How Does Credit Repair Work?
Can Credit Repair Work for You?
What Exactly Do We Do to Increase Your Credit Score?

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Start Repairing Your Credit in Just 15 Minutes for Less Than $3 a Day!

STOP putting up with a poor credit score, not qualifying for the things you want, and having that negative feeling



Option 1- Call us at 727-222-0120

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Option 2- Input your info and we’ll contact you within 24 hours

Option 3- Click below to Choose the Day & Time You’d Like Us to Call

Appointment Calendar is Set for Eastern Standard Time


Credit Repair by Experienced Professionals

Did you know that in the credit repair industry there are no state or federal license requirements? That means that someone could advertise themselves as a credit repair professional but have no experience or expertise. ERA Credit Services and it’s partners have been helping people improve their credit score since 2004. We are backed by an A+ rating with the Better Business Bureau. We are also backed by a certification by the National Association of Credit Services Organizations.

How We Are Different

We Work on All Your Items Immediately

Most credit repair companies will not address all the negative items on your credit reports immediately. Instead they address 1 or 2 at a time delaying the process intentionally. This causes you to pay them more monthly fees and costs you more money.  We challenge every negative item on each of your 3 major credit reports within the first week of service.

We Work on 100% on Your Credit Score

Credit repair is the process of removing negative items from a credit report using federal consumer protection law. This helps your “Payment History”. However, payment history only accounts for 35% of your overall credit score. In addition to credit repair we work on 100% of your credit score at no extra charge. It’s just part of what we do for our clients. If necessary, we will work with you to add new accounts (10%) impacting the type of credit (10%) you have. We also can coach you on how to pay down existing balances (30%) with the same amount of money you currently use to pay your monthly bills. And finally we’ll have the ability to add accounts going back up to 2 years which will add to your credit history (15%).

You Can Monitor the Progress 24/7

We feel that it’s important for you to be able to monitor what’s going on with your credit repair progress. We give you a secure, password protected online account so you can see what’s being worked on and when those items are removed.

You Learn How to Maintain Your Good Credit Score

We don’t just provide a service to help your credit score. We educate you on how to keep that good credit score and build upon it for the rest of your life. 

Learn About Our Service – Just $3/Day

How Our Professional Credit Repair Services Work
5 Easy Steps

At ERA Credit Services, we offer an extensive, affordable and all-inclusive approach to help maximize and improve your credit score. And best of all, we make it easy! Follow these 5 easy steps. Let our experienced professionals take the frustration away and implement our credit repair services.

  • Step 1: Look below and click ‘Book a Phone Appointment’. You be called on the day and time you choose. We will assess with you what your specific situation is to determine if credit repair is right for you and explain the process and the services we provide in our Credit Repair Plan for $188 to start and only $89/month. We can then enroll you in our services over the phone. Or, if you are ready to enroll now click the ‘Enroll Now’ button below.
  • Step 2: We analyze your credit reports and upload your information to a password protected online account so you can log in 24/7 and monitor the progress of your credit repair services. Your credit reports will be thoroughly evaluated and accounts that are harming your credit will be identified and included on dispute letters for each credit bureau (Equifax, Experian, and Transunion).
  • Step 3: The letters will be sent to you for your review and approval. If no modifications are required, you will sign them and send them directly to the credit bureaus.
  • Step 4: Sit back and wait for results. You will receive updated reports from the bureaus on a continuous basis. It is important to forward each updated report to us so we can track which items were removed successfully and to look for possible new derogatory information. We will automatically send revised dispute letters to you every sixty days.
  • Step 5: Utilize your entire Credit Repair Plan. Protect your identity, learn how to pay down debt, and use many other valuable tools to put you in the best financial situation possible. Our Customer Support staff (available Mon – Fri 9 am to 9 pm) are happy to provide additional information to improve your credit score, and help to build and maintain your credit file. We are committed to providing you every assistance possible to help you reach your credit history repair goals.

What Type of Items Can be Deleted?

How is ERA Credit Services Different?

How Long Does Credit Repair Take?

Do You Want to Discuss the Specific Issues on Your Credit Reports?
Or, Are You Just Ready to Get Started?

Book a Phone Appointment With Us

Please Note- Appointment Calendar is Set for Eastern Standard Time