Tag Archives: financial services business

A Home Based Financial Services Business

Is it possible to build a home based financial services business and make the same income, if not more, than at a traditional job? Yes it’s possible. And, it’s wonderful. I can say that because we’ve done it and can show you how.

Your commute is as long as the distance from your bedroom to your home office. You can take breaks and days off when “you” want. And, you don’t have to work with people that someone else hires. You choose who you want to spend time with. home based financial services business

A Home Based Financial Services Business

Our home based financial services business is Financial Education Services (FES). This is the business my wife and I chose to launch and build alongside of our accounting business. Because of the growth of this new business we shut down our accounting business after two years. The reason we chose FES is due to the track record of the company and the nature and pricing of the services they offer.

We were not going to refer our valued clients, associates and friends to a company that was less than solid. FES has been in business since 2004. FES has an A BBB rating.  They have served well over 250,000 clients, and are accredited by the National Association of Credit Services Organizationss (NACSO). The company has maintained the same principal leaders since the beginning, and the company is debt free.

Services Offered by Financial Education Services

Financial Education Services offers services that restore and protect people’s credit, their identity, their family, and their financial future. In these tough economic times nearly everyone is in need of these services. They offer a low cost, effective credit repair program. In addition identity theft protection, a will and trust program, and other services that help people pay off debt faster and improve their credit score. FES has something that everyone needs.

The Business Model

FES is a direct sales company. In the field we are Independent Agents. It’s very similar to the relationship between a State farm Insurance agent and State Farm. We market and sell the FES services while FES and it’s partners deliver the services to our clients. FES also provides the entire technology infrastructure and customer support. The biggest advantage this business model offers is the ability to add Agents into your business. Much like an insurance or real estate broker, we can bring on Agents to increase our business. And, we can add those Agents anywhere in the country. So, it’s possible to build a nationwide FES business from your home office as we have done.

Residual Income

As you grow an FES business you develop recurring revenue and residual income. Again, comparing this to the insurance industry, we get paid every month that a client stays on service. We not only get the revenue from these past clients but we also get new revenue generated by our Agents every month.

What We Most Enjoy About Working with FES

Dale & Shirley Guiducci
Dale & Shirley Guiducci

 

The one aspect of what we do as an FES Agent that I really enjoy is developing relationships with other professionals. People in the mortgage business, real estate agents, bankruptcy attorneys, bankers, and auto dealers. People in these professions all have clients that need to restore their credit. Real estate and mortgage professionals, as well as auto dealers, particularly want to work with us. They have prospective clients that once FES successfully removes derogatory items from their credit report become ready, willing and now able buyers.

We also work from our home office. We enjoy freedom and flexibility with our work schedule which is so rewarding. It doesn’t mean we didn’t work hard building our business. It simply allows us to work when we want and how much we want. Just being in control versus being controlled provides a major sense of satisfaction.

FES is a long term home based financial services business opportunity whose services will be wanted and needed many years from now. There are Agents with FES making a nice part-time income all the way up to those that are making 5 figures a week. So, it has the same huge income potential like many direct sales companies if someone is willing to go to work and build it. We are one of those people and would love to share more.

home based financial services business

This post was originally published in November 2012 and has been updated for freshness, accuracy, and comprehensiveness.

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Start a Financial Services Business for About $300

There are two powerful forces leading people to start a financial services business.

The first is the fact that our economy in the U.S., although doing better than 2008, is causing the average family to struggle. Think about it. Not too long ago one income families got along nicely. People were able to save for their kid’s college expenses and their own retirement. Today it requires two incomes just to make ends meet. In many cases, saving for college and retirement just isn’t happening.

The average family needs a solution. They need help with budgeting, debt payoff, increasing their credit score, preparing a will and living trust, and much more.

The second factor is that a growing number of people want to take back control of their own income, time, retirement and advancement. Companies no longer provide 401k programs and advancement opportunities as they once did. And, Forbes magazine claims that 70% of employees hate their jobs.

Start a Financial Services Business

Therefore, smart entrepreneurial minded people are seeking a way to start a financial services business. They want to leave their job, work from home or open their own office, and take back control of their future.

Many people will look at financial services franchise opportunities. Often these opportunities require licensing and are very niche oriented. Certain financial services franchises concentrate in one area only such as loans, tax, or insurance.

The biggest factor in buying a financial services franchise might be the cost. Many require capital investments of $50,000 to well over $200,000. The least investment required is about $20,000. Someone can get a loan to buy a franchise but how long is that going to take to pay back? Why take on the risk especially when starting a financial services franchise in a field that is new?

Low Cost, Low Risk Financial Services Business

We have an alternative. You can start a financial services business for an investment for under $300. Note that even though the upfront investment is very small, it doesn’t mean the return on investment isn’t every bit as large as purchasing a financial services franchise for $200,000.

The parent company, Financial Education Services (FES), has been in business since 2004. Over that time they have produced many Independent Agents that earn very strong 6 figure incomes. Some earn 6 figures per quarter. And, they run their business from their home or an office.

FES has a suite of financial services that focuses on helping the average family to become financially fit. Debt reduction and pay off (not debt consolidation), capital preservation, building positive credit, estate planning, and protection are areas of concentration. None of these services provided require the Independent Agent to be licensed. This allows for a quick start up in the business.

My wife and I started a financial services business with FES in 2012. We soon after closed our accounting business and work this business full time from home. We now live a lifestyle that we always thought about but never could make happen before. This lifestyle is partly due to our income but also because of the freedom it provides us. We take time off when we want, not when we are told we can.

Learn More About Starting a Financial Services Business

If you would like to learn more about owning a financial services business you can simply give us a call after you watch the video below. This video will provide you with details on FES, the services offered, the compensation, training program and investment to get started.

Watch this video then Book a Phone Appointment!
You have nothing to lose and everything to gain
by taking a strong look at a great financial services business opportunity

ERA Credit Services and/or it’s partners, Agents or affiliates make no guarantees to the level of financial success our Independent Credit Repair Agents can achieve. Earning substantial income with this opportunity requires hard work, leadership and dedication and some Agents may make no money at all. All income you receive with will depend upon your individual effort and ability. To see our full income disclosure visit Income Disclosure
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Start a Financial Services Business for About $300

Work from Home in Financial Services

Work From Home in Financial Services

There’s a growing need for people who want to work from home in financial services. Since the economic collapse in 2008 several factors have created new emerging trends in the financial services industry. Baby boomers are turning into seniors, and Gen Y is changing from care free spenders to careful managers of their finances. Many in their 40’s and 50’s are finding it difficult to find and keep employment that pays them what they need or are accustomed to. And, there are a shocking number of individuals that are still trying to recover from the collapse during the last decade.

Work from home in Financial Services

There is also the rapid rise in identity theft, the fact that 43 million Americans have a poor credit score, over half of Americans have no retirement program, and the average debt to savings ratio is 450:1.

Because of these factors there is an overwhelming demand by Middle America for affordable services that will help them protect their identity, credit, family, finances and future.

As a result many Main St. versus Wall St. companies are now offering services to consumers. These companies are putting affordable services into the hands of the average consumer while Wall St. firms continue to vie for the wealthier clients. All of this creates opportunity.

One such company, Financial Education Services (FES), has taken it one step further.

Because of the demand by individuals to find lucrative career opportunities as a small business owner, FES has combined the advantages of having a corporate infrastructure with an entrepreneurial opportunity for individuals who want to start their own business and work from home in financial services.

FES and its growing team of Independent Agents across the country offer services that address the needs of the majority of Americans. Because of the growth of FES over the last 11 years they have been able to take several of their services and bundle them into a Protection Plan for an affordable monthly payment. Their Agents can sell this Protection Plan and also sell some of these services individually.

One of the features of working with FES as an Independent Agents is the ability to work with professionals in credit related industries such as real estate, mortgage and banking to assist consumers and help them qualify for a mortgage, line of credit, and other credit related offerings. The relationship between a real estate agent, and FES agent and a consumer trying to purchase a home but having a low credit score creates an opportunity for all involved.

FES Agents can work on a part time basis while they maintain their current employment. Some in real estate, mortgage and other credit related industries find that offering FES services directly to their clients increases their ability to close more transactions. Others work with FES as a full time career and earn significantly more than they would working as an employee.

FES has an extensive training program consisting of online and conference call sessions, as well as seminar trainings conducted on a regional and national level.

Financial Services Business

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