In this category on our website and blog, our goal is to provide credit education. The credit system in the United States, although it appears unfair at times, is not as complicated as it may seem. If consumers know the basics of how the system works, they can use it to their advantage. Credit repair is just one aspect of raising a credit score. We want people to know all the different ways that they can raise their credit score. And, to adopt good credit habits.
You will find dozens of articles that are full of helpful information on credit for consumers. Yes, of course, we want people to use the credit repair and other credit services we have available. But we also want people to be able to visit our credit repair blog. And, come away more knowledgable than before.
The rules of the credit game are dictated by the credit bureaus. They are more officially known as credit reporting agencies (Experian, Equifax, Transunion). Each has a slightly different scoring model which is one reason our credit scores are different on each.
They decide the weight given to different aspects of your credit history. Therefore, all we need to do as consumers is to understand the rules of the credit game. And, do our best to use those rules to our advantage.
The good news is that there is not an infinite number of rules. If we know a handful of good credit practices and follow them, we will have a great chance of winning the credit score game.
So, thanks for stopping by. Scroll through and pick out some articles to read that will increase your knowledge of the credit game. And, if we can help you please book a phone appointment by clicking the link at the top of any page. We look forward to talking with you!