Boost Your Credit Score
by Adding Positive Accounts

Most people don't realize that there are many ways to boost your credit score.
Removing negative accounts from your credit report will increase your credit score.
And, we can help you with the best credit repair service in the country.

But you also want to ADD AS MANY POSITIVE ACCOUNTS to your 3 credit reports as possible.
The more creditors that report a "paid as agreed" status
to Experian, Equifax, and Transunion each month, the more your credit score will rise.

Choose From a Wide Variety of Ways to
Add Positive Accounts to Your Credit Reports

Credit Builder Loans 

These companies offer a way for you to take out a small loan and pay it back. The money accrues in a savings account that you get back at the end of the term. The company keeps a small fee at the end of that term. This is a very affordable way to start building your credit score.

Self Credit Builder

Build credit history & save money. No credit? Need to build credit?

1- Apply for a Credit Builder account

2- Pay off your Credit Builder account in the specified time period (12 to 24 months). Your money is deposited into a CD

3- Each monthly payment builds credit history and adds to your savings

4- Once you’ve paid off your Credit Builder Account, your CD unlocks and the money is yours

Credit Strong

Build Credit Even If You Don't Have a Credit Card. Reports to all 3 credit bureaus.

1- Open an Account

2- Make On-Time Payments

3- Track Your Progress

4- Unlock Your Savings

Get Credit for Your Monthly Rent Payments

Right now your rent payment on your home, condo, or apartment doesn't give you credit on your credit reports. Change that!

Credit My Rent

Build credit with payments you already make. Right now your rent payment on your home, condo, or apartment doesn't give you credit on your credit reports. Change that! Get up to 2 years of past rent payments, and all payments in the future, placed onto your Transunion credit report.

Credit Cards are an Important Tool for Building Credit

Choose either a Secured or Unsecured credit card for people with lower credit scores. Or, if you have an excellent credit score, choose from some of the best rewards cards available.

The Best Secured Credit Card

  • Provided graduation to a secured credit card (traditional credit card) in as little as 4 months by reporting more data points, and more information about your account to the credit bureaus. Doing so impacts your credit score faster.
  • Gave you clear milestones through an easy-to-use phone app that you could follow to ensure you were impacting your credit score as much as possible. You will also receive personalized recommendations on how to build your credit scores.
  • Paid you 2% cashback on purchases from select merchants and 1% cashback on all purchases. In addition, they matched your cashback dollar for dollar in the 1st year!
  • Did not check your credit or do a credit pull. In fact, you can obtain this unsecured card even if you have no existing credit, and/or are not a U.S citizen. There is a 99% approval rate for this card.

Details on our Secured Credit Card Program