One Minute Credit Tips

Watch our one minute credit tips and become a credit expert in no time.

Late Payments Can Cost a Lot More Than Just Late Fees

Lower Your Credit Card Balances to Get the Best Credit Score

How To Get a Truly Free Credit Report

The Difference Between Debt Consolidation and Debt Settlement

Dale & Shirley Guiducci are co-owners of ERA Credit Services. Dale is also a trainer and conducts seminars around the U.S. to teach people how to build a successful credit repair business. He has also been a frequent radio guest on San Diego’s Finest, a program on WS Radio in San Diego and the Mr. Credit Radio Show on ESPN AM1700.

Dale & Shirley have developed one of the most successful teams of independent agents in the country. They are highly respected for their dedication to their team. In 2015 they were presented with the Leadership Award signifying their innovation and willingness to go above and beyond to help others achieve success.

Dale & Shirley are dedicated to assisting people who have suffered consequences of this devastating economy by repairing their credit and giving them a fresh start. They also train and manage a team of Credit Repair Agents located throughout the United States. Their goal is to show tens of thousands of people how they can increase and protect their credit, identity, family and financial future.