Month: March 2019

Best Credit Repair Services

Best Credit Repair Services

For nearly 7 years I’ve been on a mission to tell people about what we do. That we offer not only credit repair, but a package of the best credit repair services to work on 100% of their credit score. To understand the distinction requires a bit of an explanation.

Credit repair, which is offered by many companies, is the removal or deletion of derogatory accounts from a credit report. This is all that the majority of credit repair companies offer. But this only impacts 35% of a consumer’s credit score which is called ‘Payment History’. The other components of a credit score are:

Amounts Owed- 30%
Length of Credit History- 15%
New Credit- 10%
Types of Credit- 10%

We offer the fastest, most effective credit repair service allowed by federal law. We do a great job of removing negative items from our client’s credit reports. However, we also provide other credit repair services to build all, or 100% of our client’s credit score. This gives you the biggest boost to your credit score.

Get the Maximum Boost to Your Credit Score

Most people when they come to us need us to remove some negative items from their credit report. But in order to get the maximum boost to their score, they need to add positive credit accounts to their credit reports. We provide recommendations on how to do that and we have a service that no one else in our industry has. We call it ‘Credit My Rent’.

Credit My Rent adds a client’s monthly rental payment of a home or apartment onto their Transunion credit report. We can add up to the previous 2 years of these payments. This will boost Length of Credit History (15%), New Credit (10%), and Types of Credit (10%).

Eliminate Negative Accounts & Add Positive Accounts

We also educate our clients and provide online tools to help them pay down their existing debt. Most people think that as long as they make their minimum payment on their credit card they are maximizing their credit score. This is not true. To get the maximum credit score, credit card and other revolving credit balances must be 30% or less of the limit.

Of course, to pay down credit card balances is easier said than done. We give our clients on online tool to show them how to pay down their balances using the same amount of money they currently spend on monthly debt. This impacts the Amounts Owed (30%).

Other credit repair services we provide free of charge are online credit monitoring, identity monitoring and theft protection, a budgeting tool and more.

Get the Best Credit Repair Services in Tampa Bay

If you want the maximum boost to your credit score look below and choose the most convenient way for you to contact us. We’ll explain all of our credit repair services to you. You’ll be very impressed that we provide these services for the same or less cost than most companies charge for credit repair alone. And remember, credit repair alone only impacts 35% of your score. We’ll boost 100% of your score!

WE GIVE YOU 3 OPTIONS

Option 1- Call us at 727-222-0120

Note- we are super busy helping our clients. If you get our voice mail please leave a good time to contact you. Thanks!

Option 2- Input your info and we’ll contact you within 24 hours

Option 3- Click below to Choose the Day & Time You’d Like Us to Call

AND, we’ll take $50 off when you book an appointment!


Appointment Calendar is Set for Eastern Standard Time

Start a Credit Repair Business in North Carolina

Many people in today’s economy decide to start their own business. Possibly they just need a 2nd income. Or, maybe they want to leave their job and work for themselves. After doing some research it makes sense for many to start a credit repair business in North Carolina.

I have owned a business that markets credit repair and related services since 2012. Here I give you the Pro’s and the Con’s of starting a North Carolina credit repair business. Then I offer you a solution that will offset all of the Con’s and is the very best credit repair business solution in the country.

The Pro’s of Starting a Credit Repair Business in North Carolina

The Con’s of Starting a Credit Repair Business in North Carolina

This list includes the con’s of starting a credit repair business anywhere in the United States

  • The cost of starting a credit repair business can be high
    • A requirement to start a credit repair business in North Carolina is to obtain a surety bond. The bond must be in the amount of $10,000. The cost of the bond will be dependent on your credit score and other factors. The lowest cost for a surety bond that I could find was $200 annually with excellent credit.
    • To be in business today you must have a website. You can hire someone to build it for you or build it yourself. Costs will vary. Even if you have the skill to build it yourself using Wix, WordPress or another service, there are other costs. You must pay for hosting, an SSL certificate, a related email address, and more
    • You will need to purchase software. The cost of credit repair software ranges from $30/month to $400/month.
    • Marketing materials are a must to be in the credit repair business. You could start off with just business cards and flyers. But in order to compete with other companies you will want to have tri-fold brochures and even marketing videos. This can get very costly
    • Providing your clients online access to their credit repair information and updates to the progress may be cost prohibitive when you’re starting out. But just know that other companies provide this and it’s something you’ll have to convince your prospects that they don’t need

Even if you have the capital to start a credit repair business in North Carolina
have you considered the following:

  • Working alone in your credit repair business will limit the amount of business you can do. Many under estimate the time to work on a client’s credit repair. They also don’t consider the amount of time for marketing to new prospects and selling to those prospects
  • Initially you may not have other services available to increase a client’s credit score. Removing negative items from a credit report only accounts for 35% of a credit score. Can you provide other services to impact the other 65%?
  • When you start your business you have no reputation, credibility or trust built up in the market. Many times consumers look for a Better Business Bureau rating or reviews to help them make a decision. You will want to create listings on Yelp, Google, and other services. You will also need to have social media pages/accounts on Facebook and other platforms. If no one can look you up on the internet they will not trust your business
  • There is a lot of competition in North Carolina in this industry. All the large players are in the state and can offer more services and more technology
  • You will have to have competitive pricing. And, if you are not an attorney, bank or non-profit organization you cannot charge fees for service until they are performed. You can charge a nominal start-up fee

The Best Solution for Starting a Credit Repair Business in North Carolina

Start a credit repair agency in North Carolina through ERA Credit Services. Here’s what you’ll have immediately:

  • A customizable website with your information
  • The ability to brand your own company name if you choose
  • An online business portal to monitor all business activity including customer progress
  • A staff to perform all credit repair administrative work including analyzing credit reports and drafting dispute letters
  • No software purchase is necessary
  • Customer support in English and Spanish available for your customers Monday through Friday 9 am to 9 pm Eastern time
  • Customers receive the fastest, most effective credit repair service in the country and other services to help increase 100% of their credit score
  • Your customers will have their own online portal to monitor the progress of their credit repair and other services
  • Professional marketing materials including brochures, flyers, folders, business cards, and videos
  • A sales funnel system for online marketing
  • A flexible online training platform so you can learn this business on your schedule
  • Weekly live training sessions from Dale Guiducci through our private Facebook group
  • You’ll represent a credit repair company with an A+ Better business Bureau rating and a National Association of Credit Services Organization certification
  • You can do business in all 50 states immediately with no surety bond required
  • Get started for $288.00 with no monthly business fees

Starting a Credit Repair Business in North Carolina
with ERA Credit Services gives you all the Pro’s and none of the Con’s

Want to learn more about
how to start a credit repair business in North Carolina?

Watch this 20 minute video and then Book a Phone Appointment to speak directly with me, Dale Guiducci. I am the owner of ERA Credit Services. I started a credit repair agency in 2012 and now do business all over the country and I’ll show you how.

Watch This Video

 

Book a Phone Appointment with Dale Guiducci

Start a Credit Repair Business in North Carolina