Category: Business Opportunities

Finding Success After 50

Finding Success After 50
It’s Possible with the Right Vehicle

It may be that most people that haven’t achieved the career goals they set out for themselves by the time they’re 50, especially those of us that consider ourselves entrepreneurs, decide that it may be too late. But just as I found out, there are opportunities for finding success after 50.

Finding Success After 50

I guess I was one of those people. There was still a spark but I realized that a business would have to come along that had a success formula that I could follow. I had started a few businesses that just didn’t pan out. They weren’t total flops but they weren’t a rocket ship to success either. I spent some time helping my wife, Shirley build her accounting business. At least that business was paying our bills.

Then I fell into something completely unexpected. It was a fluke. I really wasn’t actively looking for something but I guess I was very open to something if it came along. And, something did.

How I was successful at finding success after 50

I was searching for a credit restoration company, or what a lot of people call credit repair. We had some accounting clients that needed that sort of help. I called many companies and really wasn’t excited about any of them. Then a few months later a guy that I knew from 20 years ago posted something on Facebook that had to do with credit restoration.

I called him up and he told me about what sounded like a pretty solid company. I offered to refer him some business but he suggested I check out the business myself. So, over the course of the next several weeks Shirley and I took a pretty hard look at it.

I eventually traveled to Las Vegas to go to a weekend seminar training the company was holding. And, that was the weekend that changed everything.

This company had much more than credit repair. It had a whole suite of financial services products that everyone needs and most don’t have. These services were affordable. They (should be The) compensation plan was lucrative. There was a residual income component, which is something Shirley and I were looking for anyway. There was also the opportunity to build a sales team all over the country if I chose. But the greatest asset this company had was training for me, and for that sales team when I build it.

I jumped in full time while Shirley ran the accounting business. And, as time went on it became apparent that this was a great fit for me. Shirley began to work with me as much as she could and she fell in love with the business also.

Now, 3 years later she maintains just a few of her old clients and is pretty much full time and works side by side with me building this business.

In those 3 years we have become one of top producers in Financial Education Services. We have won numerous awards including Outstanding Achievement, #1 in sales and #2 in recruiting in 2014. We have been in the company magazines several time and was featured in the issue that came out in September of 2015. Financial Education Services (FES) has been the best company I’ve ever worked with because it provides a sound corporate infrastructure but allows me to be what I love being, an entrepreneur.

We now have Agents in over 35 states but are most definitely continuing the search for quality entrepreneurial mined people. FES requires hard work and a dedication to getting trained as a professional. Not everyone will want to put into it what is required. But for those that do it’s a great vehicle to help someone achieve their goals no matter what their age.

If you’re a mature business person and can bring your skill set to the table along with being coachable to learn this powerful system, you have possibility of finding success after 50. For more information click the link below.

finding success after 50

 

Do You Have Clients
with a Low Credit Score?

Real Estate Agents, Real Estate Brokers, Mortgage Brokers, Loan Officers, Bankers

Do you have clients with a low credit score? How much income do you lose when prospective clients don’t have the necessary credit score to qualify to do business with you. That number can be staggering. But what can you do? You can turn lemons into lemonade!

clients with a low credit score

Here are 4 options if your prospects have low credit scores.

Move on to the Next Prospect

The first option for clients with a low credit score is to do nothing and move on to the next prospective client. Hopefully these people will be able to increase their score on their own. Or will come back to you when the derogatory items pulling their score down drop off their credit files with Experian, Equifax and Transunion. But think of it. How many times has that happened?

Try to Help Them Yourself

The second option is to try and help prospects with low credit scores yourself. But do you have the time and expertise to do so? Are you familiar enough with the Fair Credit Reporting Act to derogatory items off their report? And, what kind of time will that take from your marketing to new credit worthy clients.

Refer the Client to Us

The third option for clients with a low credit score is to refer that client to us. We have been in this industry since 2004 and have successfully removed over 875,000 derogatory items from consumer credit reports. That includes over 100,000 public records (bankruptcy, foreclosure, tax lien). After over 200,000 clients we are backed by an A+ rating with the Better Business Bureau. And we have services beyond credit repair to help your prospects increase their score as quickly as possible. We provide the best opportunity to get derogatory items removed from their credit profile and increase their credit score. We also add you as a ‘Referral Source’ and give you access to monitor the progress of your clients deletions and credit status.

is to work directly with us. You can sell our service yourself, earn the income yourself, and stay that much more connected with your client. Many real estate, mortgage and banking professionals have closed more of their primary business as a result of offering our credit restoration service to their clients. And, they have earned a significant income from selling our services. Think of the other professionals in your industry that have credit challenged clients that you could contact.

Many people in your industry have turned this into an income that exceeds what they earn from real estate, mortgage or banking. In addition to selling the services to their clients they have developed a team of other Independent Agents. These might be people in their area or around the country. They can earn a substantial income from the production of those Agents.

A Few of Our Successful Agents

Mike Watsonformer top producing Keller Williams Agent in Eastlake, CA. Mike is now an Executive Sales Director with us and  has over 100 Independent Agents around the United States.

Miranda Harrisreal estate broker in Columbia, SC. Miranda has become one of the top producing Agents with our company and earned the title of Vice President. She is also a member of our Six Figure Club. Our average Vice President earns over $24,000 per month.

Derrick Smithformer owner of 2 ReMax brokerage offices in Maryland. Derrick is now a Regional Vice President. He is also a member of our 6 Figure Club.

Cynthia Davisformer branch manager for CitiBank in Las Vegas. Cynthia has become a Regional Sales Director and has left the 9 to 5 banking world to develop her own business with FES.

Clients with a Low Credit Score

These are just a few of the people who first came to us because they had clients with a low credit score. You don’t have to change careers and strive for the type of income these people earn. You can simply work with us on a part time basis. Simply help your clients to increase their credit score and close more real estate, mortgage and banking business.

If you simply want to refer your clients prospects with a low credit score to us, or you want to develop a second income stream…watch this video.

To talk with me, Dale Guiducci, click below to ‘Book a Phone Appointment’

Starting a Credit Repair Business
It’s Not That Easy

More and more people are interested in starting a credit repair business. There are many companies out there selling software, websites, training certificates and more. In their advertising these companies make it sound so easy to use their products and make a lot of money. But think about it. These companies are selling other people their products and are not in the credit repair business themselves. Maybe they realize starting a credit repair business isn’t that easy. In fact, most credit restoration businesses fail in the 1st year.

Starting a Credit Repair Business

It is true that about 43 million American consumers have a poor credit score. It’s also true that 4 in 5 credit reports have errors on them. And, the criteria for lending having tightened dramatically. It would seem that people would be knocking down the door of anyone claiming to be able to increase their credit score. But it’s not the case.

Starting a credit repair business and making it a success is difficult. Here’s why…

You Must Know How to Find Motivated Clients

#1– People can live with poor credit their whole lives. Not everyone with a sub 600 credit score has the need or desire to increase their score. Their poor credit score only hurts them if and when they attempt use their credit. Such as when trying to qualify for a mortgage or car loan. With regard to buying a car they’ll still be able to make that purchase albeit with a higher interest rate. The bottom line is that you have to work hard and be a savvy marketer to find clients. Then you have to be a very good salesperson to convince your prospect to do business with you. Especially if you’re just getting started because you have no track record.

Unless You are Well Capitalized You Could Have a Cash Flow Problem

#2There’s a federal law called CROA. This law prevents a company that is not a 501(C)3 non-profit, attorney or bank from collecting up-front fees for credit restoration services. Yes, you can charge a nominal set up fee. Most people discount it’s affect because they wrongly assess that monthly fees will make up for it. Here’s the problem. Most people will not continue to pay monthly fees unless they see results quickly. People are impatient and want an increase in their score right away. If they don’t see it they will stop paying the monthly expense. Therefore you’ll have a cash flow problem. You’ll not see the return on your investment of time, energy and money. And you’ll likely fold within your first year. This creates more difficulty in starting a credit repair business.

You Must Price Your Services Competitively

#3– The days of charging thousands for credit repair are over. Ten years ago, even five years ago companies charged thousands of dollars for credit repair. Some still do but the tide is turning. Many companies like ours charge a lot less than even $1,000. Therefore the big profit margins in the industry just don’t exist. If you calculate what you earn hourly you may as well get a part time job and not have the headaches.

You Must Wear All the Hats

#4– There’s not enough hours in the day to build a successful credit restoration business from scratch. People severely underestimate the time it takes. You have to promote the business. Then sell to clients and follow up with clients. Then put in the time to dispute items to the credit reporting agencies, and everything else that goes along with it. This factor alone leads to most people failing in the first year.

There is however a way to start a successful credit repair business.

Work with a company that does all the back end work of analyzing credit reports, drafting dispute letters, providing customer support, and adhering to state and federal regulations. Our company does that and provides a website, an online tracking system, and training. As an Independent Agent our job is to market and sell. This frees up the hours needed. However, that’s not enough. You still have to do more sales volume than one person can do to achieve a significant income.

How do you achieve more sales volume than you can do yourself? Develop a team of Independent Agents. The fact is that no matter the business model chosen there simply isn’t enough hours in the day to make a credit restoration business work on your own. You need help. By developing a team of Independent Agents who are, in turn, building their own Agency you can develop a significant income into the tens of thousands per month. You could never do that on your own.

If your goal is to do credit restoration on the side and make very little money then go buy software and have a go at it. But if you want a long term career where you can earn a significant income and eventually stop working because you have a substantial team of Agents working for you, then contact us. The support you’ll receive will go a long way to help you in starting a credit repair business.

If You Liked the Video, Book an Appointment to Talk with Me!

Choose the Best
Network Marketing Company

If you just searched on the internet for ways to determine how to choose the best network marketing company you saw that there are dozens of articles and blog posts on the subject. I have done so as well and want to share with you a company that passes every test that I have come across.

Best Network Marketing Company

Please note that we represent Financial Education Services (FES) and have since 2012.

My wife is now also full time and we are partners in building our business. FES has helped us replace two full time incomes. I would like to be clear and obvious to the reader that we are looking for solid, hard working, individuals that are, in turn, looking for a network marketing opportunity. However, don’t let that take away from the fact that this company is well worth researching as a part time or full time career.

So what are the attributes of the best network marketing company according to every article about the topic?

Let’s take a look at what they say and then describe the attributes of the FES.

Longevity– look for a company that’s been in business at least 5 years so you know that it has survived the period in which 95% of all companies fail.

FES- has been in business since 2004. Started network marketing business model in 2010.

Capitalization or Debt Owed– Find a company that is not leveraged to the hilt. They may have a great product and compensation plan but if the company doesn’t survive it won’t matter.

FES- is a debt free company and is growing consistently with a 30% to 100% annual sales revenue increase. It should be noted that FES carries an A+ BBB rating.

Ownership– Articles do differ on this topic. Some state that you should look for companies that still have the original ownership. Others say that the company should be publicly traded so that you can view financials. You’ll have to go with what you’re most comfortable with.

FES- is privately owned by the two gentlemen that started the company in 2004. They bring over 30 years of experience from the financial services industry. They have also teamed up with two people that bring over 50 years of experience of training and building sales teams in the network marketing industry. Their goal is to have the best network marketing company possible.

Product or Service– There should be a strong need for the product or service. The product or service should be unique and not easily purchased elsewhere. The product or service should be manufactured or delivered by the company and not outsourced.

FES- the core product is credit restoration. If you have stellar credit simply ask friends or any real estate agent or mortgage broker about the number of people with challenged credit. And, you can’t get credit restoration from a reputable company at a retail store. In addition, FES has a dozen other services such as online credit monitoring, identity theft protection, and a will and living trust. Lastly, the credit restoration service is provided by United Credit Education Services which is operated by the ownership of FES. United Credit Education Services also has an A+ BBB rating.

Inventory– Do you have to buy inventory when you start and/or continue to buy inventory?

FES- there is no inventory to purchase. However, FES does offer a Protection Plan to its Agents that contains all the services it offers for just $87/month. It’s a benefits package that also includes up to $100,000 in life insurance. An added feature is that, as an Agent, once you have 5 Protection Plan Customers or Agents on your team that are on the Protection Plan, your benefits package is free.

Customer Purchases– Will customers buy what you’re selling without becoming part of the business opportunity?

FES- the credit restoration service is sold to thousands of customers each year that are not Agents of FES nor ever become an Agent. In fact, a significant amount of the sales comes from referrals from professionals in credit related industries such as real estate, mortgage, banking and automobile.

Immediate Income– can someone earn income quickly or do they have to build a large team first?

FES- the commission alone on the credit restoration service is up to $100.00 giving a new Agent the opportunity to earn $400 per month on one sale a week, or $2,000 a month on 5 sales a week. This has nothing to do with building a team or recruiting. This does not include the residual income from each monthly payment your client makes.

Compensation Plan– Is the compensation plan designed to encourage building deep (helping your team) versus building wide (only helping yourself)?

FES- the compensation plan is designed to build deep. In fact, you only need 5 people front level to reach the top position in the company. And, part of the qualification for each new title and increase in pay is that you help others on your team.

Marketing and Technology– Does the company provide a customizable website, customizable marketing materials, and other marketing collateral both online and offline?

FES- Provided to each Agent is all of the above and very comparable to the top companies in the industry. Also, there are marketing videos, a CRM, and landing pages for each Agent.

Training– does the company provide online and offline training opportunities?

FES- There is a full curriculum of training consisting of an online video library, a series of weekly conference calls and webinars conducted by the top people in the company, and a series of live seminars that are conducted in cities around the country. This gives Agents the opportunity to learn from the top producers in the company on a regular basis so: 1) they do not have to rely on their sponsor’s level of knowledge or experience 2) they can develop a nationwide team and plug those people into the training system regardless of their own level of knowledge and experience.

I realize you may want further details on any and all of the above topics. As well, there may be other criteria that you may want to look into. This was written with the sole purpose of getting you to consider FES and contact me for more details.

FES may not be the best fit for you. You have to be or become passionate about what we do to help people with matters of personal finance. As well, you have to commit to your success in the business, be willing to get trained and execute what you learn. Success with any opportunity requires hard work and dedication.

Why contact us?

That’s a great question as well. In more than one article written about how to find the best network marketing company it suggests you enroll under someone that has proven and documented success with the company.

My wife and I (Dale & Shirley Guiducci) are full time with FES. We have reached the position of Vice President. As I stated above, FES has replaced both our previous incomes.

In 2013, our 1st full year, we were #2 in Sales and #2 in recruiting. We received the “Most Improved” award and were in the top 5 producers during a 5 month long annual Cruise Contest.

In 2014, we were #1 in Sales and #2 in recruiting. We received the “Outstanding Achievement” award and were #1 in the annual Cruise Contest. We were also inducted into the FES Six Figure Club.

In 2015, we were #2 in sales and #3 in recruiting. We received the “Leadership” award and were #3 in the annual cruise contest.

In 2016, we were #4 in sales, recruiting and was the #4 Most Valuable Agent in the company. We were again, #3 in the annual cruise contest. Also that year we reached the 1st level in the companies R&R Club and were awarded an Audi A5.

Feel free to visit the site we built for our team of independent Agents, EntrepreneurSkill.

Dale & Shirley host national training conference calls and webinars. And, have conducted live company overviews and trainings around the country from San Diego to the Tampa Bay area. Dale is also a trainer with Entrepreneurs International. A company founded by entrepreneurs, for entrepreneurs. EI teaches people the skill set and mind set necessary to be a successful entrepreneur.

We look forward to first providing you with further details so you can make an independent judgement and determine if FES is the best network marketing company. Then we would like to get to know you and have you learn about working with us. If all that feels and looks right then you can truly make an informed decision about your next career move.

Watch This Video First

Now Book an Appointment to Talk With Me

 

Supplement Retirement Income – Use Your Skills, Work From Home

Some people who have recently retired from their job are not looking to settle into playing golf every day. Or, they may need to supplement retirement income. And, of course, many people of early retirement age have a wealth of experience and want to maintain an active daily schedule.

supplement retirement income

According to a Global Entrepreneurship Monitor (GEM) report, 18% of those involved in early entrepreneurship are over 55 and 7.9% are over 65 years of age. That number could be as high as it is due to many older people finding it difficult to procure employment that will pay them for their experience and skills. Or, they simply have worked for someone else for so long they want to be their own boss. Therefore they choose to start their own business.

In any case, starting a business from home is a great solution to supplement retirement income.

Our company, ERA Credit Services, working in conjunction with Financial Education Services (FES) has a business opportunity that may be a great fit for some of these people. It involves helping individuals get their personal finances on track, has services that the majority of the population needs, requires a low start up cost, provides a comprehensive training program, can be very lucrative, and can be done from home on a part-time or full time basis.

Our flag ship product is a set of financial services that helps people increase and protect their credit, identity, family, finances and future called the Protection Plan. The core service is credit restoration. Although we speak to everyone about our services our best source of clients is referrals from professionals in credit related industries such as real estate, mortgage, banking, auto, solar and other industries.

Many of our independent agents are people who want to supplement retirement income by using the skills and experience they have to develop relationships with these professionals and build a pipeline of customer prospects. In addition, those with management skills can build a sales team to create leverage in developing a string residual income.

FES has been in business since 2004 and is headquartered in Farmington Hills, MI. They have an A+ rating with the Better Business Bureau and conducts business in all 50 U.S. states. The flagship service, credit restoration provided by their credit restoration division, United Credit Education Services which also carries an A+ rating.

For more information, visit the ERA Credit Services website or call us at 727-222-0120.

Credit Repair Business Model – The Right One for You

When considering starting a credit repair business there are many questions you need to ask and get answered. It’s very important to choose the right credit repair business model to satisfy your needs, goals and perhaps even limitations. I mention limitations because few of us come into a new business totally prepared with every skill set and requirement necessary. In most cases, only after we are in a business do we realize certain elements that are required that we didn’t beforehand.

Download Our Free Questionnaire to Find Out Which is the Right Credit Repair Business Model for You

credit repair business model questionnaire

Click Here to Download-  Choose the Right Credit Repair Business Model for You – Questionnaire

There are actually 3 different business model types in the credit repair industry. Here are some questions you need to consider before choosing the right one.

What Are Your Goals?

a) Income (initially and long term)
b) Time (time to recuperate investment and hours a week to devote to the business)

What Is Your Skill Set & What Do You Like To Do?

a) Sales & Marketing
b) Administrative

How Much Can You Invest?

a) Start up costs
b) Marketing
c) Staff

Which Credit Repair Business Model Should You Choose?

Here are those credit repair business model types, what is required, and some of the advantages and disadvantages of each. Choosing the right one for you depends on your goals, your skills, your time, and the money you have to invest.

Starting Your Own Business

1) Federal & state laws and regulations
2) Software
3) Website
4) Training
5) Office (home or other)
6) Marketing
7) Competition
8) Sales skills
9) Admin skills
10) Limited income unless you want to expand & hire staff

Conclusion- You must have a substantial amount of time & money to invest. You must also enjoy admin work, as well as understand that your customer base will be limited unless you hire staff.

Buying a Franchise

1) Significant investment $12,000 to $20,000
2) Still need to be concerned with Federal & State laws and regulations
3) Website, training, administrative should all be provided
4) Competition
5) Marketing skills
6) Sales skills
7) Limited income unless you hire sales staff

Conclusion- You must have a substantial amount of time & money to invest. And the franchisor must train you on how to market and sell against the competition

Owning an Independent Agency

1) Low start up cost- less than $300
2) The parent company has satisfied all state & federal requirements
3) Website, marketing materials, training, administrative are all provided
4) Training includes Sales & Marketing
5) The ability to add multiple Agencies provides unlimited income potential along with a residual income component
6) No staff needed

Conclusion- This is the lowest risk option providing potentially the highest reward. It also provides the ability to start making sales and earning income quicker.

For Detailed Information on the topic of Credit Repair Business Model Watch This Video

For more on our Independent Agency business model visit www.eracreditservices.com/credit-repair-business-opportunity

Credit Repair Business Model – The Right One for You

Credit Repair in San Diego We Need Agents!

How many people out there today have less than perfect credit? You may say, “a lot, or many, or even you!” A recent study says the number is about 77 million Americans. Our company is looking for people to capitalize on the opportunity to help individuals with a San Diego credit repair business. And, to help those that need clients with a particular credit score in order to close business such as professionals in real estate, mortgage, auto, banking, solar companies and more.

An Opportunity to Work in Credit Repair

Are you completely satisfied with your current position or income? What would an additional $1,000 a month on a part-time basis do to help you and your family? Or, are you looking to perhaps make a career change and earn a significant income?

Credit repair is booming and we are looking for Agents to help us expand our credit repair business in San Diego and around the nation. We are a 10 year old established company that has helped over 170,000 people improve their credit score. We have an A+ rating with the BBB and thousands of very satisfied clients.

Partner With a Proven Credit Repair Service San Diego Credit Repair Business

We have a documented and proven credit repair service. Your job would be to educate consumers and professionals in credit related industries on this service and input their information into our online system. Our staff of experts does the credit repair work and you get paid!

If you have management experience, and/or are willing to learn, you can also build a team of Agents here in San Diego and around the country and get paid on their production.

If you want or need to increase your personal credit score we are here to help. But if you also are looking to make a change in your income or profession you may also want to consider joining our team.

If You Want to Know More About a San Diego Credit Repair Business We’d Love To Hear From You

Either way give us a call at 619-492-3040. We’ll provide you with detailed information. If you are the right individual we will set you up with an interview with our Vice President, Dale Guiducci.

www.eracreditservices.com

Looking for an MLM or Network Marketing Opportunity

Looking for an MLM or Network Marketing Opportunity was originally posted in 2014 and was updated January, 2017

If you’re setting out to find an MLM or network marketing opportunity you most likely have experience in the industry. Therefore, you want to find a company with the attributes that are important to you. But at the same time eliminating many of the pitfalls or disadvantages you may have discovered with a previous company.

What if you could find a company that offered all the advantages and attributes of a great MLM opportunity but had eliminated many of the pitfalls and disadvantages? Let’s examine what some of these advantages and disadvantages are.

Advantages of an MLM or Network Marketing Opportunity

  • Residual and recurring income
  • Utilizing the efforts of other people (OPE)
  • Start up/ground floor opportunity
  • Low start up cost
  • Low overhead
  • No inventory
  • Selling products that are needed not just desired
  • Unlimited income potential
  • Support
  • Training

Disadvantages of an MLM or Network Marketing Opportunity

  • Ongoing monthly fees/costs for product
  • Trying to recruit family and friends
  • Ground floor opportunities usually come from inexperienced companies
  • Products that are over priced
  • Products that have competition at retail stores
  • Selling a product that is a desire not a need
  • Having to train and manage people
  • Carrying inventory so people can try the product
  • Competition from other MLM’s in the same space
  • Low initial income

If you have experience in the industry you can perhaps add items to each of the lists above. The point is that choosing the right network marketing opportunity is the key. And, you want to have as many advantages and eliminate as many of the disadvantages as possible.

Here’s a company that I believe has done so and something you may want to take a strong look at. Many “traditional” network marketers will find this company to be very unique. It may be a bit foreign to them and they don’t quite grasp the differences.

Network Marketing Opportunity Network Marketing Opportunity

Financial Education Services (FES) is a 14 year old company so the infrastructure is solid and stable, and they have tremendous scalability. FES is also debt free. It’s a ground floor opportunity without the typical risk associated with a company that is new.

The flagship product of FES is not a product at all. It’s a service, credit repair. Tens of millions of people are in need of this service and will continue to need credit repair long into the future. Because FES and its credit repair division, United Credit Education Services, have not only a 14 year track record but they have already serviced 250,000 customers. And, they both have an A+ rating with the Better Business Bureau.

They also have other financial services that people need such as a will & trust and identity theft protection. Also a service that helps people pay off their debt faster, on line credit monitoring and more. By offering services and not products they eliminate the issue of buying and maintaining inventory. And, the margins for services are far better than for products because there are no manufacturing and shipping costs. Therefore they can actually offer these services for less than traditional businesses can. This puts their independent Agents in a great position to compete in the marketplace and still have a very lucrative pay plan.

Referrals for Sales from Other Professionals

Something that FES has to offer that perhaps no other company in the MLM or network marketing space has is the ability to get referrals for sales from other professionals. Real estate agents and brokers, mortgage brokers and loan officers, auto salespeople and dealers, banks, solar companies and more. Any professional or company that has a need for their clients to have a certain credit score to close business with them is a potential referral source. Individuals and companies in the industries listed above lose a significant amount of their business because their prospective customers cannot qualify due to credit score. The FES Agent can solve this problem by developing relationships with these people who are happy to refer these “lost” prospects to them.

Eliminating the Negatives of Network Marketing

This company certainly provides all the advantages listed above but here’s how they have eliminated the typical disadvantages of MLM or network marketing.

  • Ongoing monthly fees/costs for product- Agents for FES can choose, and should choose to purchase their services for a nominal monthly fee. But once they have 5 other Agents or customers on the services theirs is now free. No more monthly fee.
  • Recruiting everyone that you know- FES promotes recruiting of Agents certainly but trains their Agents to look for serious business-minded entrepreneurs. That may be one’s neighbor but more than likely friends and neighbors become customers or simply referral sources.
  • Ground floor opportunities usually come from inexperienced companies- This company has a ground floor opportunity but is not a start up by any means. It’s the best of both worlds.
  • Products that are over-priced- FES services are priced lower than what is found in the current marketplace for an inferior service.
  • Products that have competition at retail stores- the consumer cannot find the services FES offers at a store. They aren’t going to replace these services while running their errands.
  • Selling a product that is a desire not a need- The services that FES offers are not just a desire. People need what FES Agents have to sell to be able to refinance or buy a home, car, rent a home or apartment, and more.
  • Having to train your own team- FES provides the top training in the industry. The concept is to plug your new Agents into the training system and allow the top producers in the company to train your Agents. Also, FES trainings are not hype and not just motivational. Their trainings are filled with content about building a business.
  • Carrying inventory so people can try the product- no inventory is needed
  • Competition from other MLM’s in the same space- there is none
  • Low initial income- this may be the best part. An FES Agent can earn a $100 commission on a credit repair sale (Protection Plan Membership with credit repair), and $12/month residually. What other MLM company has a product or a service where one sale can result in that type of pay off? FES Agents can get themselves in a position on a part-time basis to be earning $4,000 or month or more in 90 days or less. Of course, results are based on the individual Agents efforts and time they put into the business. Click here for details and our income disclosure.

Contact Us About This Network Marketing Opportunity

If you are looking for an MLM or network marketing opportunity but want a company that is different, and has eliminated many of the pitfalls in the industry, FES just might be for you.

Contact Dale Guiducci, Vice President with Financial Education Services and owner of ERA Credit Services, an independent Agent of FES and United Credit Education Services.

For more information on the FES network marketing opportunity visit http://eracreditservices.com/credit-repair-business-opportunity/

Or call

Dale Guiducci
www.eracreditservices.com
(727) 222-0120
(619) 492-3040
info@eracreditservices.com

The Path to Success as an Entrepreneur

It is clear that some people are drawn to entrepreneur success. It’s in the nature, it’s in their blood. They like taking risk. It’s similar to those people that take physical risks with activities like rock climbing, parachuting, or hang gliding. But would someone in their right mind go rock climbing without instruction or the right equipment? Would they not want someone to first show them how it’s done safely to give them the best chance of success? Failure in those physical activities can have a disastrous outcome.

entrepreneur success

Failure as an entrepreneur won’t cause bodily harm or kill you, of course. In fact, many successful entrepreneurs have failed many times before getting it right. But if you can learn from someone that’s done exactly what you want to do (the same industry, the same services or products) wouldn’t it make sense to learn as much as you can from that person?

But where can you go to find someone that’s done exactly what you want to do and been immensely successful at it. And then, how do you convince them to teach you? Why would they want to do that? Wouldn’t they just be creating competition for themselves?

The only way that’s going to occur is inside a business model where that successful individual is monetarily and otherwise incentivized to teach you. Where they become even more successful by helping you duplicate what they’ve done. Moreover, what if you could find a business model where a training system has been set up so that the top producers in the company teach you exactly what they’ve done to achieve the success they’ve had.

Entrepreneur Success- Achieve It!

I’ve been very fortunate to find such a business model, such a company, such a training system. Prior to joining this company I had started a few businesses and either failed or achieved marginal success. Basically I was just paying my bills. Through a brilliantly designed system that I was able to follow I have achieved more success faster than I thought was possible for me. I had always seen a few over achievers become incredibly successful at what they did and thought they had some magic formula. Maybe they did. But I certainly didn’t.

Today I am able to follow in the footsteps of some of these over achievers and learn specifically what they did to get where they’re at. And, what’s truly amazing is that it is far more simple than I would have ever made it on my own.

For information about this system and this company contact me-

Email info@eracreditservices.com
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