San Diego Credit Repair
A Complete Plan to Increase Your Score
If you face challenges with your credit score you may search online for a solution and call a credit repair company. All San Diego credit repair companies will tell you that they'll attempt to remove negative items from your credit report. But will they address all derogatory items immediately? Will they give you online reporting so you can monitor the progress of your account? And, will they provide other services to help increase your credit score? These are the questions you should ask. But we already know that the answer is "no".
Your credit score is not just based on negative items on your report. You need an overall credit score plan that will impact every aspect of your credit score. We analyze your reports with all 3 credit bureaus (Equifax, Transunion, Experian). We then provide you with a credit score plan that includes many different ways to maximize your credit score. And, you can track it all online, 24/7.
We are extremely pleased to announce that we have been chosen to receive
the Expertise Award for "Best Credit Repair Companies in San Diego"
The San Diego Credit Repair Plan
We give you a full and complete credit repair plan. We start with credit repair. We’ve been a top-rated San Diego credit repair company since 2012. We have become the company of choice for real estate companies, mortgage companies, and banks for credit repair in San Diego.
Online Reporting 24/7
We give you an online account so you can see the progress of what we are doing. You’ll see the negative items we are working on for you. We dispute all your items immediately unlike other companies that want to prolong your service with them. Because we get the majority of our business from referrals from business professionals we need to act as quickly as possible.
A Credit Repair Plan of Action - Credit Builder
What about other steps you can take to increase your score? We give you a plan of action called Credit Builder to increase your credit score now. This knowledge will help you for the rest of your life so you can always have the best credit score possible.
Real-time Online Credit Monitoring
You need to see your credit score and be able to access your credit reports 24/7. How else will you know if credit repair is working? Free services like Credit Karma do not give you all 3 credit bureau reports. Nor are they reported in real-time. We give you that.
Identity Theft Protection
We then protect your identity through PrivacyArmor. Why? Because as you increase your credit score you become at a higher risk to have your identity stolen. That would disrupt any plans of buying a home, getting a business loan, buying a car, etc. We prevent that from happening.
Debt Utilization
What about your existing debt? Debt utilization is a major factor in calculating your credit score. If appropriate, we give you a plan to pay down that debt using the same amount of money you currently use to pay debts now. Not only does it increase your credit score but you save thousands, potentially tens of thousands of dollars in interest.
Selective Credit Score Services
If you currently are a renter of a home or an apartment we can talk to you about adding your monthly rental payment to your Transunion, Equifax, and Experian credit reports. This will add another positive account to your history thus increasing your score. Through our platform, you can also have utility bills such as water, electricity, cable, and cell phone to your credit reports. The more positive accounts you can show the higher your credit score will be.
Start Repairing Your Credit in Just 15 Minutes
for $3.30 a Day!
STOP putting up with a poor credit score,
not qualifying for the things you want, and having that negative feeling...
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(3 Hours Ahead of Pacific)
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IF YOU'RE READY, GET STARTED NOW!
This article which was originally posted in 2017 is updated regularly and was last updated in July 2023.
ERA Credit Services is an Independent Advisor
and does not directly provide credit repair services or accept funds from clients for credit repair services.