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Credit Repair San Diego
If you searched on the internet for credit repair San Diego, you found pages of companies. How do you choose who to trust to do a great job for you in a timely manner, and without charging you a fortune? You’ve got to know what distinguishes a superior credit repair company from an average or less than average one. Below we have listed the most important questions for you to ask to make sure you are getting a great quality credit repair service in San Diego. Then we have listed how we would answer those questions.
Key Questions to Ask a San Diego Credit Repair Company
How long have you been in business? ERA Credit Services has been serving San Diego since 2012.
Are you BBB rated and what is your rating? Our agency is backed by an A+ rating with the BBB.
What certifications do you have? As an Independent Agent, we are certified by the National Association of Credit Services Organizations (NACSO).
Do you address all negative items on my credit report immediately? Or, do you only address a few at a time? ERA Credit Services addresses all negative items right away insuring you the fastest, most effective credit repair service available in San Diego.
Do you provide clients with an online portal so they can track the progress of their account? We give you a secure client portal the instant you become a client. You’ll be able to see what negative items we are working on for you. You’ll also see when updates are made and the results of those updates.
Do you have other services and will you advise me on what I can do to increase my credit score as well? After we analyze your credit reports from all 3 credit bureaus we will advise you on what you could potentially do right away to increase your credit score. In addition, we will immediately provide you with real-time online credit reporting and identity theft protection. You will also have an online budgeting tool to help improve your debt utilization leading to a higher credit score.
What can you do to help me increase the number of positive accounts or trade lines I have? If you’re a renter of a home or apartment we will talk to you about getting your rental history placed on your Transunion credit report. You will see an increase in score nearly right away. If you need a credit card, but perhaps don’t have the credit score to obtain an unsecured card, we will provide you with a secured credit card program through Synovus Bank. This will also increase your credit score.
What do you charge? ERA Credit Services charges a one-time account activation fee of $99.00. Then we charge just $89 a month. There is no minimum time frame you must be on service. You can cancel at any time.
ERA Credit Services is a company that provides the care and customer support of a local San Diego credit repair company combined with the expertise, track record and results of a big national company!
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By working with us you get the personal attention of a local credit repair company. We offer a free consultation to go over your specific credit repair needs and give you an honest assessment of what we can do for you.
$99 One Time Activation and $89/month for the Credit Repair San Diego
We’ll Waive the Activation Fee of $99.00
When You Book a Phone Appointment!
Our credit repair service includes all 3 credit bureaus (Experian, Equifax, Transunion). We include all derogatory items on your credit report. There is no limit. We do not charge more for certain items such as foreclosures or bankruptcies. We address all derogatory credit items immediately. And, we have added other services to help you increase, monitor and protect your credit score as well. You’ll have online credit monitoring. You’re credit and identity will be protected immediately. You’ll know what you can do to increase your credit score as well. And, you’ll have a debt payoff system that will increase your score.