ERA Credit Services

Category: Credit Repair Training

Start a Credit Repair Agency TODAY!

Start a Credit Repair Agency TODAY!

When you come up with the idea to start a credit repair business it seems pretty simple. But after doing some research you realize that there’s a lot to it. And, it’s going to take more time and money than you originally anticipated. Even just the basics can be hurdles to jump over. But I’m hear to give you good news. You can start a credit repair agency and do it today!

To Do List for Starting a Credit Repair Business

Federal and State Laws have to be researched and overcome. Can you afford to not accept upfront fees? And, can you afford the surety bond if one is required by your state.

You’ll need to find a way to pull credit for your clients or are you going to have to ask your clients to pull their own? Or, maybe they sign up for a credit report service and give you their username and password. That’s not ideal.

Then you become aware that it’s next to impossible to find a merchant services company to work with someone in the credit repair business. So, how are you going to be able to process credit and debit cards?

Of course, you have to choose the best credit repair software to use. Or, at least pick one that isn’t going to cost a fortune.

Maybe you know how to build a website, maybe not. But that has to be tackled for sure.

In order to start a credit repair agency you have to have credit repair training

Oh, and marketing materials like business cards, brochures and flyers. Too bad you couldn’t have a high quality video.

And all that’s just for starters. You haven’t yet figured out who’s going to do the marketing, the sales, and deliver the credit repair service. Oh wait, that’s all on you!

What If There Were a Way to Start a Credit Repair Agency TODAY?

Well, there is! Our company has been in business since 2004 and offers an opportunity for you to own your own credit repair business as an independent Agency. It’s very similar to a State Farm Insurance Agency. You would market to and sell to customers and the parent company delivers the services.

  • All federal and state laws have been satisfied so you can not only do business in your state but ALL 50 STATES!
  • The company pulls credit for your clients.
  • All credit and debit card transactions are processed by the company.
  • You’ll have an expert staff that analyzes credit reports and drafts the dispute letters.
  • You do not need any software or even need to learn how to write a dispute letter.
  • The company gives you a customized website.
  • Professional, compliant marketing materials are available including professional marketing videos for you to use.
  • And, because they deliver the credit repair service you can simply concentrate on marketing and sales to help even more customers.
  • You’ll have an excellent online training platform so you don’t have to leave your home or office to learn the basics. And, you can do the training anytime you want.
  • Would you like to learn this business from someone that is a multiple award winner and has brought in over $ 4 million in revenue? You will. You’ll have one on one coaching and get weekly LIVE training from me, Dale Guiducci. I will teach you EXACTLY how credit repair works and make you an expert for your clients.

But It Gets Even Better Than That

You’ll be able offer far more than just credit repair to your clients. Don’t get me wrong. Credit repair is a great service. It increases consumer credit scores. In fact, we’re very good at it and have been since 2004. We’re (NACSO) National Association of Credit Services Organizations certified and our credit repair division has an A+ Better Business Bureau rating.

But credit repair only works on Payment History which makes up just 35% of a credit score. What about the other 65%? You’ll have other services to provide to your clients at no extra charge that will affect 100% of their credit score.

You Could Be in the Credit Repair Business Today!

Become an independent Agent with us today. Everything mentioned here is provided to you immediately. You could be out talking to customers and enrolling them today!!

A Credit Repair Agency is a Great Way to Start a Part Time Credit Repair Business

If you have to initially get started with a credit repair business part time this is perfect! The company provides you with everything you need so you can do this with 10 hours a week or more. How would you be able to start a credit repair business on 10 hours a week on your own?

But Here’s the Best Part

If you’ve done the research you know that to start a credit repair business could cost you $10,000 and far more. So, if I told you that it would cost just $5,000 to start your own Agency you’d probably be thrilled.

Relax Because You Can Start a Credit Repair Agency for Less Than $300!

But you have to do something before you jump in.

You have to watch the 30 minute video below to learn the details on our credit repair services, the cost to the customer, your compensation, our business development opportunity, our credit repair business training and how to get started. Once you’ve done that then you’re ready to book a phone appointment with me to get your questions answered and start your Agency if you’re ready.

So, go ahead and watch this video. Then book that phone appointment.

You’ll be speaking directly to me, Dale Guiducci. Here’s a little about me…

I decided to start a credit repair agency in June of 2012. Since then I have become one of the most successful Agents in the country. I have won every major award and contest the company has. But more importantly I’ve helped others become successful in their own Agency which is what I want to do for you.

Now Book That Appointment!


I hope you got value from this post. That is my goal.
If you did, you can get notified of new blog posts as I publish them. Just enter your Name & Email Address.
“That is the only email you’ll get from me and I do not distribute my subscriber’s information”. – Dale Guiducci 

Credit Repair Business – The Reality

It’s a Great Business But…

The changes in the American economy over the last 2 decades have created a huge market of consumers in need of help with their credit report and increasing their credit score. As a result, many people have decided to look into starting a credit repair business.

But just like any other business there are challenges. If you have never attempted starting a credit repair business before there is a lot of information to gather and knowledge necessary to do it the right way. The credit repair industry, like many others, has a high percentage of people that start the business and quit within the first year. Why is that? And how do you avoid being one of those people? This article will cover the points you need to consider.

Laws and Licensing

There are no licenses you need to have to be in the credit repair business. However, you do have a few laws you must consider. And, these laws may be different in each state. The Credit Restoration Organizations Act (CROA), a federal law, states that a for profit company cannot charge fees before performing credit repair work for a consumer. Although many have come up with creative ways to deal with this law it will affect cash flow for a new business owner. However, attorneys, banks, credit unions and 501(c)3 non-profit companies may charge upfront fees. They are exempt from CROA.

In addition, certain states require surety bonds up to $100,000. Bonds will run you between $1,000 and $10,000 every 2 years depending on the surety amount and your credit score. Yes, credit score affects just about everything.

Fees for Service

In addition to deciding how you are going to charge for your credit repair services (if you cannot charge upfront how are you going to charge?) you must also decide how much to charge. Gone are the days when you can charge $1,500 to $5,000 for credit repair services. There are established, reputable companies that charge $90 to $125/month for a very effective service. You’ll have to compete with that when starting a credit repair business.

Initial Investment of Starting a Credit Repair Business

There are typically two ways to go with starting a credit repair business. The first is to purchase all the necessary components such as software, a web site, legal documents, training, etc. separately. We’ve estimated this cost to be about $10,000 in the first year although these items can be purchased on a monthly basis. The other way to go is to purchase a franchise. The investment in a credit repair franchise is between $19,000 and $25,000. Don’t be discouraged if you do not have $10,000. We will give you a third alternative below that has a start up cost of less than $300.00.

Technology

Consumers today expect that a company will have technology in place to allow them to stay in touch and keep track of what’s happening with the progress of their credit repair process. You must provide your customers with the ability to check the status of their account online to be competitive in this industry. Doing this as solopreneur may be an expensive and daunting task.

Skill Sets

If you’re doing it alone in this business you have to be good at three things, marketing, sales and administration. You have to be a good marketer. Selling your credit repair service to friends and family may get you started but you must position yourself as a credit repair expert in your area. You have to get the word out in the community by developing relations with other business professionals that may have clients that need your service. You must have an online presence as well. Not just a website but the ability to drive traffic to your web site. You need to have leads coming to you every day.

Then you have to be great at sales especially when you’re new because you have no track record or credibility to fall back on. You have to sell against local and national companies that your prospective customer is going to contact as well. Even if your company has the same credentials and advantages as other companies how good are you at selling and closing sales?

Lastly, you have to be good at credit repair. Can you pull credit reports (credit report brokers don’t want to supply credit repair companies) and analyze those reports. Do you know how to advise the client as to the probability of removing all types of items (foreclosures, liens, charge offs, medical bills, repossessions, late payments and more). You then have to know the correct dispute codes and reasons that a credit bureau will open a dispute about these items. Then you have to track this information and be prepared to challenge each item multiple times for a client. This is no easy set of tasks.

Time

You have to have time to do all that is stated above when starting a credit repair business. Credit repair business owners can’t find time to develop new customers because they are doing the credit repair work for their existing customers. Or, they can’t find the time to service the customer because they are trying to develop new customers.

The Solution

Everything stated above comes from experience. It seems daunting, and if done on your own it is. However, we have developed a system for new credit repair business owners that addresses and overcomes everything we have discussed here.

All the state laws and requirements are met. You can do business in ALL 50 states right away.

There is a low initial investment of less than $300.00.

This system provides the latest technology for you to offer customers.

There is an online training platform and one-on-one credit repair business coaching.

You utilize a staff to do the credit repair admin work. This allows you the time to market and sell to customers.

In addition, you’ll provide the best, fastest, and most effective credit repair service in the industry.

But the best component to this solution is that you can develop other people that want to build a credit repair business. They are part of your business and you earn income from their production.

It is without question the best opportunity for anyone that desires to start a credit repair business.

For more information watch a Detailed Video & Book an Appointment to speak with us

start a credit repair business

This post was originally published in March of 2014 and has been updated for freshness, accuracy and comprehensiveness.

I hope you got value from this post. That is my goal.
If you did, you can get notified of new blog posts as I publish them. Just enter your Name & Email Address.
“Please know that I do not distribute my subscriber’s information”. – Dale Guiducci

Credit Repair Business – The Reality

A Home Based Financial Services Business

Is it possible to build a home based financial services business and make the same income, if not more, than at a traditional job? Yes it’s possible. And, it’s wonderful. I can say that because we’ve done it and can show you how.

Your commute is as long as the distance from your bedroom to your home office. You can take breaks and days off when “you” want. And, you don’t have to work with people that someone else hires. You choose who you want to spend time with. home based financial services business

A Home Based Financial Services Business

Our home based financial services business is Financial Education Services (FES). This is the business my wife and I chose to launch and build alongside of our accounting business. Because of the growth of this new business we shut down our accounting business after two years. The reason we chose FES is due to the track record of the company and the nature and pricing of the services they offer.

We were not going to refer our valued clients, associates and friends to a company that was less than solid. FES has been in business since 2004. FES has an A BBB rating.  They have served well over 250,000 clients, and are accredited by the National Association of Credit Services Organizationss (NACSO). The company has maintained the same principal leaders since the beginning, and the company is debt free.

Services Offered by Financial Education Services

Financial Education Services offers services that restore and protect people’s credit, their identity, their family, and their financial future. In these tough economic times nearly everyone is in need of these services. They offer a low cost, effective credit repair program. In addition identity theft protection, a will and trust program, and other services that help people pay off debt faster and improve their credit score. FES has something that everyone needs.

The Business Model

FES is a direct sales company. In the field we are Independent Agents. It’s very similar to the relationship between a State farm Insurance agent and State Farm. We market and sell the FES services while FES and it’s partners deliver the services to our clients. FES also provides the entire technology infrastructure and customer support. The biggest advantage this business model offers is the ability to add Agents into your business. Much like an insurance or real estate broker, we can bring on Agents to increase our business. And, we can add those Agents anywhere in the country. So, it’s possible to build a nationwide FES business from your home office as we have done.

Residual Income

As you grow an FES business you develop recurring revenue and residual income. Again, comparing this to the insurance industry, we get paid every month that a client stays on service. We not only get the revenue from these past clients but we also get new revenue generated by our Agents every month.

What We Most Enjoy About Working with FES

Dale & Shirley Guiducci
Dale & Shirley Guiducci

 

The one aspect of what we do as an FES Agent that I really enjoy is developing relationships with other professionals. People in the mortgage business, real estate agents, bankruptcy attorneys, bankers, and auto dealers. People in these professions all have clients that need to restore their credit. Real estate and mortgage professionals, as well as auto dealers, particularly want to work with us. They have prospective clients that once FES successfully removes derogatory items from their credit report become ready, willing and now able buyers.

We also work from our home office. We enjoy freedom and flexibility with our work schedule which is so rewarding. It doesn’t mean we didn’t work hard building our business. It simply allows us to work when we want and how much we want. Just being in control versus being controlled provides a major sense of satisfaction.

FES is a long term home based financial services business opportunity whose services will be wanted and needed many years from now. There are Agents with FES making a nice part-time income all the way up to those that are making 5 figures a week. So, it has the same huge income potential like many direct sales companies if someone is willing to go to work and build it. We are one of those people and would love to share more.

home based financial services business

This post was originally published in November 2012 and has been updated for freshness, accuracy, and comprehensiveness.

I hope you got value from this post. That is my goal.
If you did, you can get notified of new blog posts as I publish them. Just enter your Name & Email Address.
“Please know that I do not distribute my subscriber’s information”. – Dale Guiducci

Part Time Credit Repair Business

Looking for a Second Income?

You may be one of the more than 35% of Americans today that have, or are looking for, a second income. Starting a part time credit repair business is a great way to generate that second income.

Nearly one third of the country has a 601 or below credit score. That means they cannot qualify for a conventional home loan or get a good interest rate on a car loan or credit card. They need a solution. You can be that solution for them.

Start for Less Than $300

But you can’t spend a lot of time or money starting your part time credit repair business because it’s, well, part time with part time income.  You need a business that’s set up and ready to go with customer support, websites, marketing materials and videos, and everything else you need. You most likely don’t want to spend the $1,000 to $10,000 to purchase a surety bond that might be required by your state either.  And, wouldn’t it be great to start today for less than $300?

Start a Part Time Credit Repair Business Today

We have a turnkey credit repair business all set up for you. You just plug in and go. Do you know people with challenged credit scores? Start talking with them and show them a credit repair solution that is unmatched by any other company.

Do You Need a Boost in Your Credit Score?

When you start your part time credit repair business for less than $300 with us you get all the services we offer. And, you can get them free of charge after you get just 5 customers.  If you watched the video above you already know we do far more than just credit repair. You get the same Protection Plan that you’ll be providing your customers. You’ll experience the products. You’ll see the value in each service. And, you’ll be able to better explain these services to your customers. All free!

Do You Know 10 People?

If you know just 10 people or can talk to 10 people then chances are 3 of them need help with their credit. After enrolling 3 customers in the Protection Plan you’ve paid for your business! After enrolling 5 people your services are entirely free. The rest is pure profit.

$500 to $1,000 a Month

Statistics tell us that the majority of people with a 2nd income or looking for one want to earn around $500 a month extra. If you can get just 5 new customers a month you’ll earn $500 a month from those sales. Plus you’ll be building additional residual income that will keep coming in month after month from your previous sales.

Watch the Video Above and Then Book a Phone Appointment to Learn More

ERA Credit Services and/or it’s partners, Agents or affiliates make no guarantees to the level of financial success our Independent Credit Repair Agents can achieve. Earning substantial income with this opportunity requires hard work, leadership and dedication and some Agents may make no money at all. All income you receive with will depend upon your individual effort and ability. To see our full income disclosure visit Income Disclosure

I hope you got value from this post. That is my goal.
If you did, you can get notified of new blog posts as I publish them. Just enter your Name & Email Address.
“Please know that I do not distribute my subscriber’s information”. – Dale Guiducci

Part Time Credit Repair Business
Credit Repair Business Plan

Credit Repair Business Plan

To start a credit repair business, or any business, you must think about a credit repair business plan.

In doing so most people will start thinking about what they need. After doing just a bit of research on the internet they may decide they need software, a website, knowledge of state law, and training. That may seem logical. But I would recommend you start from a different place.

Building a Credit Repair Business Plan

Instead of first thinking about what you need, first think about what you’re trying to accomplish for yourself. What do you want this new business to do for you? How is your new credit repair business going to fit into your life and your existing job or business? When starting a credit repair business first consider the following:

  • How many hours per week can you devote to it?
  • What are you willing to do to market your new business?
  • How much time are you able to give your business before it generates a profit?
  • What can you afford to invest into starting a credit repair business?
  • Are you willing to do all the administrative labor for your clients?
  • If so, will you still have time to find new clients and referrals?
  • Will doing all of what is required take away from an existing business or job?
  • Do you like, are you good at, or are you willing to learn how to sell?

Once you answer questions like these now you can start looking at different credit repair business models. Yes, there are different ways to set up your credit repair business depending on your needs and desires.

Match Your Needs and Desires with the Right Credit Repair Business Model

Time and Money is Abundant

If you have a significant amount of financial resources and time you can start your business from scratch. You can research and buy credit repair software. You can build a website, social media pages, start a blog, and all else that’s necessary to drive traffic to your website. You can build a sales funnel for online marketing. You can do the administrative work and still market your business to continually find new clients.

Time is Limited, But Money Isn’t a Problem

You can then purchase a credit repair franchise. You’ll have most everything from a credit repair standpoint already set up for you. You’ll only need to focus on setting up the marketing your business. Hopefully the franchisor you choose will provide the administrative tools to do the credit repair work. Just know that buying a credit repair franchise starts at $9,500 and goes much higher.

Time and Money are Limited

If this is the case you’ll need to find a business model that takes care of a lot of the set up and ongoing credit repair process for you. You will be charged only a nominal fee to get your business set up. You’ll have a staff that does the redundant work of credit repair for your clients. And, your marketing materials, videos, online marketing tools, website and more are set up for you from day one. Plus all the state and federal law requirements are satisfied in all 50 states. That means you can do business anywhere in the country.

What is this Credit Repair Business Plan?

In the credit repair industry people typically spend more time, effort and money researching how to get their business started than they can afford. They don’t create a credit repair business plan. They don’t consider what they truly want out of a credit repair business. And therefore they either quit before they get started, or they fail just a few months into it.

The Best Credit Repair Business Plan in the Country

We started a credit repair business in 2012. We built that into a business that produces nearly $1 million in revenue annually and a 6 figure income. You can exactly the same thing. All you need to do is take 30 minutes to watch a video detailing the business model and then book a phone appointment to get your questions answered. If nothing else, you’ll be much more aware before you start your credit repair business. But this credit repair business plan and business model may fit perfectly into what you’re trying to accomplish.

Watch This Video

If You’re Interest is Piqued Now Just Book a Phone Appointment With Us

ERA Credit Services and/or it’s partners, Agents or affiliates make no guarantees to the level of financial success our Independent Credit Repair Agents can achieve. Earning substantial income with this opportunity requires hard work, leadership and dedication and some Agents may make no money at all. All income you receive with will depend upon your individual effort and ability. To see our full income disclosure visit Income Disclosure

I hope you got value from this post. That is my goal.
If you did, you can get notified of new blog posts as I publish them. Just enter your Name & Email Address.
“Please know that I do not distribute my subscriber’s information”. – Dale Guiducci

Start a Credit Repair Business
for Under $300

If you’re looking to start a credit repair business you may have come to the conclusion that you basically have two options.

Option 1- Piece together the business by paying separately for software, a website, contracts, training and other essential components by buying kits, CD’s and manuals.

Option 2- Purchase a credit repair franchise that presumably has everything you need to get started.

We actually are going to provide you a third option for a credit repair business opportunity below that we believe you’ll find head and shoulders above the first two.

A Challenge to Overcome to Start a Credit Repair Business

Neither of the first two options overcomes a major challenge in the credit repair business. You need to have the time to not only find clients but also perform the credit repair service for these clients. Finding clients is a full time job by itself. Doing the work of credit repair is another full time job. So, to work with either of the first two options there will be a limit to the amount of credit repair business you can generate. Or, you have to hire staff to generate the business or provide the credit repair service, whichever part you do not want to do or are least skilled to do.

If you have done any homework on the topic you probably did an internet search for the following terms as we did:

start a credit repair businessstart a credit repair business

starting a credit repair business

credit repair business opportunity

credit repair business franchise

and terms very similar. What you found are the types of opportunities mentioned above. Companies that provide pieces of the business, and others that offer a credit repair franchise.

What You’ll Need to Start a Credit Repair Business from Scratch

Before you can decide on a company to work with that offers pieces of the credit repair business you need to understand all the pieces you’ll need. Here is a partial list of what you would need to start a credit repair business.

A Web Site– and text for that web site such as frequently asked questions, a marketing video explaining your service, a contact form, an option for a client to sign up for your credit repair service online, and more.

Marketing Materials– brochures, flyers, videos, business cards, logo

Credit Repair Contracts for your state or other states if you want to do business outside your state

Credit Repair Software to assist in the credit repair process, sales tracking, and accounting

A Staffed Phone Line for customer support

An Automated Process for updating clients on the their credit repair progress

Training on Credit Repair Law such as the Fair Credit Reporting Act and the Credit Repair Organizations Act, sales training, and business training that can be done online and in person.

We found no companies other than the third option which we’ll reveal below that provides all these pieces. To put it all together, costs will range upward from $1,000 to start a credit repair business. But that does not include many of the missing parts of your business. You can estimate the true start up costs yourself but our figure is conservatively at $10,000 over the first year.

Credit Repair Franchise

There is the credit repair franchise or licensee option. We found a few although there may be more.

CreditCRM

According to Franchise Gator,  CreditCRM has a start up of $15,000.

Credit Dispute Pro

Franchise Clique lists Credit Dispute Pro at a start up of $9,500.

Credit Repair USA

There is also a company called Credit Repair USA which is not a franchise. They consider you a licensee. According to a video on their website as of the update of this post they’ve been bringing on licensees since 2015 and have about 200 such licensees. Franchise Gator lists their fees at between $199/mo to $1499/mo.

Challenges with a Credit Repair Franchise

Let’s assume each of these franchisors or licensors provides you with everything listed above. And let’s ignore for the fact for a moment that many credit repair franchisors have gone out of business. That, of course, leaves their franchisees with no benefit to the money they spent on the franchise. You still have to consider that franchisors typically limit your territory.

And what really are you paying thousands of dollars for? None of these companies have a household name. If you buy a Subway sandwich franchise you’re getting a recognized name and national TV exposure. But none of these companies will accomplish that for you.  And, are they going to satisfy the requirements in your state or do you have to do that?

The Best Solution to Starting a Credit Repair Business

Option 3- So, what if you could find a company that provided everything you needed to get started in your credit repair business? And, you got everything from Day One.

Website- you have a personalized web site built for you. It’s complete with frequently asked questions, marketing videos explaining your service, a contact form, an option for a client to sign up for your credit repair service online, and much more.

Online Marketing- if you want to use social media and other aspects of the internet for marketing you’ll have landing pages and a contact management system. If you want to do build a credit repair business online, you’re ready to start posting and placing ads.

Marketing Materials– you’ll have immediate access to professional brochures, flyers, folders, videos, and business cards. These materials are compliant with all state and federal regulations, and laws.

Credit Repair Contracts- you’ll have digital contracts right on your website for all 50 states. And that’s how you’ll enroll your clients, right online.

Credit Repair Software- we have the most sophisticated credit repair software in the industry. However, you won’t have to learn it because you’ll have staff provided to you. These highly training credit repair personnel will pull credit reports, analyze those reports, draft dispute letters and get them processed. All that information will be uploaded to your online portal for your review.

Customer Support- again you’ll have a dedicated team to handle all your client calls, answer questions and update you if needed.

Automated Client Reporting- each of your credit repair clients with have an online portal and secure login. Any information or updates on their account will be uploaded for their convenience.

Training- immediately available to you will be our online training system. You can not only start your training right away but you can do it on your schedule. You’ll also be included in our weekly live training that you can access from your home or office.

Highlights of our Company

We offer credit repair at one of the most competitive rates in the industry.

And, we provide clients with a satisfaction guarantee.

We’ve been in the credit repair business since 2004, have an A+ rating and are accredited by the Better Business Bureau and our credit repair division is accredited by the National Association of Credit Services Organizations.

We do not limit your geographical limitations. You can do business in any and all 50 states.

You can find and develop other individuals who wanted to also be in the credit repair business, and get paid on their business.

You can offer other services such as a Will and Trust, LifeLock, a service to help your clients pay off their bills faster, a service that showed them how to increase their credit score beyond just fixing their credit, and more.

We provide you the benefit of up to $100,000 in life insurance.

And, you could get started immediately for less than $300.

Well, if you’re serious about getting into the credit repair business this is not a hard decision.

ERA Credit Services can provide you with the opportunity to be in the credit repair business, get everything listed above, and do it for less than $300 out of pocket start up costs. You can literally start today and begin earning money by the end of the day. On top of everything listed above we have the best compensation plan in the industry.

If it sounds too good to be true, it’s not. We have simply found a way to provide a better opportunity. Don’t you owe it to yourself to find out more?

Watch This Video to Learn
How to Start a Credit Repair Business for Less Than $300

Did You Like What You Saw in the Video?

If so, then click below to ‘Book a Phone Appointment’

This post was originally published in June of 2013 and has been updated for freshness, accuracy and comprehensiveness.

ERA Credit Services and/or it’s partners, Agents or affiliates make no guarantees to the level of financial success our Independent Credit Repair Agents can achieve. Earning substantial income with this opportunity requires hard work, leadership and dedication and some Agents may make no money at all. All income you receive with will depend upon your individual effort and ability. To see our full income disclosure visit Income Disclosure
ERA Credit Services is an Independent Agency representing a 501(c)(3) non-profit organization and does not directly provide credit repair services or accept funds from clients for credit repair services.

I hope you got value from this post. That is my goal.
If you did, you can get notified of new blog posts as I publish them. Just enter your Name & Email Address.
“Please know that I do not distribute my subscriber’s information”. – Dale Guiducci

<img class="blog_post_image" src="https://eracreditservices.com/wp-content/uploads/2013/06/Start-a-Credit-Repair-Business-e1544346822128.png" alt="Start a Credit Repair Business
for Under $300" />
Online Credit Repair Business

Online Credit Repair Business

Approximately one third of the people in the U.S. have a sub-prime credit score (under 620). About 14% have no credit score at all. That means that nearly half of this country needs help. But you have to find those people, get your message out to them, and convert them into clients. The only way to do that is to think of your new business as an online credit repair business.

That doesn’t mean you won’t have interaction with your client prospects. It just means that you need to find them online through social media and other ways, and attract them to you. But finding clients online isn’t as easy as it sounds. Taking someone from a Facebook Ad, as an example, to a converted client requires online tools and marketing material.

Online Credit Repair Business Model

Building online tools such as Ads, sales funnels, and landing pages can be a full time job by itself. Couple that with everything needed to start a credit repair business in the first place and it can become overwhelming. Fortunately we have a business model that someone can plug right into and have the tools and technology, online and offline, to start generating clients right away.

Building an online credit repair business can be advantageous to those that still have another business or job. It allows the part-time credit repair business owner to look at their phone, tablet or laptop and check in on their business periodically throughout the day. You can send a quick message or a book a phone appointment at a time when you’re available.

Built in Credit Repair Business Support

In addition to the marketing, one other consideration is the time and effort it takes after you get a client. Who’s going to pull credit? And how are you going to get those credit reports? Who’s going to analyze those reports and generate legally compliant disputes of derogatory items? How are you going to report progress and results to the client? And, there’s much more in the way of administration to be concerned with. No worries. Our business model takes care of all that too!

Start an Online Credit Repair Business for Under $300

With our credit repair business model you immediately have access to:

Your Own Website
An Online Business Office
An Online Training System
Marketing Videos & Other Materials
Landing & Capture Pages
Dedicated Client Support
Personal Coaching
and Much More!

Now I’ll stop typing and let you see for yourself. Click the box below to go to our Business Opportunity page. There you can watch a very informative video and get the details. Then, if you like what you see, click the box just below the video to ‘Book a Phone Appointment’. We can then have a detailed discussion, let you ask all your questions, and get you started.

online credit repair business

Dale Guiducci is a partner at ERA Credit Services and Vice President at Financial Education Services. Since 2012 he has helped thousands of people nationwide with their credit score. And, he has coached hundreds on starting their own credit repair business.

I hope you got value from this post. That is my goal.
If you did, you can get notified of new blog posts as I publish them. Just enter your Name & Email Address.
“Please know that I do not distribute my subscriber’s information”. – Dale Guiducci

Proven Credit Repair Business

You have a great idea. You want to start a credit repair business to help the hundreds of thousands that need to increase their credit score. But you want to find and use a proven credit repair business model. You’re searching around the internet to find out how to do it. Then you realize that starting it on your own is not simple or easy. It requires a lot of legal knowledge and start-up capital. Not to mention it will take months to get it going before you can start looking for your first client.

We Have a Proven Credit Repair Business Model

We get it! We’ve been there! In 2012 we did the same thing that you are doing right now. But because we went through all of that you don’t have to. We have a proven credit repair business model that’s set up. It’s waiting for you to plug into it, start helping people, and generating income for you from day one.

All of the technology, website, infrastructure, customer support, and legal requirements in all 50 states are all handled for you. You plug into it and learn how to share the services to your perspective clients. You’re up front investment? $288.00. That’s it!

It Sounds to Good, But It’s True

Does it sound too good to be true? Perhaps. But it is true. We’ve been helping people start their own credit repair business with a proven credit repair business model since 2012. You see we used the exact same business model to help thousands of people all over the country improve their credit score. We have been earning a six figure income from a home office for years. We proved that it works. Now we offer this proven credit repair business to anyone willing to learn and put in the effort to go out and get the clients.

We’ll teach you everything we did to go from nothing in 2012 to a nationwide credit repair service producing close to $1 million in revenue annually.  What do you do to find credit repair clients? How do you speak to them so they feel comfortable working with you? How does credit repair work? What can you and your client expect? All this and more.

What You Should Do

If you want to learn about our proven credit repair business here’s what to do…

  • Click the box below and watch a video
  • If you like what you see in the video scroll down from there and book a phone appointment with us. We’ll cover any details and answer any questions you have.

That’s it. We keep it simple. And at the end of our conversation if you decide to go in another direction to start your credit repair business we’ll wish you the best of luck…and mean it!

So, what do you have to lose? Click the box below. We look forward to talking with you.

Proven Credit Repair Business

Proven Credit Repair Business
Credit Repair Business Owner

Credit Repair Business Owner

90% of people fail as a credit repair business owner. Don’t let that discourage you. It’s actually a good thing because it weeds out those that make a poor decision regarding their business model. It should however, make you curious about why choosing a business model is so important. And, want to find out what the credit repair business model options are.

We’ll discuss the options below but just know that if you choose a business model where you are doing all the work (marketing, sales, service delivery) you will fall into the category of the 90% who fail. It’s inevitable. That’s not because of your abilities necessarily. It’s because there are only so many hours in a day and you HAVE NO LEVERAGE!

Think about it. As an employee working for someone else you were trading time for money. Go to work for a certain number of hours and bring home a check. If you didn’t work, there was no check. What would be different of you became a credit repair business owner and had to do all the work yourself? You still HAVE NO LEVERAGE!

You could never stop working. You couldn’t even make money when you took time off or got sick. Yes, you are working for yourself but you’re the only one that’s working!

Credit Repair Business Owner – Choose Wisely

It’s all about being an entrepreneur versus a solopreneur. Solopreneurs work for themselves but also by themselves.

But what if you could use leverage to have systems and people in place working for you? This is what entrepreneurs do. First, you could have more customers and make more income. Next, you could develop passive income by having others generate business for you. And, you’d have a system in place to deliver the services to all these customers.

How do you build something like this as a credit repair business owner? You can’t. Or, at least most of us can’t because we simply don’t have the time, money and expertise to do it. It takes years, millions of dollars, and decades of experience.

So, we’ve put this system together for anyone that wants to work smarter and not harder. And, become an entrepreneur as a credit repair business owner. Make no mistake. You still have to work hard. But why work harder at something that has a 90% chance of failing? Why not make a smart decision to begin with and work hard to build that?

Credit Repair Business Owner – The Solution

We’ve partnered with two other companies to build this system. First, a company that provides all the technology and infrastructure. This includes websites, customer portals, delivery of the services, customer support, and satisfaction of legal requirements in all 50 states.

The other company trains people on how to run a successful business and become a true entrepreneur. And, if someone wants to expand their business by developing a team of people to sell and build a business, they train them as well.

These two companies are both vitally important to our success and to yours. You can’t have one and not the other. You can’t have a vehicle and then not learn how to drive it. And, what good would it be to learn how to drive and not have a vehicle?

This system has proven to help people earn millions of dollars as a credit repair business owner. It’s also helped people have a credit repair service available to their clients from another business. They don’t have to spend all their time delivering credit repair. They can focus their time on their main business and still produce the result they are looking for.

If you want to learn more visit the BUSINESS OPPORTUNITY page on our website to watch a detailed video and schedule a time to speak with us.

Create Passive Income in Credit Repair

To have passive income in any business you first have to ‘create’ passive income. In order to do that, you need two components in your business.

Passive Income – Two Components in Your Business

First, you must sell a product or service that your customers pay for again and again. You can’t sell something that your customers pay for once and create passive income. You’ll never be able to stop chasing new customers.

Second, you need to develop a network of people that are also selling your product or service. And, when they sell your product or service you get paid. If you try and create passive income from just your own efforts you’ll never be able to stop. That is, unless you think your customers will keep paying you forever.

Passive Income in Credit Repair

The credit repair business is not the perfect industry to create passive income. I didn’t say it wasn’t great. I said it wasn’t perfect. All that means is that you have to pay close attention to both steps outlined above. Recurring payments for the credit repair and other people selling credit repair so you get paid.

Think about it. The one thing about credit repair that you must realize right away is that when you sign up a new customer the first thought on their mind is, “how quickly will this work so I can stop paying”.

All that means is that in credit repair you’re going to be signing up new customers every month. And, every month you’ll have some customers stop paying you. Therefore, you have to keep replenishing your customer pool. That isn’t a big issue for the first few years. But trust me on this, at some point you’re going to get tired of chasing new customers.

The only way to overcome what I just explained is to have other people selling credit repair for you and you get a piece of the pie. Even though it’s a smaller piece than if you sold the service yourself.

passive income revolving door

The Efforts of Other People to Create Passive Income

I know, I know…this one is hard for some people to wrap their heads around. And, even harder to figure it out and make it work. To create a system on your own that allows you to sell directly to customers yourself is hard enough. To create a system that allows others to sell for you and get paid well, and you get paid too, is really hard.

We’ve  Got the System to Create Passive Income

We have a system to help you create passive income in credit repair. Not only that but this system overcomes all sorts of challenges when starting a credit repair business.

  • Federal and State Laws
  • Service Delivery
  • Technology (websites, software, customer reporting
  • Marketing (videos, brochures, landing pages)
  • Payment Processing
  • Developing a network of others selling the services
  • Credit Repair Business Training
  • And more…
Robert-Kiyosaki-Quote

It’s brilliant actually. I can’t take credit for it. I didn’t create this system. But my wife and I have taken advantage of it to build a credit repair business that generates about a $million a year in revenue and a nice six figure income. And, we do it from a home office.

Of course, there’s more to know, right? But you have to have an open mind. You have to realize that there are people that figured this out way before you even thought of having a credit repair business. The one thing I’ve learned in business is to find people that are already successful and follow what they do.

So, here’s a great suggestion. Visit the Business Opportunity page on our website. Watch a couple of videos. If you like what you see schedule a phone appointment with us.

Create Passive Income in Credit Repair