Why is Professional Credit Repair Necessary?
Sometimes people attempt credit repair on their own. What they don’t realize is that the credit reporting agencies or credit bureaus have no incentive to help you. By law they must give you access to dispute items through their website but they don’t have to disclose exactly how to go about it. What they don’t tell you is that you must challenge your derogatory items using a specific process. You must use specific dispute codes and reasons for disputing the item. If you do not, your challenge will be rejected.