We're Dale and Shirley Guiducci. We began our career in the financial services and credit restoration industry in 2012 when we were looking for a credit repair company to help some of our accounting clients. When we told people we had found a great credit repair company, our business exploded. 2 years later we shut down the accounting business and since have been working together full-time in our credit repair career opportunity.

If you're looking into the credit repair industry, our #1 message to you is that you MUST choose the right business model. This industry is unique and presents specific challenges that can be very difficult to overcome.

Dale and Shirley Guiducci of ERA Credit Services

Over the years we discovered that trying to help people with low credit scores is a gratifying and beneficial endeavor. However, having low credit scores is a sign that there are underlying issues with a client's overall finances. That is why we now offer services that take a holistic approach to a client's finances. We work to help clients save, grow and protect their money by providing them with a financial makeover. Of course, helping them improve their credit score is part of what we can do to help them.

On this website and in our credit repair blog, you'll find information about 4 areas. Our Financial Services for consumers, our Business Opportunity for those that want to earn more money by helping others, Business Coaching, and Referral Partner program for professionals that need credit-worthy clients. We love talking with people about whichever facet they are interested in. So, please see at the top of every page an opportunity to "Book a Phone Appointment". You'll find that we don't sell. We provide and explain your options and leave the decision up to you. Thanks for being here...

Need Help with Improving Your Credit Score?

You may be looking for what most people call credit repair. Credit repair or what we call credit restoration only attempts to remove derogatory items from your credit report. We do that well. But we do so much more to help you increase your credit score and improve every area of your finances. Let's talk. We need to know your challenges and goals. Then we'll share a plan to improve all areas of your finances AND improve your credit score.

Enjoy a Rewarding and Lucrative Career in Credit Repair and Financial Services

Good credit is in demand. And, most people have never been educated on how to achieve and maintain a good credit score. Therefore, you can bring credit services and financial services to the millions who need it and get paid well to do it with our company when you start a credit repair business for under $300.

Already in the Credit Repair Business? Get Coached by Dale & Shirley

If you already own a credit repair business then you realize it brings a unique set of challenges. Instead of figuring out how to overcome those challenges on your own, call upon the experience and expertise of award-winning and industry-leading professionals that have trained hundreds of credit repair business owners. Learn more.

Do You Have Client Prospects That Can't Qualify Because of a Low Credit Score?

This is a challenge for nearly every professional in real estate, mortgage, solar, banking, auto, and many other industries. You can either try to help them yourself, which is time-consuming, or hope they can increase their score themselves. A third option is to partner with us. Learn more about how we can help you build your pipeline of buyers and close more business.