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Why is Professional Credit Repair Necessary?

Sometimes people attempt to repair credit on their own. What they don’t realize is that the credit reporting agencies or credit bureaus have no incentive to help you. By law they must give you access to dispute items through their website but they don’t have to disclose exactly how to go about it. What they don’t tell you is that you must challenge your derogatory items using a specific process. You must use specific dispute codes and reasons for disputing the item. If you do not, your challenge will be rejected.

Professional Credit Repair gives you the best opportunity to increase your credit score.

Give Us a Call
Clearwater, FL Office – (727) 222-0120
El Cajon, CA Office – (619) 492-3040

How Our Professional Credit Repair Services Work
5 Easy Steps

At ERA Credit Services, we offer an extensive, affordable and all-inclusive approach to help maximize and improve your credit score. And best of all, we make it easy! Follow these 5 easy steps. Let our experienced professionals take the frustration away and implement our credit repair services.

  • Step 1: Complete our simple online form and one of our Custom Support representatives will call you. Or, simply call us at either of our office numbers. We will assess with you what your specific situation is to determine if credit repair is right for you and explain the process and the services we provide in our Credit Protection Plan for $188 to start and only $89/month. We can then enroll you in our services over the phone.
  • Step 2: We analyze your credit reports and upload your information to a password protected online account so you can log in 24/7 and monitor the progress of your credit repair services. Your credit reports will be thoroughly evaluated and accounts that are harming your credit will be identified and included on dispute letters for each credit bureau (Equifax, Experian, and Transunion).
  • Step 3: The letters will be sent to you for your review and approval. If no modifications are required, you will sign them and send them directly to the credit bureaus.
  • Step 4: Sit back and wait for results. You will receive updated reports from the bureaus on a continuous basis. It is important to forward each updated report to us so we can track which items were removed successfully and to look for possible new derogatory information. We will automatically send revised dispute letters to you every sixty days.
  • Step 5: Utilize our credit building tips. Our online credit education resources¬†and our Customer Support staff are happy to provide additional information to improve your credit score, and help to build and maintain your credit file. We are committed to providing you every assistance possible to help you reach your credit history repair goals.