ERA Credit Services

Professional Credit Repair

Do you need to increase your credit score to qualify for a new mortgage, refinance, or car loan? Or do you have average to good credit and understand the value of having the highest credit score possible? We can help with our highly rated, professional credit repair service.

I met Shirley and Dale about 2 years ago and they explained their services to me.  I am a very busy Licensed Realtor in Pinellas County, Fl.  Once I learned how they can help my clients improve their credit scores I was thrilled.  I have referred several clients to them, but more so the Mortgage Broker I do business with, utilizes ERA Credit Services.  Knowing ERA has been a great asset to my business.  Once a client’s credit improves, they can now purchase a home.  This obviously makes many people happy!  I appreciate the knowledge they share and helpful hints they provide.  I will continue to recommend and use ERA Credit Services.”
Melody Hunter, Charles Rutenberg Realty

The Best Way to Repair Credit

The generally accepted definition of “credit repair” is to attempt to remove negative items from your credit reports. As the negative items are removed your credit score will rise. However, the mix of negative and positive items on your credit report (Payment History) only accounts for 35% of your credit score. 

We’ll work on 100% of Your Credit Score

We have the highest rated (A+ BBB) credit repair service available. But we also analyze and work on 100% of your credit score at no extra charge.

As part of our service for all our clients, if needed, we will work with you to add new accounts (10%) impacting the type of credit (10%) you have. We also can coach you on how to pay down existing balances (30%) with the same amount of money you currently use to pay your monthly bills. And finally we’ll have the ability to add accounts going back up to 2 years which will add to your credit history (15%).

Fixing Credit Yourself

It is true that you can attempt to fix your credit on your own. However, you can also repair your own car, cut your own hair, or represent yourself in court.

By using ERA Credit Services you insure that you’re taking full advantage of federal consumer protection law and you’ll receive the fastest, most effective credit repair service available.

Credit Repair Specialist

ERA Credit Services is backed by a track record since 2004, an accreditation and A+ Better Business Bureau rating, and a certification from the National Association of Credit Services Organizations. We have removed derogatory items from the credit reports of over 250,000 people nationwide and increased their credit score. As a professional credit repair service and credit repair specialist, we provide the best credit repair service in the country.

Free Credit Repair Consultation – Book a Phone Appointment Below 

Credit repair or credit restoration is not a “one size fits all” service. It’s important to speak with you to understand your situation, what types of negative items you have on your credit report, what you’re trying to accomplish by increasing your score, and in what time frame. That is why we speak with each client to learn about them and fully explain the credit repair process. It’s free and there’s no obligation. You have nothing to lose except your less than perfect credit.

Please Note – Appointment Calendar is Set for Eastern Standard Time

“I am so thankful to you for helping my client clean up their credit. Our Guzman client FICO scores went up from 530 to 678 in a little over 6 months! This means a lot to her because she has been wanting to buy a home for a while and now I can move forward to help her with her financing. Our plan is that she will be in her home before Christmas. You have done an awesome job!”
Demaris Lopez, Movement Mortgage

“I have been working with Dale and ERA Credit Services for only about 3 months, and after my first round of dispute letters I was able to get 14 of my 15 negatively listed items on Transunion to drop off. I was amazed at how quickly I was able to see results and a huge positive impact to my credit.”
– Sherief Elansary, San Diego, CA