Boost Your Credit Score
by Adding Positive Accounts
Most people don't realize that there are many ways to boost your credit score.
Removing negative accounts from your credit report will increase your credit score.
And, we can help you with the best credit repair service in the country.
But you also want to ADD AS MANY POSITIVE ACCOUNTS to your 3 credit reports as possible.
The more creditors that report a "paid as agreed" status
to Experian, Equifax, and Transunion each month, the more your credit score will rise.
Choose From a Wide Variety of Ways to
Add Positive Accounts to Your Credit Reports
Credit Builder Loans
These companies offer a way for you to take out a small loan and pay it back. The money accrues in a savings account that you get back at the end of the term. The company keeps a small fee at the end of that term. This is a very affordable way to start building your credit score.
Build credit history & save money. No credit? Need to build credit?
1- Apply for a Credit Builder account. 2- Pay off your Credit Builder account in the specified time period (12 to 24 months). Your money is deposited into a CD. 3- Each monthly payment builds credit history and adds to your savings 4- Once you’ve paid off your Credit Builder Account, your CD unlocks and the money is yours.
Build Credit Even If You Don't Have a Credit Card. Reports to all 3 credit bureaus.
1- Open an Account
2- Make On-Time Payments
3- Track Your Progress
4- Unlock Your Savings
Get Credit for Your Monthly Rent Payments
Right now your rent payment on your home, condo, or apartment doesn't give you credit on your credit reports. Change that!
Build credit with payments you already make. Right now your rent payment on your home, condo, or apartment doesn't give you credit on your credit reports. Change that! Get up to 2 years of past rent payments, and all payments in the future, placed onto your Transunion credit report.
Credit Cards are an Important Tool for Building Credit
Choose either a Secured or Unsecured credit card for people with lower credit scores. Or, if you have an excellent credit score, choose from some of the best rewards cards available.
If you've been turned down for a credit card due to credit score, open a secured credit card account. You put a small amount (minimum $200) on account with Synovus Bank and get a credit card with the same limit. Use your new credit card for items that you need every month like gas and groceries. Then pay the balance off each month. Your on-time payments get reported to each of the 3 major credit bureaus.