What Do You Do With Your Client Prospects
That Can’t Qualify for a Mortgage?
Watch this video to learn how we can help you close more business.
Let’s work together to help both you and your client.
To Begin Letting Us Help You Close More Business
Book a Phone Appointment
July 3, 2017 by Melody Hunter, Charles Rutenberg Realty
I met Shirley and Dale about 2 years ago and they explained their services to me. I am a very busy Licensed Realtor in Pinellas County, Fl. Once I learned how they can help my clients improve their credit scores I was thrilled. I have referred several clients to them, but more so the Mortgage Broker I do business with, utilizes ERA services. Knowing ERA has been a great asset to my business. Once a client’s credit improves, they can now purchase a home. This obviously makes many people happy! I appreciate the knowledge they share and helpful hints they provide. I will continue to recommend and use ERA Credit Services.
July 13, 2017 by Rhonda Andersen, BBMC Mortgage
Thank you so much for all your hard work and dedication with repairing my clients credit. As a mortgage lender, you are key to the success of my borrowers in obtaining a great interest rate and sometimes, even a loan in the first place. You make it very easy to educate clients on how important it is to stay on top of their credit and also help them remove errors that can highly effect their lives in so many ways. You make me look good and I am so happy to have you both on my lender team and highly recommend you both to everyone. You are truly experts in your field.
How Are We Different Than Any Other Credit Repair Company in the Country?
First of all, we are not just a credit repair company. We are a credit restoration and financial services company. That means that we do far more to help your client raise their credit score and get into a sound financial situation.
How We Do Credit Repair Differently
Of course, credit repair is a basis to our overall efforts on behalf of a client. But unlike other companies:
We challenge all derogatory items immediately. Did you know that most companies do not? Instead, they challenge only 1 to 2 items every 60 days. This prolongs the process for your client and for you. Our goal is to increase that clients score as much as we can and as quickly as we can. Why? Because it’s the right thing to do, it’s what got us our A+ BBB rating, AND we want you to keep sending us referrals!
We provide your client with an online account. They will see each derogatory item and the status of that item. They will also get access to all the other services we provide. See more about our other services below.
Your client receives the dispute letters & gets updates directly from the credit reporting agencies. Your client is involved in the process and knows exactly where they are at in the process. And, when the credit reporting agencies send out updates they go directly to your client.
You also get access to a summary report on your client through your own online account. This gives you the ability to check on the status of your client 24/7. When items are deleted you can contact your client and proceed with your transaction.
We Provide Your Client with Other Services
At No Extra Charge to Increase, Monitor & Protect Their Credit Score
Credit Builder– We make recommendations to your client based on their credit profile as to what they could do to increase their credit score.
Credit Monitoring– We provide your client with real-time reporting of their credit reports and credit scores. This is a soft pull so you can get an accurate credit score through your client at any time without costing them points on their score.
Identity Theft Protection– We partner with LifeLock to provide your client with protection from identity theft that could cause a major problem when you are trying to close a transaction with them.
Dispute Deletion– As you may know, when a dispute is noted on a credit report underwriters may not allow for funding of the loan. We work with your client to remove dispute notifications on their credit report so your transaction can close.
All for $188.00 to start and just $89/month – no minimum time frame
“ERA Credit Services is the only company I trust to help my clients improve their credit to get their dream home.” – Will Merritt, The Will Merritt Group, Mortgage Brokers
“I want to thank you. I’m closing a loan for $580,000 for a client of mine that you assisted with your credit repair service. If you hadn’t done what you had for him I wouldn’t be closing this loan. I want to let you know how much we appreciate you and how it worked out.” – Dan Ruffner, Vice President of Cadence Bank
“Dale – I wanted to congratulate you and your team over at ERA…(my clients) mid score went from a 645 to a 700 on the dot. Great work!- James Hooper, Capital Line Funding Group
“Thanks for helping my friend Julia out with her credit challenges. She claims her score went up 150 points to a mid 700. That’s impressive. Again thanks.” -Nick Marquardt, Team Kia of El Cajon
“I am so thankful to you for helping my client clean up their credit. Our Guzman client FICO scores went up from 530 to 678 in a little over 6 months! This means a lot to her because she has been wanting to buy a home for a while and now I can move forward to help her with her financing. Our plan is that she will be in her home before Christmas. You have done an awesome job!”- Demaris Lopez, Movement Mortgage
Watch This Brief Video on why it makes sense to become Credit Repair Referral Partner
If you’d like to talk to us about referring your credit challenged clients to us
becoming an Independent Agent
and earn income while helping your prospects become qualified buyers
Or, simply call us in Clearwater, FL at 727-222-0120, San Diego, CA at 619-492-3040