Credit Education Archives - ERA Credit Services

Financing for Solar
What Choices Do You Have?

Dale GuiducciApril 8, 2024

Putting solar panels on your roof is a great way to insulate yourself from rising electricity costs. It may even lower your utility bills right away. Utility companies have raised electric rates between 6% and 24% per year since 2021 in nearly eve...

Credit Services

Is a Credit Repair Lawyer
More Effective Than a Credit Repair Company?

Dale GuiducciMarch 7, 2021

It might seem logical to many that when needing help removing derogatory accounts from their credit report, they should hire a credit repair lawyer. The process of doing so is done by federal law after all. And if that's the case wouldn't it be be...

Credit Repair

Credit Scores Will Likely Decline in 2021

Dale GuiducciJanuary 3, 2021

If you put the pandemic aside and look at current economic indicators, it seems that consumers are in a good position heading into 2021. The real estate market remains red hot with offers coming in over the asking price. Experian, one of the Big 3...

Credit Repair

Credit Repair Clearwater
Help with Your Search

Dale GuiducciSeptember 21, 2020

Perhaps you want to purchase a home or refinance an existing home loan. Or, maybe making a major purchase like a new car is something you're thinking about. It could be just that it's time to boost your credit score. Whatever your reason for searc...

Credit Repair Clearwater

First Time Home Buyers
with a Low Credit Score

Dale GuiducciSeptember 14, 2020

First time home buyers with a low credit score can purchase a home. However, it depends on how low the score is. FHA guidelines for first time home buyers allow a credit score as low as 580 with a 3.5% down payment. For those with a lower score do...

Credit Repair

Healthy Credit Score
The Vital Sign of Your Financial Fitness

Shirley GuiducciSeptember 10, 2020

When we go to the doctor, the first thing they do is check our vital signs. Blood pressure, pulse, and blood oxygen levels. Every time. In effect, what they are doing is checking our hearts. Without a healthy heart, it's impossible to have physica...

Credit Repair

How Important is Your Credit Score in Retirement?

Dale GuiducciMarch 7, 2020

You may be years away from retirement but if you're 50 or over, now is a good time to think about your credit score. In this article, we'll talk about why you need a high credit score as you get older and in retirement. And, we'll discuss ways you...

Credit Repair

Boost Your Credit Score

Shirley GuiducciSeptember 11, 2019

Boost Your Credit Score by Adding Positive Accounts Most people don't realize that there are many ways to boost your credit score. Removing negative accounts from your credit report will increase your credit score. And, we can help you with the be...

Credit Repair

How to Use Credit Cards
to Build Credit Score

Dale GuiducciApril 14, 2019

People fall into 2 major categories. Those with credit cards and those without. Whether you're in one or the other you need to know that credit cards are an essential element in improving your credit score. So, let's talk about how to use credit c...

Credit Repair

Best Credit Repair Services

Dale GuiducciMarch 21, 2019

For more than 11 years I've been on a mission to tell people about what we do. That we offer not only credit repair but a package of the best credit repair services to work on 100% of their credit score. Understanding the distinction requires a bi...

Credit Repair