Perhaps you want to purchase a home or refinance an existing home loan. Or, maybe making a major purchase like a new car is something you’re thinking about. It could be just that it’s time to boost your credit score. Whatever your reason for searching for credit repair Clearwater, we want to give you some tips on how to find the very best Tampa Bay credit repair service.

We get it. You’re looking for a company to help you with something that you might not be very familiar with. And, you’ve heard that a lot of credit repair companies aren't very reliable. You may have been told that credit repair doesn’t work. But you don’t have the time or expertise to learn it and do it yourself. So here you are.

My wife Shirley and I were in that exact place when we went to buy our first home together. This is why years later in 2012 we started ERA Credit Services to provide people with access to the best credit repair services. We have aligned ourselves with one of the best credit repair companies in the country. See what Google says about us and see some of our client reviews.

Just a Bit of Knowledge is Power

Here are a few things you want to know when doing your search:

There is no licensing required in the state of Florida, or any state, to do credit repair. Make sure the person or company you are contracting with can demonstrate to you a substantial track record and has been doing this for a significant amount of time.

Most credit repair companies purposely slow the process down of increasing a client’s credit score in order to charge them more monthly fees. Yes, that is true!

The vast majority of credit repair companies are only able to attempt to remove negative items from your credit report. That’s a good thing, of course. But to get you a truly healthy credit score they should also provide you with information, tools, and suggestions on how to build more positive credit and raise your credit score in every way possible.

Questions to Ask a Clearwater Credit Repair Company

Based on what you just learned, here are some questions you want to ask a credit repair company:

How long have you been in business and how many people have you helped?

How many of my negative items will you address right away, and how quickly will you address them?

Other than removing negative items from my report what other ways can you offer me to help me to increase my credit score?

Of course, you may have other questions that you want to ask a company when you find them by searching for credit repair Clearwater. You’ll want to know what they charge and if they keep you up to date on the progress of your credit score. But now you’re going in armed with some knowledge to help you make a good decision.

Credit Repair Clearwater

Here’s something else you could do. Just click the link below and book a free, no-obligation phone consultation with us. We’ll discover the challenges you have on your credit reports. Then we’ll tell you how credit repair works according to federal law and what the process is. You’ll learn about ALL the services we provide you to increase your credit score. Of course, you’ll learn what and how we charge. Then you can make an informed decision. We don’t sell. We educate and explain.

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If you're not quite ready to talk with us and you'd rather do a little more homework, visit our main credit page where we describe what we do in more detail. You can even watch a video if you'd like.

Thanks for visiting our website and reading about credit repair Clearwater. If there’s anything we can do for you please just let us know.

ERA Credit Services is an Independent Agency representing a 501(c)(3) non-profit organization
that provides credit repair and other services to our clients. We do not directly accept funds from clients for credit repair services.