Category: Credit Repair Business

Start a Credit Repair Business for Around $300

Start a Credit Repair Business for Around $300

If you want to start credit repair business and have already done a bit of searching on the internet you may have come to the conclusion that you basically have two options. The first is to piece together the infrastructure of your business by buying software to generate dispute letters, a website, contracts, training and other essential components. Or, you could purchase a credit repair franchise that presumably has everything you need to get started. We actually are going to provide you a third option to start a credit repair business below that solves a major challenge that the first two do not.

The Challenge in Starting a Credit Repair Business

Neither of the first two options overcomes the challenge of having enough time to not only find clients but also provide the credit repair service for those clients. Finding clients is a full time job by itself. Doing the work of credit repair is another full-time job. Therefore, the first two options come with limitations to the amount of credit repair business you can generate. To break through this limitation you’ll have to hire staff to go out and get the business or deliver the credit repair service to your clients, whichever part you do not want to do or are least skilled to do. More about this will be discussed below.

And here’s something else. When you get started and talk to your first sales prospects what are you going to say when they ask you about your track record, how long you’ve been in business, the results you’ve been able to achieve for previous clients?

Further, and perhaps most importantly, it is imperative to receive training on how to build a business. This is especially true if you have never started a business before. What if you could be trained by people that have already achieved significant success in building a credit repair business? Wouldn’t it make sense to duplicate what they have already done?

What Do You Need to Start Credit Repair Business?

If you have searched around the internet you probably did a search for the following terms-

start credit repair business

how to start a credit repair business

starting a credit repair business

credit repair business opportunity

credit repair business franchise

and terms very similar. What you most likely found are the types of opportunities mentioned above. Companies that provide pieces of the infrastructure, and others that offer a credit repair franchise.

Before you can decide on a company to work with that offers pieces of the credit repair business infrastructure you’ll want to understand what you’ll need. Here is a partial list of what it takes to start a credit repair business.

First off a web site is essential, of course. If you know how to use WordPress or otherwise can build a website, that’s great. Or, you can pay someone to set up the site for you. Either way you’ll still need to draft text for that web site such as frequently asked questions, a marketing video explaining your service, a contact form, an option for a client to sign up for your credit repair service online, and more.

Another important element is giving your client online access to their account and the ability to check on the progress of their service, what items are being disputed, what items have been deleted, etc. This is essential to compete in today’s credit repair market.

You’ll need professionally designed marketing materials- brochures, flyers, videos, business cards, logo. Many companies today have quality videos about their credit repair service.

You’ll have to provide credit repair contracts for your state and other states if you want to do business outside your state. Note that if you want to conduct business outside your own state you’ll have to fulfill all the requirements in each state as you do with your own state.

You’ll need a dedicated phone line for sales and customer support. Using your personal phone for your business not be sufficient.

You’ll of course need to find training on credit repair law such as the Fair Credit Reporting Act and the Credit Repair Organizations Act, sales training, and training on building a business that can be done online and in person. Here’s list of states that require Surety Bonds

What Credit Repair Companies Provide Everything?

There are companies that provide a lot of the essential elements in getting your credit repair business s started. CreditRepair Cloud is one of those companies. The cost will range from $179 to $599 per month. But CreditRepair Cloud doesn’t overcome the big 3 challenges. You still have to do all the work of getting clients and delivering the service, you have no track record, and you get no business building training.

Credit Repair Franchise

When we first launched our business in 2012 there were some franchise options. Those companies have now gone out of business. There are many reasons why the franchise option didn’t work. Restricted territories, high start up costs, and franchise fees are a few.

There is also a company once called Credit Repair Nerds that has now changed their name to Credit Repair USA which is not a franchise. They consider you a licensee. According to a video on their website they’ve been bringing on licensees since March of 2015 and have about 90 such licensees. Licensing fees ranged from $999 to $4,500. They now seem to be offering a new program for $99/month. It’s difficult to figure out what their business model is from their website so we suggest you call them if your interested.

You’ll have to check with them to see if they have registered with your state and followed through with state requirements such as a surety bond. If they have not you’ll have to provide that yourself. Even if they have you may be restricted to doing business just in your state.

The Company That Provides Everything to Get You Started in Credit Repair for Just $300

So, what if you could find a company that provided everything you need to get started as stated above?

And, did all the credit repair service work for you so your job would simply be to go out and get paying clients.

And, offered credit repair at one of the most competitive rates in the industry.

And, offered clients a satisfaction money back guarantee.

And, has been in the credit repair business since 2004 with stellar third party documentation.

And, did not limit you with geographical limitations. You can do business in any and all 50 states.

And, gave you the opportunity to develop an unlimited team of other Agents, and get paid on their business.

And, allowed you to offer other credit related services such as online credit monitoring, credit and identity protection though Lifelock, suggestions and solutions of positive trade lines for your clients, a Will and Trust, a service to help your clients pay off their bills faster, and more.

And, provided you with all their services potentially free and included up to $100,000 in term life insurance.

And, you could get started immediately for $288.00 plus $89/month. By the way, the $89/month is waived after you get your first 5 customers.

In addition to training that is second to none, you get one on one mentorship from someone who has built a business using the same system and is one of the top producers in the company.

If you’re serious about getting into the credit repair business this is not a hard decision.

ERA Credit Services can offer you the opportunity to start credit repair business, get everything listed above, and do it for $288.00 out of pocket start up costs. You can literally start today and begin earning money by the end of the day. We also have the best compensation plan in the industry.

If it sounds too good to be true, it’s not. We have simply found a way to provide a better opportunity. Don’t you owe it to yourself to find out more?

start credit repair business

This was originally published in April of 2016 and has been updated for accuracy.

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Home Based MLM Business Opportunity

Thinking about a home based MLM business opportunity?

Home Based MLM Business

In the movie ‘Steve Jobs’ there is a scene near the beginning that takes place in the 1980’s where the character is talking about how computers will be in every home and business people will be able to work from anywhere on the planet. Guess what? That’s exactly the situation we have right now about 25 years later. Which is perfect for those who want a home based MLM business.

It is very possible to start a home based MLM business, conduct business, and develop that into a highly successful and lucrative business from “almost” anywhere. Why “almost”? Because you still need to have affordable access to a cell phone for fast, one on one communication. So, let’s just say we’re still somewhat limited although some people have done this from Thailand, Tahiti and other exotic locations.

Of course, you still need infrastructure, product or service fulfillment and other key elements. That’s why an MLM business model is a good option to look at. Most of us realize that a home based MLM business has some stigma attached to it. That’s the old school MLM home businesses where you have to have parties and accost your friends and neighbors. I wouldn’t do that type of work from home either.

So what is the best MLM business out there today?

First let’s discuss, “what is an MLM business?” There are many varied definitions but the core factor they all have in common is that an individual can sell products or services and also develop a sales team that sells products and services. There are many other factors that may be perceived as positive or negative certainly, but consider the following.

What if you didn’t have to “recruit” your friends and family? What if you could make a nice income from just selling services and didn’t have to recruit anyone if you didn’t want to? What if you weren’t great at selling but could develop a sales team of great sellers because the company trained those people for you? What if you could contact people in other professions that had a huge incentive in referring customers to you? What if customers were truly customers and not people that signed up for an auto ship just to get vastly overpriced products at a just slightly better price? And, what if your sales team consisted of highly motivated people like yourself that truly wanted to develop a top MLM business?

Is a home based MLM business a good business? It’s a great business if you can find what I just described. And you can because we are working with such a company. This is our full time career and we are looking for motivated, professional individuals that truly want to find a home based MLM business opportunity.

home based mlm bunsiness

There is a thorough description and videos for you to watch. You’ll find a company you can be proud, and not hesitant for a second, to represent. Then give us a call. We’ll share with exactly how we built our business, and how we (my wife and I) work side by side building a highly lucrative business from our home near the beach in Florida. You’ll find our contact information on our website and be able to schedule an appointment to talk with us.

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Own a Credit Repair Business

In the last few years over 1,100 people have contacted me because they have an interest in knowing how to own a credit repair business. Most of these people are mainly focused on how to do credit repair, meaning the fulfillment of the service. They are less concerned with discussing how to start, build and maintain a credit repair business which is where I direct the conversation because that’s what they should be concerned with and asking questions about.

Own a Credit Repair Business

There are many issues to tackle when starting any business. Yes, you have to understand the fulfillment piece, in this case delivering results to the customer for credit restoration. But there’s much more to it. What about the state and federal laws, the technology used for fulfillment and marketing, the marketing and sales functions, the competition, and the cash flow?

Do you have a plan to own a credit repair business that encompasses all these aspects and more?

Ultimately it comes down to this question. Do you want to be an entrepreneur or a solopreneur? An entrepreneur is going to use their highest and best value to operate and expand a business. They are not going to perform all the functions of the business. They are going to utilize the efforts of other people that are appropriately positioned for the value they bring to the business.

A solopreneur is going to be in business for themselves but also by themselves. They are going to wear all hats. Sales, marketing, technology, fulfillment, customer service… everything. To attempt this in any business is a daunting task. In the credit repair industry it’s a recipe for failure.

Of course, even if your intention is to own a credit repair business and be an entrepreneur, initially you will most likely start it alone. Just know that setting up your credit repair business and then doing the marketing, sales and fulfillment yourself all take a great deal of time. There is typically not enough hours in a day to do all 3 especially if you want to start a credit repair business on a part time basis. And, it takes very different skill sets. That’s why you eventually want to bring on people that have skill sets and hours you don’t have.

Further, you want to understand what functions brings the most value to your client and to your business. In the credit restoration industry the fulfillment (credit report analysis, drafting dispute letters, and customer support) is the least valuable function with regard to what you can pay someone else to do that job. That’s an administrative function that you can pay and train people to do for a reasonable hourly wage. It does not take a college degree or a large amount of previous experience.

The functions that bring the most value to your business are marketing and sales.

To own and operate a successful credit repair business you have to know how to continually get lots of customers and how to sell to those customers. Yes, you can hire people to do this but you’re going to have to pay them far more than a reasonable hourly wage. Marketing and sales skills are honed with years of experience and people want to get paid well for that experience. This is the part you should do, not the fulfillment.

Our business model provides the fulfillment of credit repair services to the client. We have also prepared all the marketing pieces, a website, brochures, business cards, flyers, folder, product videos and more. We have the technology to keep your client, you and any referral source you’re working with updated on the progress for that client. We provide training on how to market and build a credit repair business. And, we show you how to sell credit repair to customers. You get one on one mentoring from someone who is already highly successful in the business.

I have recorded a video describing the 3 options to own a credit repair business.

By watching this video you will understand what is necessary to work in this industry in each scenario. If ultimately the third option in this video makes the most sense for you watch the next video on that page then give us a call. We’ll discuss the hours and skills you have and design a business plan that makes sense for you.

Contact Dale

ERA CREDIT SERVICES IS AN INDEPENDENT AGENT FOR UNITED CREDIT EDUCATION SERVICES, A 501(C)3 NON PROFIT ORGANIZATION HEADQUARTERED IN FARMINGTON HILLS, MI.

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Outside Sales Opportunity

Looking for an Outside Sales Opportunity?

Because of the nature of our business and the large market of consumers that need our services there are many ways to generate leads and business. However, one of the best ways to do so is to work with professionals in other fields that require credit worthy clients. This provides a lucrative outside sales opportunity.

Outside Sales Opportunity

Real estate agents and brokers, mortgage brokers and loan officers, bankers, and automobile salespeople and dealerships need clients that have a certain credit score to finance what they’re selling. Often, in some cases up to 50% of time, these professionals start working with a prospect that cannot qualify for that loan. That means a significant amount of time, energy and money they have spent does not result in a closed transaction.

That’s where you come in. You become a resource for these professionals. They refer their credit challenged prospects to you. You educate and enroll their prospect into our credit restoration program. Our staff of credit consultants works to build the clients credit score.

What if you can help a real estate agent close even just 2 or 3 more sales in a year? That’s a significant increase in their income for just referring you some clients.

We also partner with bankruptcy attorneys, debt settlement and loan modification companies, insurance and tax professionals. The opportunities to gain referral business abound.

We have a proven methodology that you will learn through our training and mentoring program that will teach you exactly where to find these professionals, what to share with them about our service, and how to develop this business. Your referral source and you will have online access to the client’s progress so when they have reached the credit level required your referral source can begin the process of selling them that home, car, etc.

You can earn income from day one and you can earn monthly residual income as well.

In addition to income you earn during the month from new sales, in a very conservative scenario you can have over $4,000 a month coming in over and over again for work that you’ve already done. And, you can also utilize other proven ways to generate business as well.

We’re excited to show you what we have to offer. If you’re the right person we’d love to speak with you.

outside sales opportunity

 

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Work From Home Opportunity

More and more people today desire, and sometimes need, to find a work from home opportunity.

Stay at home parents and others are simply looking for supplemental income or a full time career with a work from home opportunity. We have over 13,000 Independent Agents working with us either part-time or full time from home.

work from home opportunity

 

There is no doubt about the number of Americans that are in need of financial services to protect their identity, credit, family, finances, lifestyle and future.

The key, of course, is having an infrastructure and business model that allows us to market to these people, sell them our services, and provide support to them after the sale. This is exactly what we provide.

You will understand how to market to the millions of Americans in all 50 states. There are no restrictions or territory boundaries. Technology and social media allow us to access these people anywhere they are. Our duplicatable marketing campaigns give you the ability to drive traffic (emails, calls, texts, and messages) back to you.

Your job is to learn how to convert them into customers. Our training program and one on one mentoring help you learn exactly how to do it. Does it require sales skills and comfort level to speak to people on the phone? Yes. Do you need creativity to attract people to reach back out to you? Yes. Does it require consistent dedicated hours every week? Yes. Does it require an entrepreneurial mind set? Yes.

The rest is in place. A website, online marketing materials, sales funnels with landing and thank you pages, email drip campaigns, example social media posts, videos about our services, and live customer support to take over after the sale, is all in place.

And, here’s the best part. With this work from home opportunity you can earn income from day one.

Well, maybe here’s something even better. You can earn monthly residual income as well. In addition to income you earn during the month from new sales, in a very conservative scenario you can have over $2,000 a month coming in for work that you’ve already done. And, just keep building upon that.

We’re excited to show you what we have to offer. If you’re the right person we’d love to speak with you.

work from home opportunity

 

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Do You Have Clients with a Low Credit Score?

Real Estate Agents, Real Estate Brokers, Mortgage Brokers, Loan Officers, Bankers

Do you have clients with a low credit score? Take just a minute and calculate how much income you have lost over the last few years when a prospective client didn’t have the necessary credit score to qualify to do business with you. That number can be staggering. But what can you do? You can turn lemons into lemonade!

clients with a low credit score

Here are 4 options if your prospects have low credit scores.

The first option for clients with a low credit score is to do nothing and move on to the next prospective client. Hopefully these people will either be able to increase their score on their own, or will come back to you when the derogatory items pulling their score down drop off their credit files with Experian, Equifax and Transunion. But think of it. How many times has that happened?

The second option is to try and help prospects with low credit scores yourself. But do you have the time and expertise to do so? Are you familiar enough with the Fair Credit Reporting Act to follow those guidelines to successfully get obsolete, erroneous or unverifiable items off their report? And, what kind of time will that take from your marketing to new credit worthy clients.

The third option for clients with a low credit score is to refer that client to us. We have been in this industry since 2004 and have successfully removed over 875,000 derogatory items from consumer credit reports including over 100,000 public records (bankruptcy, foreclosure, tax lien). After over 200,000 clients we have an A+ rating with the Better Business Bureau. And we have services beyond credit repair to help your prospects increase their score as quickly as possible. Simply put, we provide the best opportunity for any consumer to have derogatory items removed from their credit profile and increase their credit score. We also add you as a ‘Referral Source’ and give you access to monitor the progress of your clients deletions and credit status.

The fourth option is to work directly with us, sell our service yourself, earn the income yourself, and stay that much more connected with your client. Many real estate, mortgage and banking professionals have not only closed more of their primary business as a result of offering our credit restoration service to their clients but have earned a significant income from selling our services. Think of the other professionals in your industry that have credit challenged clients that you could contact.

Many people in your industry have turned this into an income that exceeds what they earn from real estate, mortgage or banking. Many have developed a team of other Independent Agents in their area and around the country and now earn a substantial income from the production of those Agents.

Mike Watsonformer top producing Keller Williams Agent in Eastlake, CA is now an Executive Sales Director with FES and now has over 100 Independent Agents around the United States.

Miranda Harrisreal estate broker in Columbia, SC has become one of the top producing Agents with our company and earned the title of Vice President. She is also a member of our Six Figure Club. Our average Vice President earns over $24,000 per month.

Derrick Smithformer owner of 2 ReMax brokerage offices in Maryland is now a Regional Vice President. He is also a member of our 6 Figure Club. Derrick became a Vice President with our company within a year.

Cynthia Davisformer branch manager for CitiBank in Las Vegas, Cynthia has become a Regional Sales Director and has left the 9 to 5 banking world to develop her own business with FES.

Clients with a Low Credit Score

These are just a few of the stories that have been written within our company by people who first looked because they had clients with a low credit score. You don’t have to change careers and strive for the type of income these people earn. You can simply work with us on a part time basis to assist your clients with their credit score and close more real estate, mortgage and banking business.

You have to agree, we’re worth taking a look at. You can turn lemons into lemonade. Whether you simply want to refer folks to us if your prospects have low credit scores to increase your closed business, or you want to learn more about developing an income by selling our services and possibly developing a team of Agents contact us today!

clients with a low credit score

 

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Supplement Retirement Income – Use Your Skills, Work From Home

Some people who have recently retired from their job are not looking to settle into playing golf every day. Or, they may need to supplement retirement income. And, of course, many people of early retirement age have a wealth of experience and want to maintain an active daily schedule.

supplement retirement income

According to a Global Entrepreneurship Monitor (GEM) report, 18% of those involved in early entrepreneurship are over 55 and 7.9% are over 65 years of age. That number could be as high as it is due to many older people finding it difficult to procure employment that will pay them for their experience and skills. Or, they simply have worked for someone else for so long they want to be their own boss. Therefore they choose to start their own business.

In any case, starting a business from home is a great solution to supplement retirement income.

Our company, ERA Credit Services, working in conjunction with Financial Education Services (FES) has a business opportunity that may be a great fit for some of these people. It involves helping individuals get their personal finances on track, has services that the majority of the population needs, requires a low start up cost, provides a comprehensive training program, can be very lucrative, and can be done from home on a part-time or full time basis.

Our flag ship product is a set of financial services that helps people increase and protect their credit, identity, family, finances and future called the Protection Plan. The core service is credit restoration. Although we speak to everyone about our services our best source of clients is referrals from professionals in credit related industries such as real estate, mortgage, banking, auto, solar and other industries.

Many of our independent agents are people who want to supplement retirement income by using the skills and experience they have to develop relationships with these professionals and build a pipeline of customer prospects. In addition, those with management skills can build a sales team to create leverage in developing a string residual income.

FES has been in business since 2004 and is headquartered in Farmington Hills, MI. They have an A+ rating with the Better Business Bureau and conducts business in all 50 U.S. states. The flagship service, credit restoration provided by their credit restoration division, United Credit Education Services which also carries an A+ rating.

For more information, visit the ERA Credit Services website or call us at 727-222-0120.

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Starting a Credit Repair Business – The Right Business Model for You

When considering starting a credit repair business there are many questions you need to ask and get answered in order to choose the right credit repair business model to satisfy your needs, goals and perhaps even limitations. I mention limitations because few of us come into a new business totally prepared with every skill set and requirement necessary. In most cases only after we are in a business do we realize certain elements that are required that we didn’t beforehand.

 

There are actually 3 different business model types in the credit repair industry. Here are some questions you need to consider before choosing the right one.

What Are Your Goals?

a) Income (initially and long term)
b) Time (time to recuperate investment and hours a week to devote to the business)

What Is Your Skill Set & What Do You Like To Do?

a) Sales & Marketing
b) Administrative

How Much Can You Invest?

a) Start up costs
b) Marketing
c) Staff

Which Credit Repair Business Model Should You Choose?

Here are those credit repair business model types, what is required, and some of the advantages and disadvantages of each. Choosing the right one for you depends on your skills, your time, and the money you have to invest.

Starting Your Own Business

1) Federal & state laws and regulations
2) Software
3) Website
4) Training
5) Office (home or other)
6) Marketing
7) Competition
8) Sales skills
9) Admin skills
10) Limited income unless you want to expand & hire staff

Conclusion- You must have a substantial amount of time & money to invest, and also enjoy admin work, as well as understand that your customer base will be limited unless you hire staff.

Buying a Franchise

1) Significant investment $12,000 to $20,000
2) Still need to be concerned with Federal & State laws and regulations
3) Website, training, administrative should all be provided
4) Competition
5) Marketing skills
6) Sales skills
7) Limited income unless you hire sales staff

Conclusion- You must have a substantial amount of time & money to invest, and the franchisor must train you on how to market and sell against the competition

Owning an Independent Agency

1) Low start up cost- less than $500
2) The parent company has satisfied all state & federal requirements
3) Website, marketing materials, training, administrative are all provided
4) Training includes Sales & Marketing
5) The ability to add multiple Agencies provides unlimited income potential along with a residual income component
6) No staff needed

Conclusion- This is the lowest risk option providing potentially the highest reward. It also provides the ability to start making sales and earning income quicker.

For Detailed Information on the topic of Credit Repair Business Model Watch This Video

For more on our Independent Agency business model visit www.eracreditservices.com/credit-repair-business-opportunity

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Starting a Credit Repair Business – The Right Business Model for You

Credit Repair in San Diego We Need Agents!

How many people out there today have less than perfect credit? You may say, “a lot, or many, or even you!” A recent study says the number is about 77 million Americans. Our company is looking for people to capitalize on the opportunity to help individuals with a San Diego credit repair business. And, to help those that need clients with a particular credit score in order to close business such as professionals in real estate, mortgage, auto, banking, solar companies and more.

An Opportunity to Work in Credit Repair

Are you completely satisfied with your current position or income? What would an additional $1,000 a month on a part-time basis do to help you and your family? Or, are you looking to perhaps make a career change and earn a significant income?

Credit repair is booming and we are looking for Agents to help us expand our credit repair business in San Diego and around the nation. We are a 10 year old established company that has helped over 170,000 people improve their credit score. We have an A+ rating with the BBB and thousands of very satisfied clients.

Partner With a Proven Credit Repair Service San Diego Credit Repair Business

We have a documented and proven credit repair service. Your job would be to educate consumers and professionals in credit related industries on this service and input their information into our online system. Our staff of experts does the credit repair work and you get paid!

If you have management experience, and/or are willing to learn, you can also build a team of Agents here in San Diego and around the country and get paid on their production.

If you want or need to increase your personal credit score we are here to help. But if you also are looking to make a change in your income or profession you may also want to consider joining our team.

If You Want to Know More About a San Diego Credit Repair Business We’d Love To Hear From You

Either way give us a call at 619-492-3040. We’ll provide you with detailed information. If you are the right individual we will set you up with an interview with our Vice President, Dale Guiducci.

www.eracreditservices.com

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Looking for an MLM or Network Marketing Opportunity

Looking for an MLM or Network Marketing Opportunity was originally posted in 2014 and was updated January, 2017

If you’re setting out to find an MLM or network marketing opportunity you most likely have experience in the industry. Therefore, you want to find a company with the attributes that are important to you. But at the same time eliminating many of the pitfalls or disadvantages you may have discovered with a previous company.

What if you could find a company that offered all the advantages and attributes of a great MLM opportunity but had eliminated many of the pitfalls and disadvantages? Let’s examine what some of these advantages and disadvantages are.

Advantages of an MLM or Network Marketing Opportunity

  • Residual and recurring income
  • Utilizing the efforts of other people (OPE)
  • Start up/ground floor opportunity
  • Low start up cost
  • Low overhead
  • No inventory
  • Selling products that are needed not just desired
  • Unlimited income potential
  • Support
  • Training

Disadvantages of an MLM or Network Marketing Opportunity

  • Ongoing monthly fees/costs for product
  • Trying to recruit family and friends
  • Ground floor opportunities usually come from inexperienced companies
  • Products that are over priced
  • Products that have competition at retail stores
  • Selling a product that is a desire not a need
  • Having to train and manage people
  • Carrying inventory so people can try the product
  • Competition from other MLM’s in the same space
  • Low initial income

If you have experience in the industry you can perhaps add items to each of the lists above. The point is that choosing the right network marketing opportunity is the key. And, you want to have as many advantages and eliminate as many of the disadvantages as possible.

Here’s a company that I believe has done so and something you may want to take a strong look at. Many “traditional” network marketers will find this company to be very unique. It may be a bit foreign to them and they don’t quite grasp the differences.

Network Marketing Opportunity Network Marketing Opportunity

Financial Education Services (FES) is a 14 year old company so the infrastructure is solid and stable, and they have tremendous scalability. FES is also debt free. It’s a ground floor opportunity without the typical risk associated with a company that is new.

The flagship product of FES is not a product at all. It’s a service, credit repair. Tens of millions of people are in need of this service and will continue to need credit repair long into the future. Because FES and its credit repair division, United Credit Education Services, have not only a 14 year track record but they have already serviced 250,000 customers. And, they both have an A+ rating with the Better Business Bureau.

They also have other financial services that people need such as a will & trust and identity theft protection. Also a service that helps people pay off their debt faster, on line credit monitoring and more. By offering services and not products they eliminate the issue of buying and maintaining inventory. And, the margins for services are far better than for products because there are no manufacturing and shipping costs. Therefore they can actually offer these services for less than traditional businesses can. This puts their independent Agents in a great position to compete in the marketplace and still have a very lucrative pay plan.

Referrals for Sales from Other Professionals

Something that FES has to offer that perhaps no other company in the MLM or network marketing space has is the ability to get referrals for sales from other professionals. Real estate agents and brokers, mortgage brokers and loan officers, auto salespeople and dealers, banks, solar companies and more. Any professional or company that has a need for their clients to have a certain credit score to close business with them is a potential referral source. Individuals and companies in the industries listed above lose a significant amount of their business because their prospective customers cannot qualify due to credit score. The FES Agent can solve this problem by developing relationships with these people who are happy to refer these “lost” prospects to them.

Eliminating the Negatives of Network Marketing

This company certainly provides all the advantages listed above but here’s how they have eliminated the typical disadvantages of MLM or network marketing.

  • Ongoing monthly fees/costs for product- Agents for FES can choose, and should choose to purchase their services for a nominal monthly fee. But once they have 5 other Agents or customers on the services theirs is now free. No more monthly fee.
  • Recruiting everyone that you know- FES promotes recruiting of Agents certainly but trains their Agents to look for serious business-minded entrepreneurs. That may be one’s neighbor but more than likely friends and neighbors become customers or simply referral sources.
  • Ground floor opportunities usually come from inexperienced companies- This company has a ground floor opportunity but is not a start up by any means. It’s the best of both worlds.
  • Products that are over-priced- FES services are priced lower than what is found in the current marketplace for an inferior service.
  • Products that have competition at retail stores- the consumer cannot find the services FES offers at a store. They aren’t going to replace these services while running their errands.
  • Selling a product that is a desire not a need- The services that FES offers are not just a desire. People need what FES Agents have to sell to be able to refinance or buy a home, car, rent a home or apartment, and more.
  • Having to train your own team- FES provides the top training in the industry. The concept is to plug your new Agents into the training system and allow the top producers in the company to train your Agents. Also, FES trainings are not hype and not just motivational. Their trainings are filled with content about building a business.
  • Carrying inventory so people can try the product- no inventory is needed
  • Competition from other MLM’s in the same space- there is none
  • Low initial income- this may be the best part. An FES Agent can earn a $100 commission on a credit repair sale (Protection Plan Membership with credit repair), and $12/month residually. What other MLM company has a product or a service where one sale can result in that type of pay off? FES Agents can get themselves in a position on a part-time basis to be earning $4,000 or month or more in 90 days or less. Of course, results are based on the individual Agents efforts and time they put into the business. Click here for details and our income disclosure.

Contact Us About This Network Marketing Opportunity

If you are looking for an MLM or network marketing opportunity but want a company that is different, and has eliminated many of the pitfalls in the industry, FES just might be for you.

Contact Dale Guiducci, Vice President with Financial Education Services and owner of ERA Credit Services, an independent Agent of FES and United Credit Education Services.

For more information on the FES network marketing opportunity visit http://eracreditservices.com/credit-repair-business-opportunity/

Or call

Dale Guiducci
www.eracreditservices.com
(727) 222-0120
(619) 492-3040
info@eracreditservices.com

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