eliminate negative accounts Archives

Student Loan Relief – What Are Your Options?

Dale GuiducciFebruary 5, 2022

There are 43.4 million people that owe a total of over $1.6 trillion in student loan debt, according to NerdWallet. As of 2020, the average owed per student is $29,927. That is a huge amount to owe when someone is just graduating from college, try...

Credit Repair

4 Ways to Rebuild Credit Fast

Dale GuiducciNovember 19, 2020

Improving a credit score for the long term requires good credit habits. Developing these habits requires discipline and patience. But once you develop a habit it becomes easy. We're going to share some of those habits as well as give you some tool...

Credit Repair

Should You Fix Your Credit in a Bad Economy?

Dale GuiducciOctober 5, 2020

The Coronavirus has deeply impacted the U.S. and world economy. Millions have lost their jobs and tens of thousands of companies no longer exist. In addition, as I write this, we are just a few weeks away from the 2020 elections. Considering the e...

Credit Repair

First Time Home Buyers
with a Low Credit Score

Dale GuiducciSeptember 14, 2020

First time home buyers with a low credit score can purchase a home. However, it depends on how low the score is. FHA guidelines for first time home buyers allow a credit score as low as 580 with a 3.5% down payment. For those with a lower score do...

Credit Repair

Healthy Credit Score
The Vital Sign of Your Financial Fitness

Shirley GuiducciSeptember 10, 2020

When we go to the doctor, the first thing they do is check our vital signs. Blood pressure, pulse, and blood oxygen levels. Every time. In effect, what they are doing is checking our hearts. Without a healthy heart, it's impossible to have physica...

Credit Repair

How Important is Your Credit Score in Retirement?

Dale GuiducciMarch 7, 2020

You may be years away from retirement but if you're 50 or over, now is a good time to think about your credit score. In this article, we'll talk about why you need a high credit score as you get older and in retirement. And, we'll discuss ways you...

Credit Repair

Best Tampa Bay Credit Repair Service

Dale GuiducciAugust 12, 2019

For 6 years in a row, ERA Credit Services has been chosen by our clients as the best Tampa Bay credit repair service. We're extremely proud of this. And, we're excited that a decision we made years ago allows us to bring the very best credit repai...

Credit Repair Tampa

Best Credit Repair Services

Dale GuiducciMarch 21, 2019

For nearly 9 years I've been on a mission to tell people about what we do. That we offer not only credit repair but a package of the best credit repair services to work on 100% of their credit score. Understanding the distinction requires a bit of...

Credit Repair

Fix My Credit-
There Are Two Ways to Do It

Dale GuiducciDecember 29, 2018

American consumers are waking up to the fact that going through life with a low credit score and having poor financial health, is going to impact their quality of life almost as much as their physical health. It seems that everyone wants to know h...

Credit Repair

Tips to Raise Credit Score

Dale GuiducciFebruary 22, 2018

Many people when needing or wanting to raise credit scores immediately find someone else to do it for them. They call a credit repair company and assume that is the best they can to do increase their credit score. Enlisting the help of a credit re...

Credit Repair