Hi, I'm Dale Guiducci. Along with my wife, Shirley, we are the owners of ERA Credit Services. Since 2012 we have enjoyed a great deal of success in the credit industry. We have helped thousands of people across the country improve their credit scores. And, we have turned our success and experience into a passion to help others get into the credit business as well. This Credit Repair Blog is a collection of our experience in building a credit repair business. We hope that consumers and prospective credit repair business owners can gain value from our various articles.
In our credit repair blog, you will find posts on topics such as having a healthy credit score, many ways to boost your credit score, and credit repair. Did you know that credit repair only affects 35% of your credit score? We have services that can help you improve 100% of your credit scores.
Of course, we can potentially remove inaccurate, obsolete, and unverifiable derogatory accounts from your credit report. This will boost your credit score when items are removed from the reports of one, two, or all three of the credit bureaus.
However, there are other ways to increase your credit scores. And in some cases, they work faster than credit repair. Primarily we look for ways to add positive accounts or tradelines to your credit reports. When we are able to do this and remove derogatory accounts, scores go much higher.
We have a program that can benefit renters of a home, apartment, or condo. We can put rental payments directly onto your Experian and Transunion credit reports. This will grow your credit score over time. However, for renters that have lived in their current residence for at least a year, we can have 12 months and up to 24 months of rent payments out on the credit reports all at once. We are seeing in some cases credit scores go up 30 to 50 points in 45 days or sooner.
We also have a program for people with student loan debt. We apprise you of the 12 federal programs that can potentially reduce your debt or your monthly payment, or both. You will find out which of these programs you qualify for and how to apply.
And, we have the premier secured credit card program in the country. Many people can't get a credit card because they haven't yet established credit or their credit score is too low. Some don't have credit cards because they don't want them. However, in order to have the best credit score possible, you must show the credit bureaus that you are a responsible user of revolving credit. Our secure credit card program will help you do that.
When you set up a phone appointment with us we will assess your entire credit situation and let you know all of your options. Then you decide which you want to take advantage of. We look forward to talking with you.
View our Posts on Improving Your Credit Scores
There is also an extensive library of posts on the topic of starting a credit repair business. I've dedicated myself to helping people research the best way to own and operate a successful credit repair business. Many of our blog posts also contain videos that you can also find on our YouTube Channel. So if you like to watch and listen versus reading, we've got you covered.
With the state of our economy due to Covid-19, inflation, and other factors, people need help with their finances and credit more than ever. We offer a way for individuals to start their own credit repair business and offer our services to people. They don't need to worry about credit repair software, merchant services, websites, pulling credit, or marketing materials. That's all provided to them. The primary role of our independent agents is to spread the word about what they can do for people and sell the services.
In addition, our agents can scale their business by bringing on additional agents anywhere in the U.S. When they do so they exponentially grow their business and get paid on every transaction.
We provide online and live training on every step of building a credit repair business. Agent support is provided Monday through Friday from 9 am to 5:30 pm Eastern time. And people can get started for less than $300.
View our Posts on How to Start a Credit Repair Business
You may be in the credit repair business already. Or you would like to learn about how to build a successful credit repair business before you get started. We have many posts about sales, marketing, credit repair software, and more. We give you our 10+ years of experience right here in our credit repair blog.
View our Credit Repair Business Training Posts
And, if you are in what we call a credit-related industry, you'll find valuable information about teaming up with us to build your pipeline of buyers. We use the term "credit-related" because you need clients with a specific credit score or higher to qualify for financing in order to make a purchase.
We have a long history of working with people in the real estate, mortgage, solar, banking, and automobile industries. We also team up with professionals and companies in debt settlement, rent to own, insurance, and accounting.
As you may have read in the section about the services we offer, we have many ways to help people improve their credit scores. Yes, credit repair is a great service. But what if we could help your credit-challenged clients improve their scores by 30 to 50 points in 45 days? Would that help you close more business this year?
If so, schedule a phone appointment with us to learn more about how we can help you and your clients.
View our Posts on Working with Us as a Referral Partner
If you would like to talk with us about any of our topics, click the icon to the right to 'Book a Phone Appointment'.
If you are interested in learning more about how you can have your own credit repair business go to our Business Opportunity page to watch a 30-minute video. It is imperative that you see this video before speaking with us. You'll understand why once you've seen it 🙂 Then, "Book a Phone Appointment" with us. We'd love to speak with you to answer any of your questions.
I post new blogs several times a month. If there is a topic you would like to learn more about feel free to email us at firstname.lastname@example.org.
Thanks for visiting our Credit Repair Blog!