult to start a credit repair company on your own.

In addition, as an entrepreneur beginning a “start up” venture you have to do everything yourself including having $10,000 to invest in your business to do it professionally and legally. So, what’s the alternative?

Start a Credit Repair Business in Texas
with Financial Education Services

What if you could leverage the infrastructure and service delivery capabilities of a national company that is accredited at the highest level with the Better Business Bureau and the National Association of Credit Services Organizations? And, this company had already been in business since 2004 and you could utilize their experience and stellar reputation? They have already satisfied all regulations with the state of Texas and all other states so you could start doing business immediately. And, what if they had a training platform that you could use to learn how to start a credit repair business in Texas and build a successful business throughout the state?  Finally, what if you could start a credit repair business in Texas for about $500?

Our company provides you with this opportunity and we would like to talk with you after you do some research on your own to see if this is a good fit for you. We are looking for serious entrepreneurs to start working with us on a part-time basis and move into a full time career. Or, those who want to begin a lucrative and rewarding business right away.

You will be provided with what is shared above but you’ll also have the opportunity to leverage our experience. Many people have joined our team and built a successful credit repair business across the country.

Hear From Some of our Successful Credit Repair Business Owners

 

“As Real Estate Brokers we depended on closings and sometimes we waited weeks and even months causing us tremendous stress. Now FES is our full time career and FESU has paved the way to Regional Vice President and the R&R Club! Our retirement and future is set!”- Wayman and Jean Kimpson, Atlanta, GA 

 

warren-bauerfeld

 

“As a business owner, I was watching my income go backwards due to a changing industry and my financial future was in jeopardy. FES was just what I needed. The training combined with hard work led me to Vice President and R&R Club. With this amount of money my future is no longer a concern!”- Warren Bauerfeld, Minneapolis, MN

We are looking for someone to start a credit repair business in Texas in the following metro areas:

Houston, Dallas, Ft. Worth, San Antonio, Austin, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock

If this is of interest go to http://eracreditservices.com/credit-repair-business-opportunity/ and watch the videos located here. The first video will explain the types of business models in the credit repair industry giving the attributes of each. The second will give you detailed information on our company.

If you want to discuss this with us after you have watched the videos and determined that our company may be a good fit for you, give us a call at 727-222-0120.

Dale Guiducci is the owner of ERA Credit Services which is an Independent Agent for Financial Education Services (FES) and United Credit Educations Services. Mr. Guiducci is also a Vice President with Financial Education Services and trains Independent Agents across the United States.

Credit Score Basics – How to Get a Good Credit Score

The first step in learning the credit score basics is to learn what makes up a credit score. Although each credit bureau uses a somewhat different scoring model (FICO, FICO II, Vantage) what constitutes a credit score is represented by this infographic:

Credit Score Basics
What Makes Up a Credit Score

When people want to improve their credit score they mostly focus on removing derogatory or negative accounts from their credit report. They may try it themselves. Then after little or no results they call a credit repair company for help. Credit repair, or what we call credit restoration, is a good thing to do. Removing derogatory accounts will increase your score.

Obsolete Accounts– accounts older than 7 years from the date of last activity should be deleted automatically but sometimes they are not. We use federal law to get these items removed for you.

Accounts with Erroneous or Outdated Information– If these are negative accounts, removing them will increase your score. We also use federal law do get these items updated or removed.

Unverifiable or Unverified Accounts– These are accounts that the creditor of record cannot or chooses not to verify. These items will be removed via federal law if challenged in the correct manner.

Our company has been providing the fastest, most effective results in the credit repair industry since 2004.

However, that only impacts 35% of your credit score.

We can help you in every area of your credit score basics

Therefore, we provide other services that impact 100% of your credit score.

Let’s tackle the next biggest percentage, your amounts owed (30%)

If you can pay down the amounts you owe to 30% of your credit limit that will increase your credit score. For instance, if you have a credit card with a $1,000 limit, pay down the balance to $300.  You may not think you can based on your budget but we have an online budget and debt payoff tool that will show you how to pay these accounts down. And, it will show you how to do that with the same amount of money you currently spend on your bills.

Next, the Types of Credit and New Credit (20%)

Sometimes it’s hard to understand that if you don’t have the right types of open credit accounts (revolving, installment) such as a car loan, mortgage, and credit cards you can’t have an optimum credit score. In other words, you have to have credit to have a good credit score. And you need new credit from time to time especially if you do not have enough open lines of credit.

We help people establish new lines of credit with a secured credit card program from Synovus Bank and a program that will add a positive rental history to your Transunion credit report. And, we will make other recommendations to you as well.

Lastly, Length of Credit History (15%)

This one just takes time. We have to get you the right types of credit, remove negative items, and let it season. Over time your credit score will go up based on the length of credit history.

Dale Guiducci is the owner of ERA Credit Services offering credit repair in San Diego and credit repair in Clearwater, FL and credit repair in Tampa, FL. ERA Credit Services is an Independent Agent for Financial Education Services (FES) which has an A+ rating and is accredited by the Better Business Bureau. Mr. Guiducci is also a Vice President with Financial Education Services and trains new Agents for FES on a national level.

Market a Credit Repair Business Using Social Media

There are many ways to get the word out and attract customers to market a credit repair business. These techniques are really no different than any other business. But many times credit repair businesses are owned and operated by solopreneurs, those that are running their business by themselves. Therefore, time and expertise is limited.

market a credit repair business

Market a Credit Repair Business

Word of Mouth- Everyone you know needs to know you’re in the credit repair business.

Referral Sources- Make contact with those professionals in real estate, mortgage, banking, auto and solar businesses. These people run talk with people that need credit repair every day.

Business Networking- Get out in the community and go to networking meetings that are attended by local business professionals from many industries. Consider joining your local Chamber of Commerce.

Advertising- Run ads on Google and other search engines, use signs, car magnets. It can be expensive and time consuming to advertise on the internet. You need expertise and have the time constantly monitor online advertising.

Blogging- This is a great way to get exposure and drive traffic to your website.

Social Media- Whether you personally like social media or not, using it to get exposure, drive traffic to your website, and attract customers to market a credit repair business is a must.

 

You either have to learn different social media platforms or hire someone to do it for you.

Here are the different social media platforms, the primary purpose of each and what each is best used for.

Market a Credit Repair Business
Social Media Platforms for Marketing a Credit Repair Business

There are keys to doing it correctly. These keys will alter a bit depending on the platform you use.

Posting on Social Media

You must be consistent in order to attract people and build your brand. Posting on social media is not ALL about your business. You want to give before you get by educating people on credit. You want to show people that you’re a real person by posting about your family, lifestyle and interests.

Types of posts you want to be consistent with-

The Services You Offer
Free Information, Education About Credit
Lifestyle- Posts about yourself and family
Motivational posts- quotes, inspirational images and videos
Business Activities- Images when attend a community meeting, visit a real estate office, do a seminar, etc.

As you can see social media can be time consuming. First, you have to learn it. Then you have to carve out time every day to do it. You also have to look at other forms of exposure as listed above because social media will take some time to develop a following. Then, of course, you have to run your business.

But what if all you had to do was attract customers? The infrastructure of your business was already in place and the service of credit repair and other services to increase a client’s credit score was being handled by a staff. That would be great, right? Then you could concentrate on attracting more customers, building a bigger business, and making more money.

If you’d like to learn about a business model that allows you to focus on getting customers and building a nationwide business, visit http://eracreditservices.com/credit-repair-business-opportunity

Dale Guiducci is the owner of ERA Credit Services along with his wife Shirley. ERA Credit Services is an Independent Agent of Financial Education Services (FES) and has offices in El Cajon, CA and Clearwater, FL. Dale is a Vice President with Financial Education Services and trains other independent FES Agents around the U.S..

Build a Credit Repair Business

Build a Credit Repair Business

Build a Credit repair Business

You Can’t Create Momentum When You Have to Create Everything

You’ve heard the saying, “You don’t know what you don’t know”? I resign myself to this many times when I’m talking to people that call me for information because they want to build a credit repair business.

The first stage of someone learning about starting a credit repair business almost always begins with a preconceived mindset that they have to build it all themselves. But what they don’t yet realize is the enormous amount of time, energy and money it will take to build it from scratch.

Even if they do build a credit repair business all on their own what they don’t often think about is how they’ll compete against other companies with experience, technology and track record. And, what about the state and federal laws they have to navigate through? These laws cost more money and limit the amount of revenue and profit they can earn.

Let’s say they get through all of this and build a credit repair business by them self. Great! Now, how are they going to find the time to get clients, not just a few but hundreds of clients, and deliver the service to those clients?

There’s another saying, “If you want it done right, do it yourself”. That saying is what unsuccessful people abide by. Successful people use the efforts of others that know more than they do about how to do something. That’s how they get more done and build large, successful businesses.

Build a Credit Repair Business for Less Than $500

What if there were a way to build a credit repair business for less than $500 start up costs? It includes training on exactly what to do to get a steady stream of clients, staff to provide the service delivery to the clients, technology to keep them and their clients informed, and access to all the marketing materials they’ll need.

And, what if someone could build it small, or build it all over the country by incorporating the efforts of other Independent Agents? And, learn directly how to build a credit repair business from others who are generating anywhere from $100,000 to over $2.5million a month in revenue.

This opportunity exists. It takes an open mind to understand a different type of business model and it takes training and hard work. But if someone is willing to learn and work hard they can be where they want to be in a far shorter time.

Visit http://eracreditservices.com/credit-repair-business-opportunity/ to watch two videos that will explain the alternatives to build a credit repair business, and details on this opportunity.

Start a Credit Repair Business in Massachusetts

Statistics tell us that there are over 1 million consumers in Massachusetts that have a 599 credit score or lower. That means that many people in the Bay State that would like to purchase a home cannot qualify for a mortgage. Therefore, starting a credit repair business in Massachusetts is a great business opportunity.

Start a Credit Repair Business In Massachusetts

However, state and federal laws along with competition from large, experienced companies make it very difficult to start a credit repair company on your own.

In addition, as an entrepreneur beginning a “start up” venture you have to do everything yourself. That includes having the capital which could amount up to $100,000 to do it professionally and legally. So, what’s the alternative?

Start a Credit Repair Business in Massachusetts
with Financial Education Services

What if you could leverage the infrastructure and service delivery capabilities of a national company that is accredited at the highest level with the Better Business Bureau and the National Association of Credit Services Organizations? What if this company had been in business since 2004 and you could utilize their experience and stellar reputation? And, they had already satisfied all regulations with the state of Massachusetts so you could start doing business immediately. What if they had a training platform so you could learn how to start a credit repair business in Massachusetts?  And, you could start a credit repair business in Massachusetts for about $500?

Our company provides you with this opportunity. We would like to talk with you after you do some research on your own to see if this is a good fit for you. We are looking for serious entrepreneurs to start working with us on a part-time basis and move into a full time career. Or, those who want to begin a lucrative and rewarding business right away.

Experience, Coaching, and Tools

We will not only provide you with what is shared above but you’ll also have the opportunity to leverage our experience. We have developed our business in many areas across the country. And, we are looking for someone to start a credit repair business in Massachusetts in the following metro areas:

Boston Metro, Framingham, Worcester, Quincy, Braintree
Southeastern Massachusetts- Brockton, Taunton, Plymouth, Fall River
The North Shore- Lawrence, Gloucester, Newburyport, Lynn
Western Mass- Springfield, Chicopee, Pittsfield

If this is of interest go to http://eracreditservices.com/credit-repair-business-opportunity/ and watch the videos located here. The first video will explain the types of business models in the credit repair industry giving the attributes of each. The second will give you detailed information on our company.

If you want to discuss this with us after you have watched the videos and determined that our company may be a good fit for you, give us a call at 727-222-0120.

ERA Credit Services is an Independent Agent for Financial Education Services and United Credit Educations Services.

Start a Credit Repair Business in Florida

Statistics tell us that there are over 1 million consumers in Florida that have a 599 credit score or lower. Therefore, if someone is looking for a business opportunity a great idea would be to start a credit repair business in Florida.

Start a Credit Repair Business in Florida

However, state and federal government laws and regulations, along with competition from large, experienced companies make it very difficult to start a credit repair company on your own.

In addition, as an entrepreneur beginning a “start up” venture you have to do everything yourself including having the capital which could amount up to $100,000 to do it professionally and legally. So, what’s the alternative?

Start a Credit Repair Business in Florida

What if you could leverage the infrastructure and service delivery capabilities of a national company that is accredited at the highest level by the BBB and NACSO? What if this company had already been in business since 2004 and you could utilize their experience and stellar reputation? What if they had a training platform that you could use to learn how to start a credit repair business in Florida and build a successful business throughout the state?  And, you could start a credit repair business in Florida for about $500.00?

Our company provides you with this opportunity and we would like to talk with you after you do some research on your own to see if this is a good fit for you. We are looking for serious entrepreneurs to start working with us on a part-time basis and move into a full time career. Or, those who want to begin a lucrative and rewarding business right away.

We will not only provide you with what is shared above but you’ll also have the opportunity to leverage our experience. We have developed our business in many areas across the country and we are looking someone we can coach on how to start a credit repair business in Florida in the following metro areas:

Tampa, St. Petersburg, Clearwater
Orlando
Fort Myers, Naples
Sarasota
Jacksonville, Daytona Beach
Melbourne
Fort Lauderdale, Palm Beach
Miami

If this is of interest go to http://eracreditservices.com/credit-repair-business-opportunity/ and watch the videos located here. The first video will explain the types of business models in the credit repair industry giving the attributes of each. The second will give you detailed information on our company.

If you want to discuss this with us after you have watched the videos and determined that our company may be a good fit for you, give us a call at 727-222-0120.

Credit Repair in Florida – What You Need to Know

You need to know the right questions to ask when you’re looking for credit repair Florida.

Credit Repair Florida

  • Most credit repair companies do not address all your items immediately. They only work on one or two derogatory items every 60 days. They extend the process intentionally so that you end up paying a monthly fee for several more months than is necessary.
  • The majority of Florida credit repair companies charge you an up-front fee for setting up your account which is unnecessary and simply a way to add to their profit.
  • Most credit repair companies in Florida do not involve you in the process. You do not see what’s being addressed, how they are addressing these negative items, or when they are doing it. They do not show you the items being disputed.
  • Unless you have a way of checking your credit reports and credit score on your own you do not see the impact of their work real time. Therefore you don’t know if what they are doing is working for you.
  • Lastly, credit repair Florida companies in cities like Tampa, St. Pete, Clearwater, Jacksonville, Orlando and Miami only do credit repair and do not help you with other ways to increase your credit score as well. Credit repair is a great service if done correctly. But it isn’t the only way to increase your credit score.

So, you have two choices. You could call several credit repair Florida companies and interview them. You now know the questions you should ask them.  See if you can find one that disputes all items right away. That doesn’t charge you a set up fee. Try and find a Florida credit repair company that will keep you informed and give you real time access to your credit scores and credit reports. Ask if they provide other services that will increase your credit score as well.

Credit Repair in Florida – A Full Service Credit Repair Company

Or, you could simply make one phone call to ERA Credit Services at 727-222-0120 for credit repair anywhere in Florida. We are an independent agent for United Credit Education Services that is accredited by and has an A+ rating with the Better Business Bureau.

  • Talk to a company that will fully explain the process to you right over the phone.
  • We do not charge set up fees. Your service starts immediately for your first monthly payment of only $87.00
  • We address all your derogatory items immediately insuring you’ll get the fastest results possible.
  • We give online access to all the information about your account. To see the account you’ll get click ERA Credit Services Protection Plan
  • You’ll receive correspondence about the negative accounts we’re working on for you so you know what items are being addressed.
  • You’ll have access to your credit scores and credit reports that is updated real time.
  • We also will provide other powerful services to increase and protect your score.
  • And, we provide you with knowledge about credit so you can maintain a high score in the future.

All for only $87/month with no contract and no minimum time on service.

Make one phone call for credit repair in Florida to ERA Credit Services (727) 222-0120

ERA Credit Services is backed by over 12 years of experience in the industry and an A+ rating with the Better Business Bureau. We are also certified by the National Association of Credit Services Organizations.

ERA Credit services is an independent Agent for United Credit Education Services, Farmington Hills, MI

Credit Repair Business in Cleveland

Financial Education Services, the #1 credit restoration company in the country, is expanding to Cleveland, OH and looking for Independent Agents that are searching for a business opportunity in credit repair either on a full time or part-time basis.

We will conduct a 2 day workshop for people interested in a home-based business centered around financial services with the core service being credit repair.

This 2 day event will be held on Saturday, September 17th and Sunday, September 18th at the Aloft Beachwood located at 1010 Eaton Blvd. in Beachwood, OH.

On Friday night, September 16th we will conduct a Corporate Overview at the hotel beginning at 7:30pm. This overview will give detailed information on the opportunity to start an Independent Agency with Financial Education Services.

For those interested, visit www.eracreditservices.com/credit-repair-business-opportunity/ and then call Vice President, Dale Guiducci at 727-222-0120. You will have the opportunity to meet Mr. Guiducci along with other company top producers in Cleveland during our event.

For further details also visit FES University Trainings

*ERA Credit Services is an Independent Agent for Financial Education Services and United Credit Education Services. Financial Education Services and United Credit Education Services provides all services to our customers.

Not Just Credit Repair, Credit Restoration

Credit repair, the process of utilizing federal law to remove inaccurate, erroneous and obsolete items from a consumer credit report, has been around for decades. However, the industry is evolving. And our company is leading the way. We offer not just credit repair, we offer credit restoration.

Not Just Credit Repair

Credit Repair vs. Credit Restoration

What’s the difference? Credit scores are based on a number of variables. Therefore there are other ways of helping a consumer increase their credit score. We look at a client’s credit history and make recommendations of perhaps opening new trade lines or accounts that will positively affect their score. Paying down existing balances can have a dramatic affect on scores.

Not just credit repair, credit restoration

We educate clients and give them tools to help maintain and protect their credit as well as their identity, family, and finances.  We offer an array of services called the Protection Plan. And, we charge less than other companies charge for credit repair alone. It’s just $87 per month with no set up fees.

Even if you just compare our credit repair service against others we have some big differences. We attempt to remove all derogatory or negative items immediately. Other companies try to slow the process down only so they can charge the client more fees.

All of this is why major real estate brokers, mortgage companies, and banks choose to work with us so their clients get the best and fastest results possible. For more information visit http://eracreditservices.com/the-ultimate-credit-package/

*ERA Credit Services is an Independent Agent for Financial Education Services and United Credit Education Services. Financial Education Services and United Credit Education Services provides all services to our customers.