credit repair service“We don’t just restore your credit reports and credit scores. We provide the fastest, most effective, and most complete credit repair service in the country.”

Credit Repair Service

We deliver the fastest, most effective credit repair service possible. Why can we say that? Because the process of credit repair is determined by federal law. There are no loop holes. Because we have been doing this since 2004, we have determined how to work within the law to get our clients credit scores as high as we can as quickly as we can. But there’s more that can be done to increase a credit score than just credit repair.

Online Credit Monitoring

We believe that your credit score is like a vital sign of your overall financial health and that’s it’s important to monitor your credit report and credit score on a regular basis. That is why we provide an online credit monitoring service to our clients as part of our service. What a great addition to our credit repair service. And, it’s free!

Secured Credit Card

For those consumers that have not yet established credit or have a credit score that is currently too low to qualify for an unsecured or traditional credit card, we offer a secured credit card program through Synovus Bank. You can deposit from $300 to $2,000 in an FDIC account and receive a credit card up to the limit of that deposit. Your approval for this program is not based on credit score. And, the best part is that on time payments will be reported to all 3 major credit reporting agencies thus increasing your credit history and credit score

Credit Builder

To allow our clients to understand their personal credit reports, credit scores, and what they can do themselves to further build a positive credit score we offer an online service that analyzes their credit report and gives recommendations on the steps they can take to significantly impact their score. This service educates the client that is serious about building and maintaining the best credit score possible. Another credit repair service enhancement. Free to our clients.

A Credit Attorney

In some cases the credit reporting agencies, also known as credit bureaus, do not remove items that should be removed by federal law. In those cases we engage the services of our credit attorney to act on your behalf. And, if you’re being harassed by creditors our credit attorney will step in to stop them and, when necessary, sue them for money damages. A credit attorney is provided as part of our credit repair service at no extra cost to you.

A Will & Living Trust

Do you want your loved ones to have to deal with the State to recover your assets in the event of your death?

Do you want to make sure that your assets are distributed to the people you desire to have them?

Do you want to be able to control what happens to you in the event of your disability and save your family from having to make those decisions?

A will alone is not enough. You also need a living trust, health care power of attorney, and financial power of attorney. We provide that to you free of charge with our credit repair service!

Identity Theft Protection With LifeLock®

LifeLock is dedicated to helping protect your personal information in this privacy-challenged world. We provide the best identity theft protection, using proprietary technology and U.S.-based agents who are available 24/7.

Free credit monitoring services only detect changes to your credit. LifeLock detects and helps fix identity theft problems. They monitor over a trillion data points a day using proprietary technology†, alert you through email and mobile devices* if we notice suspicious activity, and back it all up with a dedicated team of U.S. based specialists who are there to make the calls, file the paperwork, and take all the painstaking steps to help restore your identity if it ever is compromised. Identity theft protection is an important asset. It’s all part of our credit repair service, FREE!

† LifeLock does not monitor all transactions at all businesses.
* Fastest alerts require member’s current email address. Phone alerts made during normal local business hours.
No one can prevent all identity theft.
† LifeLock does not monitor all transactions at all businesses.
* Fastest alerts require member’s current email address. Phone alerts made during normal local business hours.
‡ Service Guarantee benefits for State of New York members are provided under a Master Insurance Policy issued by State National Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by United Specialty Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at
©2016 LifeLock, Inc. All rights reserved.
LifeLock and the LockMan logo are registered trademarks of LifeLock, Inc.

Other Services

We also provide other services based on a clients needs. For example, if a client is a renter of a home or apartment we can add their rental payments to their Transunion credit report. By doing so it will add another positive account to the credit history and increase their credit score.

For the Best Credit Repair Service in the Industry

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ERA Credit Services is an Independent Agency serving clients nationwide.