Credit Repair Services Tampa
Hi there! We're Dale and Shirley Guiducci, the owners of ERA Credit Services. We began our credit repair business only because we had an accounting business with clients that needed credit repair. We searched for a good, reputable company to refer them to but couldn't find one. So, we started offering credit repair services in the Tampa Bay area in 2014 by representing the best company in the country.
We are extremely pleased to announce that we have been chosen to receive
the Expertise Award for "Best Credit Repair Companies in Tampa"
How can a credit restoration company come to Florida and surpass other companies that have been here for years?
The answer lies in the technology we use, the control our clients have over the process and the tools that we provide them.
We Follow Federal Credit Repair Law
Most credit repair services Tampa, and credit repair companies in Florida and around the country deal directly with the credit reporting agencies and bypass communication with the client. Not only is this not best for the client, but it does not follow the process outlined by federal law.
Online Progress Reporting to Our Clients
Our clients, including all of our Florida credit repair clients, receive an online account listing their 3 credit scores and all the negative items affecting those credit scores. They will also use this account to monitor the progress of any changes made to their reports and credit scores. They are in the loop every step of the way.
We Dispute All Items Immediately
Perhaps the most important factor with regard to client results and what allows us to be amongst the best credit restoration companies in the country is the speed at which our system works. Our clients can choose to dispute all their negative items immediately. Most traditional credit repair companies do not do this. They only dispute 1 or 2 items every 45 to 60 days which lengthens the process and fattens the fees they charge the client.
Adding Rent Payments and Utility Bills to credit reports is a huge benefit
There is no guarantee that items will be removed if the creditor verifies it with the credit bureaus within 30 days. So the increase in credit score is not guaranteed either. However, by adding positive accounts such as rent payments and utility bills to our client's credit reports, we have seen scores go up higher and faster than with credit repair alone. Sometimes as much as 50 points in as little as 45 days.
The Fastest, Most Effective Credit Repair in Tampa Bay
The fact that our goal is to remove as many items as possible as quickly as possible gives us the ability to provide fast credit repair services in Tampa. And, it also allows us to work with real estate agents and brokers, mortgage companies, and banks because they want the quickest credit restoration results for their clients as well.
Start Repairing Your Credit in Just 15 Minutes
for Less Than $3 a Day!
STOP putting up with a poor credit score,
not qualifying for the things you want, and having that negative feeling...
Schedule a Phone Appointment
for a Day & Time That Works for You
If You're Ready to Increase Your Credit Score
This article which was originally posted in 2016 is updated regularly and was last updated in July 2023.
ERA Credit Services is an Independent Advisor
and does not directly provide credit repair services or accept funds from clients for credit repair services.