Tag Archives: credit repair business

Credit Repair Business Owner

Credit Repair Business Owner

90% of people fail as a credit repair business owner. Don’t let that discourage you. It’s actually a good thing because it weeds out those that make a poor decision regarding their business model. It should however, make you curious about why choosing a business model is so important. And, want to find out what the credit repair business model options are.

We’ll discuss the options below but just know that if you choose a business model where you are doing all the work (marketing, sales, service delivery) you will fall into the category of the 90% who fail. It’s inevitable. That’s not because of your abilities necessarily. It’s because there are only so many hours in a day and you HAVE NO LEVERAGE!

Think about it. As an employee working for someone else you were trading time for money. Go to work for a certain number of hours and bring home a check. If you didn’t work, there was no check. What would be different of you became a credit repair business owner and had to do all the work yourself? You still HAVE NO LEVERAGE!

You could never stop working. You couldn’t even make money when you took time off or got sick. Yes, you are working for yourself but you’re the only one that’s working!

Credit Repair Business Owner – Choose Wisely

It’s all about being an entrepreneur versus a solopreneur. Solopreneurs work for themselves but also by themselves.

But what if you could use leverage to have systems and people in place working for you? This is what entrepreneurs do. First, you could have more customers and make more income. Next, you could develop passive income by having others generate business for you. And, you’d have a system in place to deliver the services to all these customers.

How do you build something like this as a credit repair business owner? You can’t. Or, at least most of us can’t because we simply don’t have the time, money and expertise to do it. It takes years, millions of dollars, and decades of experience.

So, we’ve put this system together for anyone that wants to work smarter and not harder. And, become an entrepreneur as a credit repair business owner. Make no mistake. You still have to work hard. But why work harder at something that has a 90% chance of failing? Why not make a smart decision to begin with and work hard to build that?

Credit Repair Business Owner – The Solution

We’ve partnered with two other companies to build this system. First, a company that provides all the technology and infrastructure. This includes websites, customer portals, delivery of the services, customer support, and satisfaction of legal requirements in all 50 states.

The other company trains people on how to run a successful business and become a true entrepreneur. And, if someone wants to expand their business by developing a team of people to sell and build a business, they train them as well.

These two companies are both vitally important to our success and to yours. You can’t have one and not the other. You can’t have a vehicle and then not learn how to drive it. And, what good would it be to learn how to drive and not have a vehicle?

This system has proven to help people earn millions of dollars as a credit repair business owner. It’s also helped people have a credit repair service available to their clients from another business. They don’t have to spend all their time delivering credit repair. They can focus their time on their main business and still produce the result they are looking for.

If you want to learn more visit the BUSINESS OPPORTUNITY page on our website to watch a detailed video and schedule a time to speak with us.

Credit Repair Franchise

One of the ways to get into the credit repair industry is to purchase a credit repair franchise. By buying a franchise it gets you marketing and selling much quicker. You don’t have to wade through the legal and technology minutia on your own. Your business should be pretty much ready to go.

What we offer is not specifically a credit repair franchise. But it’s much like a credit repair franchise without the restrictions. We call it an Agency. The infrastructure of technology, service delivery, marketing materials (including websites, videos, landing pages), and client tracking is all provided.

credit repair franchise benefits

Our credit repair agency offers everything a franchise does with 4 major advantages

Other Services – Credit repair is a much needed service without question. But you must understand two facts about credit repair. One, it’s not the only thing that can be done for someone to increase their credit score. Two, if credit repair is all that you sell, your clients go into it with the idea of getting out as quickly as possible. Your residual income isn’t “sticky”. You’re just replacing clients instead of adding to them. We provide other services to help the client with their credit as well as their whole financial picture. We also have services that people want long term. Your retention of clients therefore is much higher. And, we provide all these services for the same price as other companies charge for credit repair alone.

Training from Successful Agency Owners – Training is a cornerstone of our Agency program. But the key is that you get trained by highly successful Agency owners. These are entrepreneurs that generate revenues in excess of $1 million a year in the business that you want to learn. How brilliant is that?

Unlimited Territory (US) – Not only are you not restricted to a city or county as credit repair franchise owner. With our Agency you can do business in any U.S. state or territory. All the bonding and legalities have been satisfied. This is HUGE even if you’re thinking that there’s enough business in your local market. Which there is. But once you understand this industry you’ll be thankful for the ability to do business anywhere.

Grow Your Business Exponentially (or Not) – You have the choice to introduce this business opportunity to others. When you do so you earn bonuses and overrides on those Agencies. Would you like to expand your business to other metro markets and states? You can! But you don’t have to. If you simply want to sell the services yourself and not expand, that’s ok too. It’s your choice.

If this business model sounds appealing visit our site and watch a couple of videos that will give you details.

Visit Credit Repair Business Opportunity

After watching the videos you can schedule a phone appointment to speak with Dale or Shirley Guiducci, two of the top people in the credit repair industry. They will discuss your goals, answer questions, and give you their insight of many successful years in the business.

Credit Repair Franchise
Want to Start a Credit Repair Business or Create a Job For Yourself?

Want to Start a Credit Repair Business or Create a Job For Yourself?

Over the past 5 years I’ve had over 2,000 people contact me because they want to start a credit repair business. I admire them. They want to strike out on their own and build something for themselves. However, most of these people are initially misguided.

Typically they see themselves doing the credit repair work. You know sitting behind a desk, analyzing credit reports, and drafting dispute letters. What they don’t realize is that there is less value in doing the admin work than getting the customers. That’s reflected in the hourly wage a credit repair company will pay for that type of work which is about $10-$15 an hour. The value is in getting customers.

However, you can’t both get customers and do the admin work effectively. There just isn’t enough time in the day. If you have no customers, you have no work. If you have lots of customers where are you going to find the time to deliver the service? If someone truly wants to draft dispute letters they should never start a credit repair business. Just go work for a credit repair company. It’s a lot less stress, you don’t have to do everything else, and it doesn’t cost you anything.

Let’s say someone ignores this advice and they still want to start a credit repair business. They feel they can do both, get customers and do the admin work. They may even hire employees to do the admin work so they can do the marketing and selling. Or, they hire someone to do the marketing and selling so they can sit behind a desk and analyze reports and draft dispute letters.

Here are some million dollar questions. What happens if you can’t work? What happens when you want to take time off? Who’s going to take calls from customers after 5 pm and on weekends? Who’s going to get the work done when your employee is sick or has to take time off themselves?

What someone has built in this scenario is a business that owns them. They have no more leverage than when they worked at a job. They have even less leverage because they can’t walk away from their obligation to their customers.

Trust me on this. My wife and I were in this situation 5 years ago. It’s overwhelming and seems like there’s no way out. If we stop we lose our income. If we keep going we’re unhappy, stressed and overworked.

What’s the solution if you truly want to start a credit repair business? Build something for yourself but not by yourself. Create an expandable business that can operate without you. Become a true entrepreneur.

In order to do that you needs two things. One is a system. You could call it an infrastructure. Websites, other technology, customer service, service delivery, legal team, marketing materials, employee training, etc. You can build this yourself with a ton of money, time and management headaches. Or you can leverage what someone else has already done. I like the second option. Then you need a distribution network. You’ve got to have other people exposing your business, selling to customers, and finding other people to expose your business.

In other words, why reinvent the wheel? Someone’s already done that. Use their wheel. They may take some of your profit as compensation for having built this infrastructure. But it takes millions of dollars to build a top notch, professional, reliable, and completely legal infrastructure. Do you have millions of dollars?

And, instead of hiring employees why not show others what you did, let them start their own business too, and get paid on what they produce? You have no overhead, employees, or liabilities!

In this scenario you’ll still need to work the business yourself for some time. Maybe 5 years, 7 years, 10 years.  But along the way you’ll develop a business that operates without you for a period of time. And an income stream that keeps paying you even when you take time off, are sick, etc. Eventually you will be able to walk away entirely and get paid the kind of income entrepreneurs get paid.

If you’ve researched how to start a credit repair business you might think what I’m describing is expensive, takes too much time, and that you don’t know how to do it.

The truth is that if you have about $500 to start and are willing to invest profits back into your business, you can do this.

If you have between 10-15 hours a week or more, you can do this.

If you are willing to get trained online, listen to conference calls a couple of times a week, and attend seminars, you can do this.

How do I know all this? My wife and I did it. Our business will generate over $1 million in revenue this year. And, we do it all from home without ANY employees. In fact, we now train other people who want to start a credit repair business. They want a true business that they own. Not a business that owns them.

We can help you too if that’s what you truly want, are open to new concepts, have some money to invest , have some time, and are willing to learn.

want to start a credit repair business

Home-Based Business Seminar & Training

I Want to Personally Invite You
to Come Out and See Me Next Friday Night
October 6th at 7:30pm
in Orlando, Florida!

Free and Open to the Public
Invite Your Friends & Colleagues

home-based business overviewLearn About a Home-Based Business
That You Can Start with $500, Work 10 to 15 Hours a Week, and be Taught How To Do It by People That Have Done It

Then on Saturday & Sunday…

I will be conducting a training seminar that will provide you with the mindset, skill-set, knowledge, system, action plan, tools, awareness, motivation and confidence to build a successful business as well as a superior quality of life!

Perfect for Both New & Veteran Business Owners

If You’ve Never Been to Our 2 Day Training
You Owe It to Yourself to Attend

home-based business seminar

For More Information or to Register for the Weekend
Visit Secrets of Success

To Contact Me Directly
Visit http://eracreditservices.com/contact/

How to Start a Credit Repair Business

How to Start a Credit Repair Business

If you want to learn how to start a credit repair business you first have to ask yourself some questions.

How many hours per week or per month do I have to devote to a credit repair business?

Do I have the necessary expertise in technology, sales, marketing, and customer service?

When I start my credit repair business do I want to do all the work myself?

Do I want to do it the hard way or the easy way?

I’m not trying to dampen your spirits about learning how to start a credit repair business. I’m trying to save you a lot of time, energy and money. The reason I am qualified to do this is only because I started a credit repair business in August of 2012 and become very successful with it. If I can pass along what I’ve learned to you then taking the time to write this is well worth it to me.

I get calls from many people every week asking me about this topic. The fact is that we don’t know what we don’t know. Then we read on the internet how easy it is and how much money we can make. It’s therefore, very enticing to learn how to start a credit repair business.

What they don’t tell you is that if you have to do all the marketing, selling and service delivery yourself, you’ll never have enough business to make a substantial income. The reason is that there just isn’t enough hours in a day. The solution is to have other people representing you that are independent and not employees.

I’m sure you’ve figured this out by now but here’s what you need:

  • Credit repair law training and how to build a business in this industry
  • Knowledge of the federal laws and laws in your state
  • Knowledge of the competition both locally and nationally
  • Technology to build online reporting for your client
  • A website to market your business
  • Knowledge of how to market a credit repair business
  • And more…

Many companies that want to sell you their software may tell you that you don’t need any of this. Or, that it’s simple to learn. It’s not.

After 5 years in the industry I would suggest that you align yourself with a company that’s already done all of this and simply represent them as an Independent Agent. Get your business started now by using what someone else has already built. Be successful with it. If at some point you’re still dead set on starting your own separate company, at least then you’ll know not only what is necessary, but how to do it.

There are a few companies out there that give you the opportunity to align with them and still have your own business. Credit Repair USA and Allied Credit Solutions are two of them.  However, there is only one company that I’ve found that gives you everything you need to be in the credit repair business. They also give you the opportunity to bring on other people. They train these people. And, you get paid for their production.

This means you can be in business tomorrow and avoid the overwhelming amount of information you’ll have to learn about how to start a credit repair business.

Click below to find out more. Here you’ll find two powerful and informative videos to help you. Then you can book a phone appointment to speak with us to get all your questions answered.

how to start a credit repair business

Credit Repair Affiliate

Become a Credit Repair Affiliate

You may be in an industry that gives you access to people that are challenged with their credit score. Or, you may want to learn how you can work with people in these industries to help their clients. Becoming a credit repair affiliate with our company can generate immediate and residual income.

You would become what we call an Independent Agent. In doing so you would represent our parent company and sell our array of credit centric and other services. You would be provided a website customized for you. You also would receive training on the services so you would be a credit repair expert.

Once someone has been turned down for a mortgage due to credit score, they immediately understand they need help. The typical conversation with someone to explain what we do, pricing, and get them enrolled in the process is about 20 minutes. You would earn $100 and residual on a monthly basis on each client. That’s a great hourly rate!

Our expert staff them handles all the service delivery and customer support. That allows you to concentrate on your main business or go out and get more customers. The process for our Agents is streamline and simple.

Build a Credit Repair Affiliate Business

There is also an opportunity to expand your business beyond just what you can do. Imagine having others that are a credit repair affiliate all over the country. You would earn from the production of all your Agents no matter where they are located. If you have an interest in building a large business we train you on this as well. We conduct seminars in several cities around the country for credit repair affiliates who want to grow their business.

We’ve been in business since 2004 and have an A+ BBB rating. By becoming a credit repair affiliate or Agent with our company you would be representing the #1 credit repair company in the country.

For more information on becoming a credit repair affiliate and Agent visit our page at Credit Repair Business Opportunity.  Or call 727-222-0120 to speak to Vice President, Dale Guiducci.

Credit Repair Affiliate
The Best Credit Repair Software

The Best Credit Repair Software

Often times people call me and ask what credit repair software we use or what we would recommend. Of course, they are making that call because they have done some research on what they need to start a credit repair business. Based on what they read on the internet, they feel they need the best credit repair software package.

They have also seen on our website that we are a major player in the credit repair market. We have a long and successful track record having helped over 250,000 people in the last 13 years. So, we should know the best credit repair software, right?

But here’s the problem. If someone is going to try and do all the administrative work of repairing credit, despite the software they are using, they are already making a costly miscalculation on what it’s going to take to be successful in this industry.

Credit repair software companies like Credit Repair Cloud, Credit-Aid, Dispute Suite, CreditUmbrella and many others would have you believe that all you need is the right software and you can have a phenomenally successful business. That’s because they are not in the credit repair business. They don’t do credit repair. They have no idea what it is to be in the trenches building a credit repair business.

The value in the credit repair business is not credit repair software. It is marketing and sales. You have to first develop a strong and ever producing pipeline of credit repair customers. How do you do that? We teach our Credit Repair Agency owners exactly how to do that.

Then you have to know how to stack up what you do against everyone else in the credit repair business. Why would someone work with you and become your customer? How are you different? It can’t be your track record because you just got started. It can’t be your method because if you bought credit repair software you’re just like hundreds of others. What we do is very different and far more effective.

But here’s the real key. If you’re analyzing credit reports and drafting dispute letters (using software or not), a function that is worth only about $15/hour, then who’s out there getting the sales and selling to the customers? The marketing and sales is the real value in the credit repair business. Whoever gets the most credit repair customers wins!

We have a staff of people that do all the credit repair admin work for our Credit Repair Agency owners. So they can concentrate on building their business, getting credit repair customers, and being an effective credit repair salesperson.

We have people coming into the credit repair business with no experience (and making no investment in credit repair software) that in their second year are generating over $1,000,000 in sales revenue in their credit repair business. And, they are not doing any of the credit repair admin work.

If you would like to understand our business model, and get started as an Agency owner in the credit repair business for less than $500, then click the link below. Watch the 2 videos on that page. Those videos will share with you how our business model stacks up against others. And, more importantly, will show you our track record, the services we offer (credit repair is just one way to increase a client’s credit score), the website and marketing materials that are prepared for you, the tracking system we provide, the compensation (second to none), and our incredible training program that teaches you how to build a successful credit repair business.

Click here NOW- Start a Credit Repair Business for less than $500

Then schedule an appointment to speak with us right on our website.

Or, contact us at 727-222-0120 or 619-492-3040

Or, send an email to info@eracreditservices.com

Credit Repair Home Based Business

What You Need to Know and Questions You Need to Ask
Before You Start a Credit Repair Home Based Business

A credit repair home based business is a great choice if you want to develop a second income stream or a new career. However, there is a lot to research and understand before setting up your new business. I have worked from home in credit repair since 2012. My credit repair home business has grown each year and in 2016 did over $1 million in sales revenue.

People call me nearly every day to ask how I did it. I have spoken to over 1,700 people in the last few years about this topic. This blog post will share the common challenges and issues people ask about and many of which that weren’t even aware to mention .

Being a Soloprenuer
What is a solopreneur? A soloprenuer is someone in business for themselves and also by themselves. They have to do everything, wear every hat. What does that mean in a credit repair home business?

Infrastructure
Website & other technology- being in business today means you must have a website. Not only that but it must be a great website with a professional look and populated with great information about credit. But it goes beyond just having a marketing website. To compete in this industry you’ll need to provide clients with online access to their progress and results of the service you are providing them.

Service Delivery
If you’ve done any research you’ll see advertisements for software that will generate dispute letters for you. Some are probably much better than others so you have to find the right one. But beyond that how are you going to know what derogatory items a client has? Are you going to make the client provide you with credit reports? Can you get credit reports? And, most importantly are you aware of the time it takes to process a clients service from start to finish? Have you calculated you’re per hour rate? Is that rate worth the investment you made to start your business?

Marketing
Where are going to find your clients? Not just your first few clients that you already know but a steady stream of clients? Are you good at marketing? Can you develop flyers, brochures, business cards? Are you a good writer? Can you advertise on social media? Do you have the time for all this?

Sales
Can you sell? Are you a good communicator on the phone and in person? Is your credit repair service going to stand up against all the competitors out there? Is your schedule flexible enough to return phone call or other inquiries soon enough?

Customer Service
Will you have the time and be available to take calls from customers that want to know the status of their account and the progress you’ve made. What will be your policy for dissatisfied clients whose results weren’t what they expected?

Legal
Federal Laws
Have you read the Credit Repair Organizations Act (CROA) and understand the rules about charging up-front fees? If you can’t charge up-front fees can you wait to get paid?

State Laws
What are the laws in your state? Is a surety bond required? Do you have to register with the state Attorney General? Do you need to also look into neighboring states so you can do business outside your own state?

Competition
Who will be your major competitors? What do they charge? How is your service going to be different? Why should people enroll in your service versus theirs?

Credit Repair Training
How are you going to learn what you need to know and do to deliver the best credit repair service?

Business Development Training
How are you going to learn how to run and manage your business. Unless you have successfully built and managed a business before this is often not even considered.

Regardless of how you answer these vital questions, all this leads to a major outlay of time, energy and money just to get your credit repair home based business started.

Here’s an alternative. Become an entrepreneur. Be in business for yourself but not by yourself.

We offer a great alternative, and we believe the very best alternative. Everything discussed above is put together in a “turn key” format for you. Your success however, even in working with us, is that you have to be good at marketing and sales. No one can do that for you. However, the rest is already set up and ready for you to start your credit repair home based business.

And, here’s the best part…you can get started in a credit repair home based business with us for about $500 which includes one on one coaching and training by the top people in our business.

If you want to learn more go to http://eracreditservices.com/credit-repair-business-opportunity/ and watch the 2 videos on that page. Then just give us a call. We’ll discuss what you’re trying to accomplish and specifics on how to build a credit repair home based business with our company.

Credit Repair Home Based Business

New York Credit Repair Business

According to statistics there are well over 2 million consumers in the state of New York that have a 599 credit score or lower. That means that many people in New York that would like to purchase a home cannot qualify for a mortgage due to credit score alone. Therefore, if you desire to start a business, a good option is to start a New York credit repair business.

New York Credit Repair Business

However, state and federal government laws and regulations along with competition from large, experienced companies make it very difficult to start a New York credit repair business on your own. In addition, as an entrepreneur beginning a “start up” venture, you have to do everything yourself including having a minimum $10,000 to invest in your business to do it professionally and legally. So, what’s the alternative?

Start a New York Credit Repair Business
with ERA Credit Services & Partners

Here are some of the advantages of becoming an Independent Agent with us:

Leverage the infrastructure and service delivery capabilities of a national company that is accredited at the highest level with the Better Business Bureau and the National Association of Credit Services Organizations.
Be a part of a company that has already been in business since 2004 allowing you to utilize our experience and stellar reputation.

No need to go through state and federal regulations and requirements because we have already satisfied all regulations with the state of New York and all 50 states, and federal FTC regulations. So you could start doing business immediately.

Learn how to start a New York credit repair business and build a successful business throughout the state and country by taking advantage of our online and offline training program.

And, you could start a New York credit repair business for $512.00

This opportunity is available now. We would like to talk with you after you do some research on your own to see if this is a good fit for you.

We will teach you exactly what we did to build this business. We are looking for serious entrepreneurs to start working with us on a part-time basis and move into a full time career. Or, those who want to begin a lucrative and rewarding business right away.

You’ll also have the opportunity to leverage our experience and learn how to build a successful New York credit repair business. We have developed our credit repair business in many areas across the country and we are looking for someone to start a New York credit repair business.

If this is of interest go to http://eracreditservices.com/credit-repair-business-opportunity/ and watch the videos located here. The first video will explain the types of business models in the credit repair industry giving the attributes of each. The second will give you detailed information on our credit repair business model and company.

Then you’ll see how to book a phone appointment with us on the date and time you choose. We look forward to talking with you.

Market a Credit Repair Business Using Social Media

There are many ways to get the word out and attract customers to market a credit repair business. These techniques are really no different than any other business. But many times credit repair businesses are owned and operated by solopreneurs, those that are running their business by themselves. Therefore, time and expertise is limited.

market a credit repair business

Market a Credit Repair Business

Word of Mouth- Everyone you know needs to know you’re in the credit repair business.

Referral Sources- Make contact with those professionals in real estate, mortgage, banking, auto and solar businesses. These people run talk with people that need credit repair every day.

Business Networking- Get out in the community and go to networking meetings that are attended by local business professionals from many industries. Consider joining your local Chamber of Commerce.

Advertising- Run ads on Google and other search engines, use signs, car magnets. It can be expensive and time consuming to advertise on the internet. You need expertise and have the time constantly monitor online advertising.

Blogging- This is a great way to get exposure and drive traffic to your website.

Social Media- Whether you personally like social media or not, using it to get exposure, drive traffic to your website, and attract customers to market a credit repair business is a must.

You either have to learn different social media platforms or hire someone to do it for you.

Here are the different social media platforms, the primary purpose of each and what each is best used for.

Market a Credit Repair Business
Social Media Platforms for Marketing a Credit Repair Business

There are keys to doing it correctly. These keys will alter a bit depending on the platform you use.

Posting on Social Media

You must be consistent in order to attract people and build your brand. Posting on social media is not ALL about your business. You want to give before you get by educating people on credit. You want to show people that you’re a real person by posting about your family, lifestyle and interests.

Types of posts you want to be consistent with-

The Services You Offer
Free Information, Education About Credit
Lifestyle- Posts about yourself and family
Motivational posts- quotes, inspirational images and videos
Business Activities- Images when attend a community meeting, visit a real estate office, do a seminar, etc.

As you can see social media can be time consuming. First, you have to learn it. Then you have to carve out time every day to do it. You also have to look at other forms of exposure as listed above because social media will take some time to develop a following. Then, of course, you have to run your business.

But what if all you had to do was attract customers? The infrastructure of your business was already in place and the service of credit repair and other services to increase a client’s credit score was being handled by a staff. That would be great, right? Then you could concentrate on attracting more customers, building a bigger business, and making more money.

If you’d like to learn about a business model that allows you to focus on getting customers and building a nationwide business, visit http://eracreditservices.com/credit-repair-business-opportunity

Dale Guiducci is the owner of ERA Credit Services along with his wife Shirley. ERA Credit Services has offices in El Cajon, CA and Clearwater, FL. Dale is a Vice President with Financial Education Services and trains other independent FES Agents around the U.S..